ProSalaryTax
Healthcare

Salario de Fisioterapeuta en Massachusetts (2026)

El salario promedio de un Fisioterapeuta en Massachusetts es de $105,000/año. Después de impuestos, tu sueldo neto estimado es de $77,668/año ($6,472/mes).

Desglose del Sueldo Neto

CategoríaCantidad
Sueldo Neto Anual
$77,668
Sueldo Neto Mensual
$6,472
Sueldo Neto Quincenal
$2,987
Sueldo Neto por Hora

basado en 2,080 hrs/año

$37/hr
Impuesto Federal
$14,270
Impuesto Estatal
$5,030
Impuestos FICA
$8,033
Tasa Efectiva de Impuesto

impuestos totales ÷ salario bruto

26.03%
Estimaciones solamente — no es asesoría fiscal. · Aviso legal completo →

¿Quieres modelar 401(k), HSA, o aportes antes de impuestos contra tu salario completo? Abrir la calculadora de salario

¿Trabajo 1099 o proyectos paralelos? El impuesto SE agrega 15.3% encima. Ver la calculadora de freelancer

¿Recibes bono de fin de año, firma o retención? Ver la calculadora de bonos

¿Trabajas horas extra? La deducción OBBBA 2025 puede ahorrarte hasta $12,500 en impuesto federal. Abrir la calculadora de horas extra

Términos clave:···

Rangos de Salario de Fisioterapeuta en Massachusetts

Nivel inicial (0–3 años)

$78,000

/año

Ver desglose fiscal →

Nivel medio (3–7 años)

$98,000

/año

Ver desglose fiscal →

Nivel senior (7+ años)

$135,000

/año

Ver desglose fiscal →

No todas las Fisioterapeutas ganan lo mismo — ni de cerca

MGH Institute of Health Professions DPT, Boston University DPT, Northeastern DPT, Simmons University DPT, and Massachusetts College of Pharmacy and Health Sciences (MCPHS) DPT anchor the Boston-metro academic PT pipeline. UMass Lowell, Springfield College, and American International College round out the state's DPT programs. Mass General Brigham (the merger of Mass General Hospital and Brigham and Women's) is the largest Massachusetts hospital system; Beth Israel Lahey Health, Tufts Medicine, Boston Children's Hospital, Dana-Farber Cancer Institute round out the Boston-metro hospital infrastructure.

Orthopedic Specialist (OCS)

$100,000–$135,000+

Board-certified specialty · MGB + BILH + Tufts premium

Sports PT (Patriots / Celtics / Red Sox / Bruins)

$110,000–$185,000+

Pro team affiliations + Harvard + MIT + BC + BU + Northeastern athletics

PT Practice Owner

$130,000–$240,000+

Independent practice; $500K-$900K acquisition cost suburban Boston

Hospital/Academic PT (MGB / BILH / Tufts)

$92,000–$130,000

Mass General Brigham + Beth Israel Lahey + Tufts Medicine + Boston Children's

Outpatient Clinic PT (Senior)

$92,000–$125,000

Athletico, ATI, Select PT, Boston PT presence

Home Health PT

$95,000–$130,000

Aging MA population · per-visit comp + mileage stipends

Pediatric PT (Boston Children's)

$92,000–$125,000

Specialty · Boston Children's Hospital — top US pediatric specialty employer

Neurological PT (Spaulding Rehabilitation)

$95,000–$135,000

Spaulding Rehabilitation Hospital — top-ranked US rehabilitation hospital

Travel PT (Contract)

$95,000–$155,000

Travel contracts · per-diem and lodging stipends material

New Graduate PT

$78,000–$100,000

First role; rotational programs at MGB + BILH + Tufts + Boston Children's

Vale la pena saber: Spaulding Rehabilitation Hospital in Charlestown / Boston is consistently ranked the #1 US rehabilitation hospital by US News and is part of Mass General Brigham. Its specialty residency programs in stroke, spinal cord injury, traumatic brain injury, amputee rehabilitation, and complex neurorehabilitation are the most prestigious in the country. Boston Children's Hospital pediatric PT program is similarly destination-tier. Massachusetts is a PT Compact member (since 2019), reducing relocation friction. MGH Institute of Health Professions DPT is the dominant Boston-area DPT program with deep MGH-system clinical placement networks. Athletico, ATI Physical Therapy, Select Physical Therapy, and Boston Physical Therapy operate substantial Massachusetts chain footprints.

Massachusetts PT — FLSA classification, OBBBA No Tax on Overtime, Cambridge biotech PPO premium, Millionaires surtax

$100k

MA average PT salary (BLS state metric — among highest in US)

5%/9%

MA flat 5% + 4% Millionaires surtax above $1M (9% top combined)

$12.5k/$25k

OBBBA OT deduction cap (FLSA non-exempt PTs)

Most outpatient and hospital PTs in Massachusetts are hourly non-exempt — eligible for federal time-and-a-half overtime above 40 hours per week. The federal learned-professional exemption requires payment on salary basis at $844/week or above (2024 threshold) AND primary duty performing work requiring advanced knowledge. In practice, most Mass General Brigham, Beth Israel Lahey, Tufts Medicine, Boston Children's, plus chain (Athletico, ATI, Select PT, Boston PT) clinical PTs are paid hourly with productivity bonuses, keeping them non-exempt and eligible for overtime.

The No Tax on Overtime federal deduction (effective 2025-2028) applies to non-exempt PTs. The deduction caps at $12,500 single / $25,000 on the premium portion of OT pay, phasing out at $100/$1K MAGI above $150K/$300K. For a clinical PT earning $100,000 base plus $15,000 OT, OBBBA shelters roughly $5,000 of the OT premium federally — about $1,200 in tax savings. Senior PTs in management ($100K+ on salary basis with supervisory duties at MGB / BILH / chain regional roles) are FLSA exempt — OBBBA does not apply.

Massachusetts state tax does NOT conform to 's above-the-line deduction — state-level OT premium remains taxable at MA's 5% flat rate even when federally OBBBA-deducted. Modest in dollar terms ($250/year on $5,000 OT premium) but worth modeling. The 4% Millionaires surtax applies only to taxable income above $1M ($9% combined top rate at $1M+) — meaningful for senior practice owners exiting at scale.

Cambridge biotech corridor is the underrated MA PT submarket. Vertex Pharmaceuticals, Moderna, Biogen, Novartis Cambridge, Takeda, Sanofi Genzyme, Pfizer Cambridge, and dozens of smaller Cambridge-headquartered biotechs maintain exceptional dental and PT insurance coverage. Many biotech employees use private PT for sports medicine and orthopedic work at premium fees. Senior outpatient orthopedic specialists in Cambridge / Brookline / Newton clear $105,000-$135,000.

Spaulding Rehabilitation Hospital is the destination US rehabilitation specialty employer. Consistently ranked #1 US rehabilitation hospital, Spaulding is part of Mass General Brigham and supports specialty residency programs (stroke, SCI, TBI, amputee, complex neurorehabilitation) that are unusually competitive nationally. Many MA neurological PTs target Spaulding as the career-defining specialty employer. Spaulding-trained PTs routinely place at top US academic medical centers.

Practice ownership in Massachusetts is meaningful and accessible at suburban Boston levels. Newton, Brookline, Wellesley, Weston, Lincoln, Concord, Lexington, Belmont anchor the upscale residential PT corridor. Practice acquisitions $500,000-$900,000 (suburban Boston upscale) or $400,000-$700,000 (Boston-metro broader). Bank financing through Live Oak, US Bank Practice Solutions, Eastern Bank (MA-headquartered), Cambridge Trust (post-Eastern), Lendeavor.

Travel PT contracts in Massachusetts are competitive given Boston-area hospital + outpatient density and biotech employer adjacency. Travel PTs working 13-week assignments at $1,800-$2,700/week + housing + per-diem can clear $130,000-$170,000 annually with proper tax-home structuring. Many travel PTs maintain tax-home in NH (no state tax), TX, FL, or TN — NH residency just over the state line is particularly common for Boston-area travel PTs.

Massachusetts for PTs — Boston MGB academic, Cambridge biotech, Spaulding rehabilitation specialty

Boston metro PT culture is anchored by Mass General Brigham (the merger of MGH and Brigham and Women's), Beth Israel Lahey Health, Tufts Medicine, and Boston Children's Hospital. Outpatient clinic concentration is densest in Newton, Brookline, Wellesley, Weston, Lincoln, Concord, Lexington, Belmont (upscale western suburbs) and Cambridge / Somerville (urban biotech-adjacent). Senior outpatient orthopedic specialists routinely clear $105,000-$135,000.

Cambridge biotech corridor — Vertex Pharmaceuticals, Moderna, Biogen, Novartis Cambridge, Takeda, Sanofi Genzyme, Pfizer Cambridge — plus the broader life-sciences ecosystem creates a unique premium-PPO patient base. Many biotech employees use private PT for sports medicine and orthopedic work at premium fees. The Kendall Square / Cambridge Science Center concentration is the densest US life-sciences corporate cluster.

Spaulding Rehabilitation Hospital in Charlestown is the destination US rehabilitation specialty employer — consistently ranked #1 US rehabilitation hospital. Its specialty residency programs in stroke, spinal cord injury, traumatic brain injury, amputee rehabilitation, and complex neurorehabilitation are the most prestigious in the country. Many Massachusetts neurological PTs target Spaulding as the career-defining specialty employer.

Sports medicine PT in Boston centers on Patriots, Celtics, Red Sox, Bruins, Revolution, plus Harvard + MIT + Boston College + Boston University + Northeastern athletics. MGH Sports Medicine and Boston Sports Medicine + Performance are the dominant regional sports specialty employers. Sports medicine PTs working with pro teams or elite training facilities clear $130,000-$185,000.

Western Massachusetts (Springfield, Northampton, Amherst), the South Shore (Plymouth, Hingham, Cohasset), the North Shore (Salem, Beverly, Marblehead), and Cape Cod / Martha's Vineyard / Nantucket support secondary markets. UMass Memorial Health Worcester anchors central MA. Practice acquisitions $300,000-$500,000 (Western MA / South Shore / North Shore) or $400,000-$700,000 (Cape upscale). Many Boston-area PTs target Cape Cod or North Shore practice ownership for retirement landing.

How Massachusetts taxes work for PTs (FLSA + OBBBA + the 5% flat + 4% Millionaires surtax structure)

MA's flat 5% state tax + 4% Millionaires surtax above $1M creates a 5% effective rate for most PTs and 9% combined top rate for practice owners exiting at scale. At $100,000 outpatient PT income, state tax runs $5,000; at $130,000 senior orthopedic specialist, $6,500; at $300,000 senior practice owner, $15,000; at $1.2M practice sale, $60,000 (5% on first $1M + 9% on $200K above). Massachusetts has no city income tax — distinct from neighboring NY (NYC 3.876% city tax) — a meaningful structural advantage for in-MA-resident PTs.

classification drives eligibility. Most clinical PTs at MGB, BILH, Tufts Medicine, Boston Children's, Athletico, ATI are hourly non-exempt. The OBBBA No Tax on Overtime deduction applies (effective 2025-2028, federal only): $12,500 single / $25,000 MFJ cap on premium-portion OT, phased out at $100/$1K MAGI above $150K/$300K. For a clinical PT earning $100K base plus $15K OT, OBBBA shelters roughly $5,000 of the OT premium federally — about $1,200 in tax savings. Senior PTs in management ($100K+ salary basis with supervisory duties) are FLSA exempt.

Massachusetts state tax does NOT conform to 's above-the-line deduction — state-level OT premium remains taxable at MA's 5% flat rate. Modest dollar impact ($250/year on $5,000 OT premium).

Practice owner PTs operating as can structure reasonable salary $90K-$130K (subject to ) plus profit distribution. Saves $9K-$15K/year SE tax for $200K-$280K practice owner. Massachusetts recognizes federal S-corp election with no separate state-level affirmative election (unlike NJ). Solo at $50K+ practice owner net SE income shelters additional $50K-$72K pre-tax retirement annually. Defined benefit plan at $200K+ adds another $100K-$200K of pre-tax shelter. PT classified as Specified Service Trade or Business — Section 199A QBI 20% deduction phases out at $201,775 single / $403,500 MFJ.

Massachusetts PTET (Pass-Through Entity Tax) election since 2021 — Massachusetts allows pass-through entities to pay state tax at the entity level (5%) and bypass the federal $10K cap. For PT practice owners with $200K-$400K of income, PTET election typically saves $4K-$8K per year in federal tax via federal SALT deduction restoration. PTET election is annual and requires affirmative filing.

Pre-Millionaires-surtax-event practice sale strategy at $1M+ — establish NH (no state tax), TN, FL, or TX residency BEFORE practice sale closes saves the 9% combined MA rate on sale proceeds above $1M. For a $1.5M practice sale with $1.2M capital gains, structuring as multi-year sale or pre-sale relocation can save $40K+ on the surtax portion alone. NH residency just over the state line is the most common option for senior MA practice owners. Travel PT NH-tax-home structuring keeps MA tax limited to MA-source assignment wages.

  • No Tax on Overtime — shelter premium-portion OT up to $12.5K single / $25K if non-exempt + MAGI under $150K/$300K. Verify W-2 Box 14 classification.
  • MA has no city income tax — meaningful structural advantage vs neighboring NY (NYC 3.876% city tax).
  • MA PTET election for practice owners — bypasses federal $10K cap; saves $4K-$8K/year for $200K-$400K S-corp income.
  • Practice owner election at $150K+ net SE income — saves $9K-$15K/year SE tax. MA recognizes federal S-corp without separate state election.
  • Solo for practice owners + Defined Benefit at $200K+ — combined $200K-$300K/year pre-tax shelter.
  • Plan around 20% phase-out at $201K/$403K — preserves $40K+ federal deduction. PT is .
  • Pre-Millionaires-surtax-event practice sale at $1M+ — establish NH residency BEFORE sale closes. NH 0% state tax saves 4% surtax on sale proceeds above $1M.
  • Backdoor Roth IRA $7K/year — bypasses phase-out at senior PT comp.
  • $4,150 single / $8,300 family — most underutilized for healthcare employees.
  • Travel PT NH-tax-home structuring — NH no income tax + Boston-area assignments = single-zero state tax efficiency on housing + per-diem.

Three MA PT submarkets — Boston MGB academic, Cambridge biotech, suburban / Cape practice ownership

Boston MGB / Spaulding academic specialty, Cambridge biotech-corporate, and suburban Boston / Cape lifestyle practice ownership are three different MA PT career paths.

Boston + Newton / Brookline / Wellesley / Weston

Outpatient senior $105K-$135K · sports medicine $130K-$185K · practice owner $150K-$240K

Newton, Brookline, Wellesley, Weston, Lincoln, Concord, Lexington, Belmont. Mass General Brigham + Beth Israel Lahey + Tufts Medicine + Boston Children's + Spaulding Rehabilitation. Patriots / Celtics / Red Sox / Bruins / Revolution pro teams. Practice acquisitions $500K-$900K (suburban Boston upscale) or $400K-$700K (Boston-metro broader). Top-rated school districts.

Boston suburban PT runs on the MGB / BILH / Tufts hospital infrastructure plus pro-sports density. Spaulding Rehabilitation Hospital is the destination US rehabilitation specialty employer. The combination of academic depth + sports medicine + Cambridge biotech adjacency creates the deepest US PT specialty market on the East Coast outside maybe NYC.

Cambridge + Somerville (biotech corridor)

Outpatient senior $105K-$135K · biotech-corporate $115K-$155K · practice owner $150K-$220K

Cambridge, Somerville, Davis Square, Kendall Square, Harvard Square. Vertex + Moderna + Biogen + Novartis Cambridge + Takeda + Sanofi Genzyme + Pfizer Cambridge biotech corporate-PPO base. MIT Medical + Harvard University Health Services + Mount Auburn Hospital. Median rents $2,800-$5,500; condo prices $700K-$1.5M.

Cambridge biotech corridor is the densest US life-sciences corporate cluster. Biotech employer corporate-PPO base supports premium concierge and on-site PT services. The combination of MIT + Harvard academic medicine + biotech corporate makes Cambridge unique in US PT employer landscape.

Suburban / Cape (Worcester / Cape Cod / North Shore / South Shore)

Outpatient senior $90K-$120K · home health $95K-$130K · practice owner $130K-$200K

Worcester (UMass Memorial Health), Cape Cod (Cape Cod Healthcare), Plymouth / Hingham / Cohasset (South Shore), Salem / Beverly / Marblehead (North Shore), Springfield / Northampton (Western MA). Practice acquisitions $300K-$500K (Western MA / South Shore / North Shore) or $400K-$700K (Cape upscale).

Massachusetts secondary markets offer accessible practice ownership economics. Cape Cod and North Shore are particularly attractive for retirement landing or lifestyle-driven practice ownership. UMass Memorial Health Worcester anchors central MA academic medicine adjacency.

The career arc — DPT new grad to Spaulding neurologic / MGB orthopedic / Cambridge biotech-corporate / suburban practice owner

Year 1-3 (DPT New Grad / Staff PT): $78K-$100K. DPT graduate from MGH Institute of Health Professions, Boston University, Northeastern, Simmons, MCPHS, UMass Lowell, Springfield College, or out-of-state. Hospital rotational program at Mass General Brigham, Beth Israel Lahey, Tufts Medicine, Boston Children's, or Spaulding Rehabilitation; or Athletico / ATI / Select PT / Boston PT staff PT. Most hourly non-exempt — OT deduction applies if working overtime hours.

Year 3-7 (Specialty Certification / Senior Outpatient): $95K-$125K. OCS, SCS, GCS, PCS, or NCS board certification. Senior outpatient orthopedic specialist at Athletico or independent suburban Boston clinic; Spaulding neurologic PT residency; sports medicine specialist with Boston pro-team affiliations. Comp ceiling expands meaningfully with specialty cert + Spaulding residency completion.

Year 7-15 (Senior Specialist / Clinic Manager / Pre-Practice-Ownership): $115K-$155K. Senior specialist at outpatient orthopedic clinic, hospital senior staff, sports medicine practice with pro-team affiliations, or chain clinic director / regional manager. Many PTs evaluate practice acquisition financing at year 5-8.

Year 15-25 (Practice Owner / Multi-Clinic / Specialty Practice): $150K-$240K+. Practice acquisition typical at year 8-12 — MA practice acquisition $500K-$900K (suburban Boston upscale) or $300K-$500K (suburban Boston broader / Western MA / South Shore / North Shore) or $400K-$700K (Cape upscale). Bank financing through Live Oak, US Bank Practice Solutions, Eastern Bank (MA-headquartered), Cambridge Trust (post-Eastern), Lendeavor. + MA PTET election + Solo + Defined Benefit shelter $200K-$300K per year.

Year 25+ (Practice Sale / Retirement): Practice sale to PT-DSO (Athletico, ATI, Select, Boston PT, Ivy Rehab) or independent buyer at $400K-$2M+ goodwill multiple. MA's 4% Millionaires surtax above $1M creates structural friction at $1M+ practice sale — pre-sale relocation strategy to NH (just over the state line, 0% income tax), TN, FL, or TX saves the 4% surtax on sale proceeds above $1M. Senior MA PTs routinely retire to NH (Portsmouth, Concord), Cape Cod, or FL coastal.

Where Massachusetts physical therapists actually live

MA PTs cluster in Boston suburbs (Newton, Brookline, Wellesley, Weston, Lincoln, Concord, Lexington, Belmont) for MGB / BILH adjacency, in Cambridge / Somerville for biotech corporate proximity, or in suburban Boston broader / Cape / North Shore for practice ownership and lifestyle. The no-local-income-tax structure means residency decisions are driven by school district, lifestyle, and commute rather than tax arbitrage between cities.

Newton (Boston suburb)

Top MA PT suburb · top schools · 20 min to MGB · classic family demographic

Brookline (Boston-adjacent)

Walkable urban suburb · MGB / Beth Israel adjacency · top schools · upscale residential

Wellesley / Weston

Premium western suburb · top schools · old-money demographic · 25 min to MGB

Lexington / Concord / Lincoln

Upscale family-suburb · top schools · biotech-corridor commuter base

Cambridge / Somerville

Biotech-corporate adjacency · MIT + Harvard · younger urban demographic

Hingham / Cohasset (South Shore)

Coastal upscale anchor · top schools · 35 min to Boston

Marblehead / Beverly (North Shore)

Coastal upscale · top schools · upscale residential · accessible vs Newton

Newton / Brookline / Wellesley / Weston dominate the upscale MA PT bedroom community. Cambridge / Somerville support biotech-corporate adjacency. Cape Cod, North Shore, and South Shore offer lifestyle-anchored practice ownership for graduates targeting retirement landing. NH residency (Portsmouth, Concord, Salem NH) is a real out-of-state option for senior practice owners optimizing pre-sale residency under the Millionaires surtax.

¿Es la decisión correcta?

Massachusetts for physical therapists — when the math really works

A tu favor

  • +MA average PT salary $100K — among highest in US driven by Cambridge biotech + MGB depth
  • +Spaulding Rehabilitation Hospital — top-ranked US rehabilitation specialty employer
  • +Mass General Brigham + Beth Israel Lahey + Tufts Medicine + Boston Children's academic depth
  • +No MA city income tax — meaningful structural advantage vs neighboring NY (NYC 3.876% city tax)
  • +OBBBA OT deduction applies to FLSA non-exempt clinical PTs (2025-2028)

Vale la pena saber antes de firmar

  • 4% Millionaires surtax above $1M creates 9% combined top rate for practice-sale events
  • MA state tax does NOT conform to OBBBA above-the-line deduction — state-level OT premium taxable
  • Boston suburban housing $700K-$1.5M+ at staff PT comp ($90K-$120K) is genuinely tight
  • Industry consolidation (Athletico, ATI, Select, Boston PT) constrains independent practice startup
  • Winter weather (December-March) genuine friction for daily commute + outdoor patient activities

Mercado Laboral en Massachusetts

Massachusetts tiene demanda activa de Fisioterapeutas.

Perspectivas de crecimiento: 15% growth through 2032 (much faster than average)

Puestos relacionados:

Fisioterapeuta DeportivoFisioterapeuta OrtopédicoFisioterapeuta Pediátrico

Costo de Vida en Massachusetts

Massachusetts tiene un costo de vida variado según la región.

💰 Sueldo neto mensual: $6,472

🏠 Renta típica: $1,600/mo

📊 Después de renta: $4,872/mo

Calcula Tu Sueldo Neto Exacto

Agrega contribuciones al 401(k), HSA, dependientes y más para ver tu sueldo neto personalizado.

Abrir Calculadora Completa

Frequently Asked Questions

Find answers to common questions about your taxes and our calculator.

Comparar dos estados

Compara el impuesto sobre la renta, el salario neto y la carga fiscal total entre cualquier par de estados de EE.UU.

Estado 1

Estado 2

Salario de Fisioterapeuta en Otros Estados

Más sobre Massachusetts