Calculadora de cheque Texas 2026
Texas has no state income tax — your only deductions from a Texas paycheck are federal income tax (10–37% by bracket), Social Security (6.2% up to $184,500 in 2026), and Medicare (1.45% + 0.9% over $200K). For a $100K Texas salary, take-home is typically 75–78% of gross, vs ~70% in California or New York.
Esta calculadora funciona en español; el contenido específico del estado se está traduciendo progresivamente. La matemática y la calculadora son idénticas a la versión inglesa.
Datos de tu cheque
Mostrando los 50 estados + DC — cada jurisdicción tiene página dedicada; elegir otra navega allí. Usa la calculadora principal →
Common: 100% up to 4%, or 50% up to 6%. For tiered formulas, switch to Tiered.Match dollars don't change your take-home (they go to the 401(k), not your paycheck) — but they show up below as "Total comp".
Todos los cálculos ocurren en tu navegador. No se guarda ni comparte ningún dato.
Sueldo neto anual
$58,668
≈ $4,889/mes · $2,256/quincenal · tasa efectiva 16.78%
+ $3,000/año aporte patronal 401(k) → $78,000 compensación total
🏖️ Planifica con este sueldo neto
Desglose de impuestos
Calcula tus números con la herramienta correcta
Asalariado, freelancer, bono, horas extra o propinas — elige la calculadora según tu situación.
Calculadora de Salario
Bruto anual a sueldo neto: federal + estatal + FICA + 401(k)/HSA. Los 50 estados.
Calcular sueldo netoSin Impuesto sobre Propinas
Aplica la deducción OBBBA 2025 por propinas (hasta $25,000) para meseros, conductores, estilistas, y otros trabajadores con propinas.
Calcular propinas netoCalc. Horas Extra
Aplica la deducción OBBBA 2025 'Sin Impuesto sobre Horas Extra' (hasta $12,500).
Calcular OT netoCalculadora Freelancer
1099, negocio propio, o LLC: impuesto SE (15.3%) más estimados trimestrales.
Calcular impuesto SEDatos de impuestos Texas (2026)
Estructura tributaria
No state income tax
Tasa top
0%
Deducción estándar
N/A (no state income tax)
Otra nómina estatal
None at state level
Característica notable de nómina Texas
Texas has no state income tax — all your state-level tax burden shows up in property tax (effective ~1.6%, among the highest in the US) and sales tax (8.25% in major metros). For W-2 workers in Texas, take-home pay is appreciably higher than equivalent salary in any income-tax state.
Cómo funciona realmente un cheque Texas
Withholding on a Texas paycheck is unusually simple because there's no state form to fill out. Your federal Form W-4 drives the entire withholding decision — Texas employers don't run a separate state withholding, since the state collects no wage income tax. New hires in Texas often see take-home jumps of 4%–10% versus prior employment in California, New York, or Oregon, simply because the state line is no longer being deducted. The flip side: there's no state-level relief mechanism if federal withholding under-shoots; you're either correctly federally withheld or you owe in April.
Take-home math runs cleanly for Texas single filers in 2026. At $60,000 gross: about $4,400 federal income tax + $4,590 FICA = $8,990 total deductions, leaving $51,010 (85% of gross). At $100,000: $11,800 federal + $7,650 FICA = $19,450, take-home $80,550 (81%). At $150,000: $24,000 federal + $9,275 FICA = $33,275, take-home $116,725 (78%). The same numbers in California would run roughly $4,500–$10,000 lower at each tier — that's the headline value of the Texas residency premium for W-2 workers, before adjusting for property tax and cost of living differences.
The trade-off Texas makes is shifting tax burden from wages to property and consumption. Property tax averages 1.6% effective statewide — among the highest in the US — and Houston-area Independent School Districts can push effective rates above 2.4%. Sales tax stacks 6.25% state plus up to 2% local for an 8.25% combined ceiling in Houston, Dallas, Austin, and San Antonio. For renters and modest-income households, Texas runs distinctly cheaper than coastal high-tax peers; for property-rich retirees on fixed incomes, the property-tax bill can erase most of the income-tax savings.
The single highest-leverage tactic for Texas W-2 earners is maxing federal pre-tax savings, since federal is the only income-tax layer that touches their paycheck. A $24,500 401(k) plus $4,400 HSA plus $7,500 IRA in 2026 shelters $36,400 — and unlike California or New York residents, the entire federal-bracket savings flow straight through (Texas adds no state-level conformity quirks to undo the math). High-bracket Texans (24%+ federal) save $8,700+ per year in tax just from these three vehicles, compounding tax-free until withdrawal.
Peculiaridades fiscales Texas
- •Texas funds itself via property tax (effective ~1.6%, high) and sales tax (6.25% state + up to 2% local = 8.25% combined in Houston, Dallas, Austin, San Antonio).
- •No state income tax means no W-4 state withholding — Texas paychecks have only federal + FICA deductions on the tax side.
- •Some employers in Texas offer additional benefits (HSA, 401k match) more aggressively to attract talent vs lower-cost states — worth maxing both.
- •Texas property tax is locally administered; rates vary by county and ISD (Independent School District). Houston-area rates can hit 2.4%; rural rates can be under 1%.
Sources: federal brackets + standard deduction from IRS Rev. Proc. 2025-32; retirement contribution limits ($24,500 401(k), $4,400 HSA, $7,500 IRA) from IRS Notice 2025-67; FICA limits from the SSA 2026 Fact Sheet;Texas state brackets verified against the Tax Foundation 2026 State Income Tax Rates compilation and the Texas Department of Revenue's published 2026 schedule. Always cross-check with your state DOR before relying on any number for filing.
Referencia federal de impuestos sobre nómina
Por encima de la línea estatal, cada cheque Texas debe impuesto federal sobre la renta + FICA (Seguridad Social + Medicare). Los desgloses: