Actualizado para 2026

Calculadora de cheque Mississippi 2026

Mississippi has a flat 4.7% state income tax with a 0% bracket on the first $10,000 of taxable income — effectively functioning as a flat rate for any worker above ~$13,000 in wages. The state is on a multi-year reduction path: 5.0% in 2023, 4.7% in 2024, 4.4% scheduled for 2026, 4.0% target by 2030 per HB 531 (2022). No local income tax. Jackson, Gulfport, Biloxi, Hattiesburg all run pure state + federal + FICA paychecks. Mississippi has the lowest median household income in the US (~$54K, BLS 2024), so the state has substantial leverage to grow tax collections through wage growth without rate increases.

Esta calculadora funciona en español; el contenido específico del estado se está traduciendo progresivamente. La matemática y la calculadora son idénticas a la versión inglesa.

Mississippi: Flat 4.7% (cut to 4.4% in 2026, target 4% by 2030); lowest median household income in US
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Datos de tu cheque

Sin impuesto estatal sobre la renta

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Common: 100% up to 4%, or 50% up to 6%. For tiered formulas, switch to Tiered.Match dollars don't change your take-home (they go to the 401(k), not your paycheck) — but they show up below as "Total comp".

Additional Pre-Tax Deductions

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Sueldo neto anual

$58,668

$4,889/mes · $2,256/quincenal · tasa efectiva 16.78%

+ $3,000/año aporte patronal 401(k) → $78,000 compensación total

Desglose de impuestos

Impuesto federal sobre la renta$6,845
FICA (SS + Medicare)$5,738
Impuesto estatal Mississippi$0 (sin impuesto estatal)
Contribución 401(k)$3,750
Deducciones totales$16,333
Estimaciones solamente — no es asesoría fiscal. · Aviso legal completo →

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Datos de impuestos Mississippi (2026)

Estructura tributaria

Flat 4.7% (dropping to 4.4% in 2026, 4% target by 2030)

Tasa top

4.7% (sobre $10,000+)

Deducción estándar

$2,300 single / $4,600 MFJ (much smaller than federal)

Otra nómina estatal

None at state level

Característica notable de nómina Mississippi

Mississippi has a flat 4.7% state income tax (down from 5.0% in 2023, dropping to 4.4% in 2026, on a multi-year glide path toward 4.0% by 2030 per HB 531 of 2022). Bracket structure is technically progressive but compresses fast: 0% on first $10K, 4.7% above. Mississippi has the lowest median household income in the US (~$54K), so most workers fall in the bottom federal bracket and effectively pay 4%–4.4% state.

Cómo funciona realmente un cheque Mississippi

Withholding on a Mississippi paycheck flows through Form 89-350, the state's withholding exemption certificate. Mississippi's income-tax structure technically has progressive elements (0% on first $10,000 of taxable income, 4.7% above), but for any worker earning above ~$13,000 in wages the effective rate is 4.7% on most of their income. The state is on a glide path toward 4.0% by 2030 if revenue triggers fire. No local income tax in Jackson, Gulfport, Hattiesburg, or anywhere else in Mississippi. The state's small standard deduction ($2,300 single) means Mississippi taxable income runs $13K+ higher than federal AGI for typical filers.

Take-home math at three tiers, Mississippi single filer 2026: $60,000 → about $4,400 federal + $4,590 FICA + $2,243 MS state (after $2,300 standard deduction + 0% first-$10K bracket) = $11,233 deductions, take-home $48,767 (81%). $100,000 → $11,800 federal + $7,650 FICA + $4,123 MS = $23,573, take-home $76,427 (76%). $150,000 → $24,000 federal + $9,275 FICA + $6,473 MS = $39,748, take-home $110,252 (74%). Mississippi's effective rates run higher than peer Southern states like Tennessee (0%) but lower than Alabama (5% effective) or South Carolina (6.0%). The lower cost-of-living (Jackson runs 12% below national average) compounds the take-home advantage.

Mississippi's tax structure is among the simpler in the country: flat top rate, federal-conforming for some deductions but not the standard deduction, no local income tax, no estate tax, no inheritance tax. Property tax averages 0.65% effective — among the lower rates in the US. Sales tax stacks 7% state + up to 1% local for ceilings around 8% — moderate. Mississippi exempts Social Security from state tax fully. The state also fully exempts qualified retirement income (401(k) withdrawals, IRA distributions, pensions) for retirees age 65+ — making Mississippi one of the more retiree-friendly Southern states despite the moderate income-tax burden during work years.

The single highest-leverage tactic for Mississippi W-2 earners is maxing pre-tax 401(k) and HSA, since Mississippi conforms to federal pre-tax treatment. A $24,500 401(k) deferral saves about $1,152 in Mississippi state tax. The bigger long-term lever for Mississippi residents is the retirement-income exemption — qualified retirement distributions (Social Security, 401(k), IRA, pensions) are fully exempt for retirees age 65+, making Mississippi notably retiree-friendly. Pre-retirement workers should plan to keep traditional retirement balances large enough to fully exploit the post-65 exemption window. Mississippi MACS 529 contributions earn a state deduction up to $10,000 single / $20,000 MFJ per beneficiary.

Peculiaridades fiscales Mississippi

  • Multi-year flat-rate reduction: 5.0% (2023) → 4.7% (2024) → 4.4% (2026) → target 4.0% by 2030 per HB 531 (2022).
  • 0% bracket on first $10,000 of taxable income — provides modest progressive relief for low-income workers.
  • Fully exempts Social Security AND qualified retirement income (401(k), IRA, pensions) for retirees age 65+ — among the more retiree-friendly Southern states.
  • Property tax: 0.65% effective — among the lower rates in the US. Sales tax: 7% state + up to 1% local = ~8% combined.

Sources: federal brackets + standard deduction from IRS Rev. Proc. 2025-32; retirement contribution limits ($24,500 401(k), $4,400 HSA, $7,500 IRA) from IRS Notice 2025-67; FICA limits from the SSA 2026 Fact Sheet;Mississippi state brackets verified against the Tax Foundation 2026 State Income Tax Rates compilation and the official Form 80-105 Individual Income Tax Forms (MS Department of Revenue). Recent Mississippi reforms referenced: MS HB 531 (2022) — phased flat-rate conversion + reductions toward 4% by 2030. Always cross-check with your state DOR before relying on any number for filing.

Referencia federal de impuestos sobre nómina

Por encima de la línea estatal, cada cheque Mississippi debe impuesto federal sobre la renta + FICA (Seguridad Social + Medicare). Los desgloses:

Preguntas frecuentes — Calculadora cheque Mississippi