Financial Analyst Salary 2026 — Take-Home Pay by State
Financial analysts evaluate investment opportunities, build financial models, analyze company performance, and guide capital allocation decisions.
National Median
$100,000
Best State (Net)
$91,980
New York
Take-Home TX
$78,938
No state tax
Job Growth
8%
Key Facts — Financial Analyst 2026
BLS median: $99,890 (BLS May 2023 OES) — but masks huge IB/hedge fund spread
Wall Street first-year IB analysts: $110K base + $50K–$80K bonus
Top hedge fund analysts can clear $400K+ in strong years
CFA designation adds 10–15% premium for buy-side and corporate roles
Two-year analyst program → PE/HF exit is the structural Wall Street career arc
Salary by Experience Level
Analyst (0–2 yrs)
$85,000
gross/year
Est. take-home (TX):
$68,386
IB analyst program or corporate FP&A
Senior Analyst / Associate (3–5 yrs)
$120,000
gross/year
Est. take-home (TX):
$93,008
Independent modeling and recommendations
VP / Director (6–12 yrs)
$200,000
gross/year
Est. take-home (TX):
$148,663
Deal leadership, sector expertise
Managing Director / Partner
$450,000
gross/year
Est. take-home (TX):
$311,017
Origination, client relationships
Specialties & Salary Premiums
| Specialty | Est. Salary | Premium |
|---|---|---|
| Investment Banking (IB) | $150,000 | +50% |
| Hedge Fund Analyst | $175,000 | +75% |
| Private Equity Analyst | $145,000 | +45% |
| Equity Research | $125,000 | +25% |
| Corporate FP&A | $100,000 | 0% |
| Quantitative Analyst (Quant) | $160,000 | +60% |
Best States for Financial Analysts — Real Take-Home Pay
Ranked by estimated take-home pay (single filer, no additional deductions). The highest gross salary doesn't always mean the most money in your pocket.
▲Top 5 — Highest Take-Home
Financial Analyst Salary by State — All 50 States
Take-home estimates for a single filer with no additional deductions. Click any state for the full breakdown.
| State | Gross Salary | Est. Take-Home |
|---|---|---|
| $130,000 | $91,980 | |
| $110,000 | $85,973 | |
| $115,000 | $84,491 | |
| $115,000 | $84,491 | |
| $120,000 | $83,243 | |
| $115,000 | $83,121 | |
| $105,000 | $82,456 | |
| $105,000 | $82,456 | |
| $110,000 | $81,271 | |
10Virginia | $108,000 | $79,219 |
| $100,000 | $78,938 | |
12Colorado | $105,000 | $78,496 |
13Maryland | $105,000 | $78,181 |
| $98,000 | $74,983 | |
15Delaware | $100,000 | $74,263 |
| $98,000 | $74,211 | |
| $92,000 | $73,310 | |
| $92,000 | $73,310 | |
| $92,000 | $73,310 | |
| $95,000 | $71,621 | |
21Arizona | $92,000 | $71,385 |
22Georgia | $95,000 | $71,029 |
23Ohio | $92,000 | $70,615 |
| $100,000 | $70,566 | |
25Oregon | $100,000 | $70,523 |
26Michigan | $92,000 | $70,038 |
27Utah | $92,000 | $69,807 |
28Missouri | $92,000 | $69,499 |
| $92,000 | $69,229 | |
30Hawaii | $95,000 | $68,221 |
31Indiana | $88,000 | $68,197 |
| $88,000 | $67,394 | |
| $82,000 | $66,275 | |
34Nebraska | $88,000 | $66,233 |
| $88,000 | $65,824 | |
36Alabama | $85,000 | $65,586 |
| $85,000 | $65,516 | |
38Maine | $88,000 | $65,277 |
39Kentucky | $85,000 | $65,236 |
40Oklahoma | $85,000 | $65,061 |
41Vermont | $88,000 | $64,948 |
42Kansas | $85,000 | $64,886 |
| $82,000 | $64,600 | |
44Iowa | $85,000 | $64,396 |
45Idaho | $85,000 | $64,326 |
| $78,000 | $63,461 | |
47Montana | $82,000 | $62,322 |
48Arkansas | $80,000 | $62,008 |
| $78,000 | $60,941 | |
| $78,000 | $60,626 |
Maximize Your Take-Home
401(k) — $24,500 max
Reduces taxable income dollar-for-dollar
HSA — $4,400 single
Triple tax advantage — deductible, grows tax-free, tax-free withdrawals
FSA — $3,300 max
Medical expenses with pre-tax dollars
State consideration
Moving to TX, FL, WA can save $5,000–$15,000/year in taxes
Calculate Your Exact Take-Home as a Financial Analyst
Add 401(k), HSA, dependents, and more to see your personalized take-home in your state.
Open Calculator →Frequently Asked Questions
Find answers to common questions about your taxes and our calculator.
Financial Analyst Salary by State — Detailed Pages
Alabama
$65,586
net
AlaskaNo state tax
$82,456
net
Arizona
$71,385
net
Arkansas
$62,008
net
California
$83,243
net
Colorado
$78,496
net
Connecticut
$84,491
net
Delaware
$74,263
net
FloridaNo state tax
$73,310
net
Georgia
$71,029
net
Hawaii
$68,221
net
Idaho
$64,326
net
Illinois
$81,271
net
Indiana
$68,197
net
Iowa
$64,396
net
Kansas
$64,886
net
Kentucky
$65,236
net
Louisiana
$67,394
net
Maine
$65,277
net
Maryland
$78,181
net
Massachusetts
$84,491
net
Michigan
$70,038
net
Minnesota
$70,566
net
Mississippi
$60,941
net
Missouri
$69,499
net
Montana
$62,322
net
Nebraska
$66,233
net
NevadaNo state tax
$73,310
net
New HampshireNo state tax
$78,938
net
New Jersey
$83,121
net
New Mexico
$65,516
net
New York
$91,980
net
North Carolina
$71,621
net
North Dakota
$64,600
net
Ohio
$70,615
net
Oklahoma
$65,061
net
Oregon
$70,523
net
Pennsylvania
$74,983
net
Rhode Island
$74,211
net
South Carolina
$65,824
net
South DakotaNo state tax
$63,461
net
TennesseeNo state tax
$73,310
net
TexasNo state tax
$82,456
net
Utah
$69,807
net
Vermont
$64,948
net
Virginia
$79,219
net
WashingtonNo state tax
$85,973
net
West Virginia
$60,626
net
Wisconsin
$69,229
net
WyomingNo state tax
$66,275
net