Financial Analyst Salary 2026 — Take-Home Pay by State
Financial analysts evaluate investment opportunities, build financial models, analyze company performance, and guide capital allocation decisions.
US Average
$116,800
BLS, May 2025
Best State (Net)
$145,729
Wyoming
Take-Home TX
$86,862
on $110,920 · No state tax
Job Growth
8%
Source: BLS, May 2025 · Financial and Investment Analysts (SOC 13-2051)
Key Facts — Financial Analyst 2026
BLS median: $99,890 (BLS May 2023 OES) — but masks huge IB/hedge fund spread
Wall Street first-year IB analysts: $110K base + $50K–$80K bonus
Top hedge fund analysts can clear $400K+ in strong years
CFA designation adds 10–15% premium for buy-side and corporate roles
Two-year analyst program → PE/HF exit is the structural Wall Street career arc
US Pay Range
Pay percentiles for Financial Analysts across the US (BLS, May 2025), with the estimated take-home in Texas.
Bottom 10%
$63,720
gross/year
Est. take-home (TX):
$53,379
25th percentile
$79,290
gross/year
Est. take-home (TX):
$64,611
Median
$102,740
gross/year
Est. take-home (TX):
$81,108
75th percentile
$133,340
gross/year
Est. take-home (TX):
$102,404
Top 10%
$180,860
gross/year
Est. take-home (TX):
$134,884
Specialties & Salary Premiums
| Specialty | Est. Salary | Premium |
|---|---|---|
| Investment Banking (IB) | $150,000 | +50% |
| Hedge Fund Analyst | $175,000 | +75% |
| Private Equity Analyst | $145,000 | +45% |
| Equity Research | $125,000 | +25% |
| Corporate FP&A | $100,000 | 0% |
| Quantitative Analyst (Quant) | $160,000 | +60% |
Best States for Financial Analysts — Real Take-Home Pay
Ranked by estimated take-home pay (single filer, no additional deductions). The highest gross salary doesn't always mean the most money in your pocket.
▲Top 5 — Highest Take-Home
Financial Analyst Salary by State — All 50 States
BLS average pay in each state (BLS, May 2025) and the estimated take-home for a single filer with no additional deductions. Click any state for the full breakdown.
| State | Average Pay (BLS) | Est. Take-Home |
|---|---|---|
| $195,710 | $145,729 | |
| $146,620 | $102,984 | |
| $129,350 | $99,677 | |
| $129,680 | $93,638 | |
| $120,230 | $93,412 | |
| $129,040 | $92,597 | |
| $117,650 | $91,597 | |
| $123,940 | $89,753 | |
| $126,730 | $87,982 | |
| $125,070 | $87,739 | |
| $110,920 | $86,862 | |
12Colorado | $116,590 | $86,430 |
13Virginia | $117,380 | $85,472 |
| $115,910 | $85,369 | |
15Delaware | $116,240 | $84,274 |
16Vermont | $112,810 | $83,270 |
17Maryland | $116,600 | $83,066 |
| $109,880 | $82,255 | |
19Montana | $111,160 | $82,111 |
| $103,700 | $81,783 | |
21Arizona | $106,820 | $81,710 |
22Illinois | $110,820 | $81,451 |
23Georgia | $108,630 | $80,579 |
| $108,280 | $79,165 | |
| $105,330 | $78,408 | |
26Michigan | $104,060 | $77,864 |
| $97,730 | $77,583 | |
28Missouri | $103,130 | $77,505 |
29Ohio | $100,560 | $77,244 |
| $102,500 | $76,363 | |
| $95,700 | $76,155 | |
32Idaho | $101,480 | $75,951 |
| $98,530 | $75,121 | |
34Iowa | $98,460 | $75,007 |
| $98,910 | $74,897 | |
36Alabama | $99,690 | $74,873 |
37Utah | $98,700 | $73,873 |
38Oklahoma | $95,440 | $72,223 |
39Nebraska | $94,830 | $72,108 |
| $89,650 | $71,899 | |
41Hawaii | $97,010 | $71,118 |
42Maine | $93,970 | $70,240 |
43Arkansas | $90,430 | $69,589 |
44Kentucky | $90,010 | $69,119 |
45Indiana | $89,080 | $68,899 |
| $88,420 | $68,756 | |
47Kansas | $90,770 | $68,421 |
| $87,580 | $67,671 | |
| $82,310 | $66,411 | |
| $76,830 | $60,250 |
Maximize Your Take-Home
401(k) — $24,500 max
Reduces taxable income dollar-for-dollar
HSA — $4,400 single
Triple tax advantage — deductible, grows tax-free, tax-free withdrawals
FSA — $3,300 max
Medical expenses with pre-tax dollars
State consideration
Moving to TX, FL, WA can save $5,000–$15,000/year in taxes
Calculate Your Exact Take-Home as a Financial Analyst
Add 401(k), HSA, dependents, and more to see your personalized take-home in your state.
Open Calculator →Frequently Asked Questions
Find answers to common questions about your taxes and our calculator.
Financial Analyst Salary by State — Detailed Pages
Alabama
$74,873
net
AlaskaNo state tax
$99,677
net
Arizona
$81,710
net
Arkansas
$69,589
net
California
$87,739
net
Colorado
$86,430
net
Connecticut
$92,597
net
Delaware
$84,274
net
FloridaNo state tax
$81,783
net
Georgia
$80,579
net
Hawaii
$71,118
net
Idaho
$75,951
net
Illinois
$81,451
net
Indiana
$68,899
net
Iowa
$75,007
net
Kansas
$68,421
net
Kentucky
$69,119
net
Louisiana
$68,756
net
Maine
$70,240
net
Maryland
$83,066
net
Massachusetts
$93,638
net
Michigan
$77,864
net
Minnesota
$79,165
net
Mississippi
$67,671
net
Missouri
$77,505
net
Montana
$82,111
net
Nebraska
$72,108
net
NevadaNo state tax
$71,899
net
New HampshireNo state tax
$76,155
net
New Jersey
$89,753
net
New Mexico
$74,897
net
New York
$102,984
net
North Carolina
$82,255
net
North Dakota
$66,411
net
Ohio
$77,244
net
Oklahoma
$72,223
net
Oregon
$87,982
net
Pennsylvania
$75,121
net
Rhode Island
$85,369
net
South Carolina
$78,408
net
South DakotaNo state tax
$93,412
net
TennesseeNo state tax
$77,583
net
TexasNo state tax
$86,862
net
Utah
$73,873
net
Vermont
$83,270
net
Virginia
$85,472
net
WashingtonNo state tax
$91,597
net
West Virginia
$60,250
net
Wisconsin
$76,363
net
WyomingNo state tax
$145,729
net