How much does a Financial Analyst make in Rhode Island?

The average Financial Analyst salary in Rhode Island is around $110,000 per year. After federal taxes, FICA, and Rhode Island state taxes, your estimated take-home pay is approximately $82,529 annually ($6,877/month).

What is the take-home pay for a Financial Analyst in Rhode Island?

On a $110,000 salary in Rhode Island, your take-home pay is approximately $82,529/year or $6,877/month. Federal tax: $15,370. State tax: $3,686. FICA: $0.00.

Is $110,000 a good Financial Analyst salary?

$110,000 is a strong salary for a Financial Analyst — above the national median. In Rhode Island, demand for this role is active.

How do Rhode Island taxes affect Financial Analyst salaries?

Rhode Island levies state income tax on top of federal taxes. Your estimated state tax on $110,000 is $3,686. Your total effective tax rate is approximately 25.0%.

What are the career growth prospects for Financial Analysts?

8% growth through 2032 (faster than average). Related roles include: Investment Analyst, Equity Analyst, Budget Analyst, Portfolio Manager.

How can a Financial Analyst in Rhode Island reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Finance

Financial Analyst Salary in Rhode Island (2026)

The average Financial Analyst in Rhode Island earns around $110,000/year. After taxes, your estimated take-home is $82,529/year ($6,877/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$82,529
Monthly Take-Home Pay	$6,877
Biweekly Take-Home Pay	$3,174
Hourly Take-Home Pay based on 2,080 hrs/year	$40/hr
Federal Tax	$15,370
State Tax	$3,686
FICA Taxes	$8,415
Effective Tax Rate total taxes ÷ gross salary	24.97%

Estimates only — not tax advice. · Full disclaimer →

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Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

RSU vesting on top of base? Federal flat-22% withholding often under-withholds at higher brackets. Open the RSU calculator →

Selling appreciated assets (stocks, real estate, crypto)? LTCG, NIIT, and state cap-gains all matter. Open the capital-gains calculator →

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Financial Analyst Salary Ranges in Rhode Island

Entry Level (0–3 yrs)

$72,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$110,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$175,000

/year

See tax breakdown →

Not all Financial Analysts earn the same — not even close

Rhode Island's financial analyst market is anchored by CVS Health Woonsocket corporate finance (Fortune 4 healthcare + pharmacy + insurance giant + post-2018 CVS-Aetna $69B merger FP&A integration + the substantial CVS Health $370B+ revenue + the substantial post-2024 CVS Health Oak Street Health + the substantial CVS Caremark PBM economics + Aetna insurance + CVS Pharmacy retail), Citizens Financial Group Providence HQ ~$220B+ assets + the substantial Citizens commercial + retail banking, Fidelity Investments Smithfield ~7K + the substantial Fidelity asset management + the substantial Fidelity recordkeeping, Amica Mutual Insurance Lincoln + the substantial Amica P&C insurance, Hasbro Pawtucket Fortune 500 toy + gaming corporate finance, Lifespan + Care New England healthcare FP&A, Newport defense (Raytheon Portsmouth + General Dynamics Electric Boat Quonset Point cross-state submarine module construction + the substantial Newport defense FP&A), plus University of Rhode Island College of Business + Bryant University + Providence College + Brown University Business Economics + the substantial RI CFA pipeline.

Director / Sr Manager FP&A

$148,000–$255,000+ bonus

Sr FP&A at CVS + Citizens + Fidelity + Amica + Hasbro · multi

Senior Financial Analyst (CVS Health Woonsocket)

$105,000–$165,000+ bonus

CVS Health · Caremark PBM + Aetna insurance + CVS Pharmacy + Fortune 4

Senior Financial Analyst (Citizens Financial Providence)

$108,000–$165,000+ bonus

Citizens Financial Group Providence ~$220B+ assets · commercial + retail banking

Senior Financial Analyst (Fidelity Smithfield)

$118,000–$182,000+ bonus

Fidelity Investments Smithfield ~7K · asset management + 401(k) recordkeeping

Senior Actuary (FSA / FCAS)

$128,000–$185,000+ bonus

Amica Mutual + CVS Aetna + Lincoln Financial · SOA FSA + CAS FCAS

Senior Financial Analyst (Hasbro Pawtucket)

$95,000–$148,000+ bonus

Hasbro · toy + gaming corporate finance + post-2023 Hasbro-eOne integration

Senior Trust Officer / Wealth Advisor

$108,000–$172,000+ bonus

Providence + Newport UHNW · post-2020 NYC-Boston-PHL UHNW migration

Senior Financial Analyst (RI Defense / Raytheon)

$108,000–$162,000+ bonus

Raytheon Portsmouth + GD Electric Boat Quonset cross-state · defense FP&A

Senior Financial Analyst (Lifespan / Care New England)

$92,000–$138,000+ bonus

Lifespan + Care New England + Brown Medicine · healthcare FP&A

Mid-Level Financial Analyst (3-6 yrs)

$75,000–$108,000+ bonus

Functional IC at RI major employers · transitioning to senior band

Junior Financial Analyst (0-3 yrs)

$60,000–$80,000+ bonus

URI Business + Bryant + Providence College + Brown · entry band

Worth knowing: CVS Health Woonsocket Fortune 4 corporate finance + Citizens Financial Providence + Fidelity Investments Smithfield + Amica Mutual Lincoln + Hasbro Pawtucket Fortune 500 penta-anchor is one of the country's distinctive concentrated US single-state Fortune 4 healthcare + regional banking + asset management + insurance + toy giant FA cluster and a feature most national FA surveys understate for RI. CVS Health Woonsocket corporate finance (Fortune 4 healthcare + pharmacy + insurance giant + post-2018 CVS-Aetna $69B merger FP&A integration + the substantial CVS Health $370B+ revenue + the substantial post-2024 CVS Health Oak Street Health acquisition + the substantial CVS Caremark PBM economics + Aetna insurance + CVS Pharmacy retail). Citizens Financial Group Providence HQ (~$220B+ assets + the substantial Citizens commercial + retail banking + the substantial Citizens M&A historical). Fidelity Investments Smithfield (~7K + the substantial Fidelity asset management + recordkeeping + the substantial Fidelity post-2020 substantial growth). Amica Mutual Insurance Lincoln. Hasbro Pawtucket Fortune 500 toy + gaming (post-2023 Hasbro-eOne entertainment integration). Lifespan + Care New England healthcare FP&A. Newport defense (Raytheon Portsmouth + GD Electric Boat Quonset Point cross-state submarine module construction). URI Business + Bryant + Providence College + Brown CFA pipeline. RI progressive top 5.99% + RI no estate tax conformed federal anchor the RI FA proposition.

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