What is the median South Carolina salary in 2026?

South Carolina's median household income lands near $63,000 — close to $17,000 below the US median ($80,000) and below NC ($68K), GA ($75K), VA ($95K). Per-capita personal income ~$53,000. Statewide medians; Mount Pleasant, Daniel Island, Sullivan's Island, Five Forks (Greenville suburb), and Kiawah Island run 80-130% higher; rural Pee Dee counties (Marlboro, Williamsburg, Allendale) run 30-45% lower. The phrase 'average SC salary' usually conflates median with arithmetic mean — pulled up by BMW Spartanburg manufacturing executive comp, Boeing Charleston senior aerospace engineering, and Michelin Greenville HQ-cluster pay.

Is South Carolina retirement-friendly?

Yes — SC routinely ranks among top-5 US retirement tax states. SS fully exempt regardless of income. Retirement income deduction $3,000 per filer under 65 / $10,000 at 65+, plus a $15,000 age-65 deduction against any income that the retirement deduction reduces — so up to $15,000 per filer at 65+, $30,000 for a 65+ MFJ couple. Military retirement is fully deductible; H.4216 kept all of these. Property tax ~0.55% effective on primary residences via SC's 4% assessment ratio for owner-occupied homes. Senior Property Tax Homestead Exemption adds $50,000 off fair market value for owner-occupants 65+. No state estate or inheritance tax. The combination drives substantial NJ / NY / PA / OH retiree relocation to Hilton Head, Bluffton, Myrtle Beach, and Charleston suburbs.

How much do BMW Spartanburg and Boeing Charleston professionals make?

BMW Manufacturing Spartanburg (~11K, BMW's largest production plant globally) compensates senior manufacturing engineering directors at $250-400K; operations leads on the X-series and iX EV cluster at $200-300K; plant president-tier reaches $1M+. Spartanburg ships X3/X4/X5/X6/X7 from the Port of Charleston worldwide — BMW is SC's top US-export employer by dollar value. Boeing South Carolina Charleston (~7K, only 787 final-assembly site outside Everett WA) compensates senior systems engineers on the 787-10 and 777X composite work at $200-350K plus clearance retention. With Volvo Cars, Mercedes-Benz Vans, and Michelin Greenville HQ added, SC's senior manufacturing-engineering comp is competitive with Atlanta and Charlotte at lower cost of living.

Why is South Carolina's property tax so low?

SC applies a 4% assessment ratio for owner-occupied primary residences — among the lowest in the country. The assessment ratio is the percentage of fair market value subject to property tax; SC's 4% (primary residences) vs 6% (second homes/rentals) vs 10.5% (commercial) creates a substantial primary-residence subsidy. Statewide effective property tax on primary residences runs ~0.55% — versus ~1.5% in Iowa, ~1.05% in Maryland, ~0.83% in Florida. A $400K Charleston primary residence pays roughly $2,200/year; the same house as a second home pays ~$3,300. Senior Homestead Exemption adds $50,000 off FMV for owner-occupants 65+. Long-term primary-residence ownership is the cleanest housing-tax structure in the Southeast.

How does SC compare to NC, GA, TN, FL for take-home?

State-only at $100K single: TN and FL save $4,244 vs SC (no income tax); NC saves $763 (3.99% flat); GA saves just $2 (4.99% flat), which is a tie in everything but arithmetic. SC lags TN, FL and NC on income tax alone and is level with Georgia at $100K — its 5.21% rate applies from $30,000 of SC taxable income, after a SCIAD that is gone by $95,000 of AGI. The math reverses for retirees: SC's up-to-$15K-at-65+ deductions plus SS exemption plus 4% primary-residence property-tax assessment plus Senior Homestead Exemption beats NC's narrower Bailey-only carve-out and approaches GA's $65K exemption at 65+. TN and FL still beat SC for retirees on the no-income-tax advantage, but SC's property-tax structure narrows the gap considerably. Net: working professionals favor NC, GA, TN, FL; retirees favor SC over NC and approach GA-tier friendliness.

South Carolina Salary Guide — 2026

South Carolina Salary Guide 2026: Take-Home + Professions

Q: What is Future Scholar 529 and why is the deduction notable?

Future Scholar is South Carolina's 529 college savings plan. SC's state-tax deduction has no annual cap — rare nationally (contributions are limited only by the plan's account maximum). Most states cap their 529 deductions modestly (NY $5K/$10K, NJ $10K, MO $8K/$16K MFJ per taxpayer). At SC's 5.21% top rate, a $20K contribution saves about $1,040; a $50K lump-sum about $2,600. For HNW families funding multiple kids' education or doing large lump-sum gifting (grandparent-to-grandchild education funding), Future Scholar saves thousands annually. Among the most generous 529 incentives in the country for high contributors.

South Carolina's salary landscape is anchored by three distinctive manufacturing clusters — BMW Spartanburg (~11K, BMW's largest US plant and the global X-series export hub), Boeing Charleston (~7K, only 787 Dreamliner final-assembly site outside Everett WA), and Volvo Cars + Mercedes-Benz Vans Charleston — plus Michelin North America HQ Greenville and Joint Base Charleston's Air Force and Naval Weapons Station (~22K military + civilian). H.4216 (Act 110, signed March 30, 2026) rebuilt SC's income tax from tax year 2026: 1.99% on the first $30,000 of SC taxable income and 5.21% above, charged on federal AGI less a new SC Income Adjusted Deduction ($15,000 single, phasing out between $40,000 and $95,000 of AGI) that replaces the federal standard deduction. The structural advantages: very low property tax (SC's 4% assessment ratio for primary residences is among the most homeowner-friendly in the country), a generous retirement-income deduction, and the Future Scholar 529 deduction with no annual cap. Median household income ~$63,000.

See South Carolina Tax Guide →South Carolina Paycheck Calculator →

Section 2

South Carolina take-home pay in 2026 at five common salary tiers

Figures use 2026 federal brackets per Rev. Proc. 2025-32, 6.2% Social Security to the $184,500 wage base, and 1.45% Medicare. South Carolina tax follows H.4216: federal AGI less the SC Income Adjusted Deduction ($15,000 single, shrinking from $40,000 of AGI and gone at $95,000), then 1.99% on the first $30,000 and 5.21% above. Single filer, zero 401(k). Property tax ~0.55% effective on primary residences via SC's 4% assessment ratio — separate from this wage-only math.

Gross salary	Take-home (single)	Note
$50,000	$41,355	$3,446/month — workable across Upstate SC, the Midlands, and Lowcountry small towns; tight inside Mount Pleasant or downtown Charleston after the post-2020 housing run-up. Most of the $15,000 SCIAD survives at this income (~$12,270), so SC tax is only ~$1,000.
$75,000	$58,935	$4,911/month — middle of the road statewide; covers North Charleston, Greenville's West End, Columbia's Shandon, or Mount Pleasant's older neighborhoods comfortably.
$100,000	$74,936	$6,245/month — Tier-1 comfort outside Charleston's South of Broad or Mount Pleasant's I'On. The SCIAD is gone above $95,000 of AGI, so everything past $30,000 is taxed at 5.21%; effective ~4.2%.
$150,000	$106,942	$8,912/month — Daniel Island, Spartanburg's Converse Heights, Greenville's Cleveland Park, or Hilton Head's Sea Pines accessible. Property-tax math tilts favorably for SC primary-residence owners.
$200,000	$139,473	$11,623/month after taxes. The 0.9% Additional Medicare Tax starts on wages above $200,000, so it does not reach this tier. SC's 5.21% top vs NC's 3.99% flat is a ~$1,980 annual gap at this tier.

Two-earner married households see different FICA math because each spouse has their own Social Security wage base. SC's 5.21% top rate is above NC's 3.99% and Georgia's 4.99% flat rates — at $100K SC trails NC by ~$763 and lands within $3 of Georgia, because its first $30,000 is taxed at 1.99%. The math reverses appreciably for retirees: SC's up-to-$15K-per-filer deductions at 65+ plus SS exemption plus the 4% primary-residence property-tax assessment ratio routinely puts SC in the top-5 US retirement tax states. The Future Scholar 529 deduction, with no annual cap, is among the most generous in the country for HNW families funding multiple kids' education. Use the calculator at the top for your specific filing status, 401(k), HSA, and retirement-income inputs.

Section 3

Where South Carolina's highest salaries cluster — by role and employer

Median compensation bands for senior practitioners and named SC employers. Typical pay ranges, not entry-level — junior versions of each role generally pay 40-60% less.

BMW Spartanburg senior executive / manufacturing engineer

$200K – $1.5M+ all-in

BMW Manufacturing Spartanburg (~11K — BMW's largest production plant globally, X3/X4/X5/X6/X7 + iX EV variants for worldwide export; first BMW plant outside Germany, opened 1994). Senior manufacturing engineering directors cluster at $250-400K; plant president-tier reaches $1M+. Spartanburg is BMW's #1 export site by US dollar value — the X-series ships from Port of Charleston to global markets.

Boeing Charleston senior aerospace engineer

$200K – $5M+

Boeing South Carolina Charleston (~7K — 787 Dreamliner final assembly + carbon-composite production, only 787 site outside Everett WA). Senior systems engineering on the 787-10 and upcoming 777X composite work clear $200-350K plus clearance retention on classified subprograms.

Specialty physician (cardiology, oncology, ortho)

$400K – $700K

Medical University of South Carolina (MUSC Charleston, ~17K — state's largest healthcare research employer), Prisma Health Upstate (Greenville, ~14K) + Prisma Health Midlands (Columbia, ~10K), Roper St. Francis, Lexington Medical, McLeod Health Florence. MUSC academic cardiothoracic and oncology faculty reach $1M+; private-practice equivalents clear $700K-1M.

BigLaw partner — Charleston + Greenville equity tier

$300K – $800K+

Nelson Mullins Riley & Scarborough (Columbia US HQ), Haynsworth Sinkler Boyd, Womble Bond Dickinson Charleston, Adams and Reese, K&L Gates Charleston, Wyche Greenville. Mid-tier nationally — most partners clear $400-600K; the $800K+ outlier in BMW / Boeing / Michelin transactional work and Lowcountry coastal real-estate-PE.

Michelin senior executive / R&D director

$200K – $2M+

Michelin North America HQ Greenville (~9K SC of ~22K NA total — Michelin's largest US footprint). Senior R&D directors on tire-compound and high-performance engineering reach $300-500K; senior commercial executives cluster at $400-700K. Plus Bosch Charleston / Anderson (~3K SC), Fluor Greenville (~3K SC), Lockheed Martin Greenville (~2K — F-16 production restart since 2024).

Anesthesiologist / Anesthesia CRNA

$420K – $620K (MD) · $200K – $280K (CRNA)

MUSC, Prisma Health, Roper St. Francis, Lexington Medical, McLeod Health. SC permits CRNA independent practice (Act 132 of 2018). CRNAs are the highest-paid nursing specialty.

Volvo Cars / Mercedes-Benz Vans senior engineer — Charleston auto cluster

$140K – $260K

Volvo Cars Charleston (Ridgeville, ~2K — S60 for North America), Mercedes-Benz Vans North Charleston (~1.5K — Sprinter / Metris), Bosch EVs. The Charleston auto cluster has emerged in the 2010s-2020s as a meaningful complement to BMW Upstate.

GE Vernova / Power Generation senior engineer

$150K – $260K + equity

GE Vernova Greenville (gas turbines, ~3K — Greenville is GE's largest gas-turbine site globally). Senior turbine directors on the HA-class advanced turbines cluster at $180-300K. Plus Cummins Charleston engine plant and the Savannah River Site (DOE nuclear, Aiken-Augusta border, ~10K).

Senior software engineer — Charleston / Greenville tech

$140K – $240K + equity

Charleston tech (Benefitfocus, BoomTown, PhishLabs, growing remote-first transplants), Greenville (ScanSource, Furman + Clemson startup spinouts), Columbia (Blue Cross Blue Shield of SC HQ tech). SC software comp runs below Atlanta and Charlotte but ahead of Birmingham at staff+ tiers.

Specialty nurse — ICU, ED, OR

$80K – $120K

MUSC, Prisma Health Upstate + Midlands, Roper St. Francis, Lexington Medical, McLeod Health. Magnet-hospital differentials add 15-25%; CRNA path adds $80-150K. Charleston metro comp runs slightly above Upstate on coastal COL premium.

Section 4

And where South Carolina pays the least — typical floor jobs

South Carolina's state minimum wage remains $7.25 — the federal floor since 2009. SC has not raised the state minimum, putting it among the lowest in the Southeast (matching NC, TN, GA, AL). The tipped sub-minimum is the federal $2.13 floor. These bands reflect that low floor plus modest skill premiums and are full-time annualized — many of these jobs run part-time in practice.

Retail cashier / sales associate

$25K – $32K

Walmart, Publix (heavy SC presence), Food Lion (Salisbury NC HQ), Ingles, Dollar General. Charleston-metro retail tilts slightly above Upstate on Mount Pleasant + Daniel Island tourism + retiree spending.

Food service / fast-food worker

$24K – $33K

Charleston King Street + Folly Beach restaurants, Greenville's Main Street, Myrtle Beach boardwalk. SC tipped minimum at the federal $2.13 floor; servers in Charleston's Husk-and-FIG tier often clear $55-80K after tips — Charleston is the Southeast's premier food-tourism destination after New Orleans.

Home health aide / personal care aide

$26K – $33K

SC's heavy retiree-relocation inflow (NJ / NY / PA / OH net migration) sustains constant home-health demand. BAYADA, BrightStar, Visiting Angels, Honor. Hilton Head + Bluffton + Myrtle Beach run highest rates per retirement density.

Childcare worker / preschool aide

$24K – $31K

Bright Horizons, KinderCare, plus thousands of small operators. SC's credential-to-pay ratio is poor; CDA-credentialed aides rarely clear $30K. Charleston-metro and Greenville growth has not flowed through to childcare wages.

Hospitality housekeeping / hotel staff

$24K – $32K

Marriott, Hilton, Belmond Charleston Place, The Sanctuary at Kiawah, Hilton Head + Myrtle Beach resorts. Charleston tourism (~7M visitors), Hilton Head (~2.5M), and Myrtle Beach (~14M — second-most-visited US destination after Orlando) sustain seasonal hospitality demand above the year-round floor.

Textile / poultry / food processing worker

$30K – $42K

Tyson Foods Greer + Bishopville, JBS Pork Greenwood, Conagra SC operations, plus diminished Upstate textile remnants (Milliken & Co Spartanburg HQ ~5K SC). Pay above retail floor with hazard premiums but turnover is high.

Section 5

South Carolina's economy — BMW Upstate, Boeing Lowcountry, Michelin Greenville, and the retiree-coast Lowcountry

South Carolina splits into three practical economic zones. The Upstate (Greenville-Spartanburg-Anderson counties, I-85 corridor) anchors the state's manufacturing core. BMW Spartanburg (~11K — BMW's largest production plant globally, X3/X4/X5/X6/X7 + iX EV variants exporting worldwide) is the marquee employer; Michelin North America HQ Greenville (~9K SC of ~22K NA total) adds tire-and-rubber R&D plus corporate. GE Vernova Greenville (~3K — GE's largest gas-turbine site globally), Lockheed Martin Greenville (F-16 production restart 2024), Fluor (~3K), Bosch, plus the diminished textile-and-chemical base (Milliken & Co Spartanburg HQ ~5K) round out the cluster. Greenville-Spartanburg's population grew ~25% since 2010 — among the fastest-growing Southeast metros.

Charleston (Charleston + Berkeley + Dorchester counties) anchors the Lowcountry. Boeing South Carolina Charleston (~7K — only 787 Dreamliner site outside Everett WA) is the marquee employer; Volvo Cars Charleston (Ridgeville, ~2K — S60), Mercedes-Benz Vans North Charleston (~1.5K — Sprinter/Metris), and Bosch EVs add the emerging auto cluster. Joint Base Charleston (Air Force + Naval Weapons Station, ~22K military + civilian) plus Naval Information Warfare Center Atlantic add a deep defense footprint. MUSC (~17K — state's largest healthcare research employer), Roper St. Francis, plus the Port of Charleston round out the metro.

Columbia (Richland + Lexington counties) runs on state government, University of South Carolina (~35K students + ~10K employees), Prisma Health Midlands (~10K), BCBS of SC HQ, and Lexington Medical. Aiken / Augusta border anchors the Savannah River Site (DOE nuclear, ~10K) plus Bridgestone Americas Aiken. Hilton Head + Bluffton + Myrtle Beach anchor retiree-relocation and tourism. Myrtle Beach is the second-most-visited US destination after Orlando (~14M visitors). The Lowcountry coast is SC's substantial NJ/NY/PA/OH retiree-relocation destination. McLeod Health Florence anchors the Pee Dee region.

Section 6

How South Carolina tax shapes your actual take-home

H.4216 (Act 110 of 2026) replaced South Carolina's income tax structure from tax year 2026. The return now starts from federal AGI. The federal standard and itemized deductions are gone, replaced by an SC Income Adjusted Deduction (SCIAD) of $15,000 single / $22,500 head of household / $30,000 joint, which phases out between $40,000 and $95,000 of AGI for single filers ($80,000-$190,000 joint). Two brackets follow: 1.99% on the first $30,000 of SC taxable income and 5.21% above (SCDOR writes it as 5.21% minus $966). A $100K single filer gets no SCIAD and pays about $4,244 — effective ~4.2%. The old schedule (0% to $3,640, 3% to $18,230, 6% above, on federal taxable income) no longer applies.

Property tax is the structural SC advantage. Statewide effective ~0.55% on primary residences thanks to the 4% assessment ratio for owner-occupied homes (vs 6% for second homes/rentals, 10.5% commercial). A $400K Charleston primary residence pays roughly $2,200/year; the same house as a second home pays ~$3,300. Long-term primary-residence ownership is appreciably advantaged in a way most states don't match. The Senior Property Tax Homestead Exemption adds $50,000 off FMV for owner-occupants 65+.

South Carolina is genuinely retirement-friendly, and H.4216 left its retirement breaks in place. SS fully exempt regardless of income. The retirement income deduction is $3,000 per filer under 65 and $10,000 at 65+; from 65 a separate deduction of $15,000 against any income is reduced by the retirement deduction claimed, so a 65+ filer shelters up to $15,000 and a 65+ MFJ couple up to $30,000. Military retirement is fully deductible. Combined with the 4% property-tax assessment ratio, the Senior Homestead Exemption, and no estate or inheritance tax, SC routinely ranks among top-5 US retirement tax states. Future Scholar 529 (SC's plan) contributions are deductible with no annual cap — rare nationally. At the 5.21% top rate, a $20K contribution saves about $1,040; for HNW families funding multiple kids' education, this can save thousands annually.

Section 7

$100,000 in South Carolina vs Southeast peer states — same gross, different take-home

Single filer, $100,000 gross, no 401(k), federal SD. State tax only — federal and FICA are identical across all five. SC's 5.21% top rate is above NC's 3.99% and Georgia's 4.99% flat rates and TN's 0% wage tax; at $100K SC trails NC by $763 and sits within $3 of Georgia, because its first $30,000 is taxed at 1.99%. The math reverses for retirees on SC's up-to-$15K-at-65+ deductions plus SS exemption plus 4% property-tax assessment ratio.

South Carolina (baseline)

Take-home ~$74,936

State tax ~$4,244 (1.99% on the first $30,000, 5.21% above; no SCIAD at this income, so effective ~4.2%). No local income tax stack. Property tax ~0.55% on primary residences.

Tennessee

+$4,244 vs SC

TN 0% income tax — take-home ~$79,180. TN's 9.25-9.75% combined sales tax (2nd-highest US) bites separately.

North Carolina

+$763 vs SC

NC 3.99% flat with $12,750 NC SD. Take-home ~$75,699. No city or county tax stack. Working-professional math favors NC; retiree math favors SC.

Georgia

+$3 vs SC

GA 4.99% flat (2026, HB 463) with $15K SD. Take-home ~$74,939. No Atlanta city income tax. GA's $65K retirement-income exemption at 65+ tilts retiree math toward GA.

Florida

+$4,244 vs SC

FL 0% state income tax — take-home ~$79,180. FL's property insurance crisis post-Ian/Helene/Milton lifts FL homeowner cost; SC's coastal insurance has risen sharply since 2024 but not to FL levels.