Financial Analyst Salary 2026 — Take-Home Pay by State
Financial analysts evaluate investment opportunities, build financial models, analyze company performance, and guide capital allocation decisions.
National Median
$100,000
Best State (Net)
$93,048
New York
Take-Home TX
$79,180
No state tax
Job Growth
8%
Key Facts — Financial Analyst 2026
BLS median: $99,890 (BLS May 2023 OES) — but masks huge IB/hedge fund spread
Wall Street first-year IB analysts: $110K base + $50K–$80K bonus
Top hedge fund analysts can clear $400K+ in strong years
CFA designation adds 10–15% premium for buy-side and corporate roles
Two-year analyst program → PE/HF exit is the structural Wall Street career arc
Salary by Experience Level
Analyst (0–2 yrs)
$85,000
gross/year
Est. take-home (TX):
$68,628
IB analyst program or corporate FP&A
Senior Analyst / Associate (3–5 yrs)
$120,000
gross/year
Est. take-home (TX):
$93,250
Independent modeling and recommendations
VP / Director (6–12 yrs)
$200,000
gross/year
Est. take-home (TX):
$148,927
Deal leadership, sector expertise
Managing Director / Partner
$450,000
gross/year
Est. take-home (TX):
$309,152
Origination, client relationships
Specialties & Salary Premiums
| Specialty | Est. Salary | Premium |
|---|---|---|
| Investment Banking (IB) | $150,000 | +50% |
| Hedge Fund Analyst | $175,000 | +75% |
| Private Equity Analyst | $145,000 | +45% |
| Equity Research | $125,000 | +25% |
| Corporate FP&A | $100,000 | 0% |
| Quantitative Analyst (Quant) | $160,000 | +60% |
Best States for Financial Analysts — Real Take-Home Pay
Ranked by estimated take-home pay (single filer, no additional deductions). The highest gross salary doesn't always mean the most money in your pocket.
▲Top 5 — Highest Take-Home
Financial Analyst Salary by State — All 50 States
Take-home estimates for a single filer with no additional deductions. Click any state for the full breakdown.
| State | Gross Salary | Est. Take-Home |
|---|---|---|
| $130,000 | $93,048 | |
| $110,000 | $86,215 | |
| $120,000 | $84,775 | |
| $115,000 | $84,203 | |
| $115,000 | $84,114 | |
| $115,000 | $83,783 | |
| $105,000 | $82,698 | |
| $105,000 | $82,698 | |
| $110,000 | $80,915 | |
10Virginia | $108,000 | $79,359 |
| $100,000 | $79,180 | |
12Colorado | $105,000 | $78,786 |
13Maryland | $105,000 | $75,746 |
| $98,000 | $74,764 | |
15Delaware | $100,000 | $73,921 |
| $100,000 | $73,903 | |
| $98,000 | $73,637 | |
| $92,000 | $73,552 | |
| $92,000 | $73,552 | |
| $92,000 | $73,552 | |
| $95,000 | $72,381 | |
22Oregon | $100,000 | $71,768 |
23Georgia | $95,000 | $71,671 |
24Arizona | $92,000 | $71,655 |
25Ohio | $92,000 | $71,457 |
26Missouri | $92,000 | $70,246 |
27Michigan | $92,000 | $69,893 |
| $92,000 | $69,562 | |
29Hawaii | $95,000 | $69,496 |
30Utah | $92,000 | $69,465 |
| $88,000 | $68,473 | |
32Indiana | $88,000 | $68,172 |
33Nebraska | $88,000 | $67,438 |
| $88,000 | $67,219 | |
35Vermont | $88,000 | $67,040 |
| $82,000 | $66,517 | |
| $82,000 | $66,199 | |
38Maine | $88,000 | $66,060 |
39Iowa | $85,000 | $66,009 |
| $85,000 | $65,793 | |
41Kentucky | $85,000 | $65,770 |
42Oklahoma | $85,000 | $65,348 |
43Idaho | $85,000 | $65,231 |
44Alabama | $85,000 | $65,111 |
45Kansas | $85,000 | $64,684 |
| $78,000 | $63,703 | |
47Montana | $82,000 | $63,245 |
48Arkansas | $80,000 | $62,609 |
| $78,000 | $61,020 | |
| $78,000 | $60,675 |
Maximize Your Take-Home
401(k) — $24,500 max
Reduces taxable income dollar-for-dollar
HSA — $4,400 single
Triple tax advantage — deductible, grows tax-free, tax-free withdrawals
FSA — $3,300 max
Medical expenses with pre-tax dollars
State consideration
Moving to TX, FL, WA can save $5,000–$15,000/year in taxes
Calculate Your Exact Take-Home as a Financial Analyst
Add 401(k), HSA, dependents, and more to see your personalized take-home in your state.
Open Calculator →Frequently Asked Questions
Find answers to common questions about your taxes and our calculator.
Financial Analyst Salary by State — Detailed Pages
Alabama
$65,111
net
AlaskaNo state tax
$82,698
net
Arizona
$71,655
net
Arkansas
$62,609
net
California
$84,775
net
Colorado
$78,786
net
Connecticut
$83,783
net
Delaware
$73,921
net
FloridaNo state tax
$73,552
net
Georgia
$71,671
net
Hawaii
$69,496
net
Idaho
$65,231
net
Illinois
$80,915
net
Indiana
$68,172
net
Iowa
$66,009
net
Kansas
$64,684
net
Kentucky
$65,770
net
Louisiana
$68,473
net
Maine
$66,060
net
Maryland
$75,746
net
Massachusetts
$84,203
net
Michigan
$69,893
net
Minnesota
$73,903
net
Mississippi
$60,675
net
Missouri
$70,246
net
Montana
$63,245
net
Nebraska
$67,438
net
NevadaNo state tax
$73,552
net
New HampshireNo state tax
$79,180
net
New Jersey
$84,114
net
New Mexico
$65,793
net
New York
$93,048
net
North Carolina
$72,381
net
North Dakota
$66,199
net
Ohio
$71,457
net
Oklahoma
$65,348
net
Oregon
$71,768
net
Pennsylvania
$74,764
net
Rhode Island
$73,637
net
South Carolina
$67,219
net
South DakotaNo state tax
$63,703
net
TennesseeNo state tax
$73,552
net
TexasNo state tax
$82,698
net
Utah
$69,465
net
Vermont
$67,040
net
Virginia
$79,359
net
WashingtonNo state tax
$86,215
net
West Virginia
$61,020
net
Wisconsin
$69,562
net
WyomingNo state tax
$66,517
net