How much does a Financial Analyst make in Rhode Island?

BLS puts the average Financial Analyst pay in Rhode Island at $115,910 a year (BLS, May 2025). On that pay in Rhode Island, after federal taxes, FICA, and Rhode Island state taxes, your estimated take-home pay is approximately $85,369 annually ($7,114/month).

What is the take-home pay for a Financial Analyst in Rhode Island?

On a $115,910 salary in Rhode Island, your take-home pay is approximately $85,369/year or $7,114/month. Federal tax: $16,670. State tax: $3,904. FICA: $8,867. RI Temporary Disability: $1,100.

Is $115,910 a good Financial Analyst salary?

$115,910 is the BLS average Financial Analyst pay in Rhode Island, about the same as the US average of $116,800 (BLS, May 2025). The middle 50% in Rhode Island earn between $77,870 and $131,140.

How do Rhode Island taxes affect Financial Analyst salaries?

Rhode Island levies state income tax on top of federal taxes. Your estimated state tax on $115,910 is $3,904. Your total effective tax rate is approximately 26.3%.

What are the career growth prospects for Financial Analysts?

In Rhode Island, the top 10% earn over $175,270 and the bottom 10% under $63,050 (BLS, May 2025). 8% growth through 2032 (faster than average). Related roles include: Investment Analyst, Equity Analyst, Budget Analyst, Portfolio Manager.

How can a Financial Analyst in Rhode Island reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Finance

Financial Analyst Salary in Rhode Island (2026)

Average Financial Analyst pay in Rhode Island

$115,910/year

≈ $56/hour before tax

Middle 50% earn $77,870–$131,140

US average: $116,800

Source: BLS, May 2025

After tax (single filer)

$85,369/year

$7,114/month · effective tax rate 26.35%

Federal $16,670
State $3,904
Disability / leave $1,100
FICA $8,867
Take-home

Pay by role in Rhode Island

Director / Sr Manager FP&A$148,000–$255,000+ bonus
Senior Financial Analyst (CVS Health Woonsocket)$105,000–$165,000+ bonus
Senior Financial Analyst (Citizens Financial Providence)$108,000–$165,000+ bonus
Senior Financial Analyst (Fidelity Smithfield)$118,000–$182,000+ bonus
Senior Actuary (FSA / FCAS)$128,000–$185,000+ bonus
Senior Financial Analyst (Hasbro Pawtucket)$95,000–$148,000+ bonus

See all 11 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$85,369
Monthly Take-Home Pay	$7,114
Biweekly Take-Home Pay	$3,283
Hourly Take-Home Pay based on 2,080 hrs/year	$41/hr
Federal Tax	$16,670
State Tax	$3,904
RI Temporary Disability	$1,100
FICA Taxes	$8,867
Effective Tax Rate total taxes ÷ gross salary	26.35%

Estimates only — not tax advice. · Full disclaimer →

Not all Financial Analysts earn the same — not even close

Rhode Island's financial analyst market is anchored by CVS Health Woonsocket corporate finance (Fortune 4 healthcare + pharmacy + insurance giant + post-2018 CVS-Aetna $69B merger FP&A integration + the substantial CVS Health $370B+ revenue + the substantial post-2024 CVS Health Oak Street Health + the substantial CVS Caremark PBM economics + Aetna insurance + CVS Pharmacy retail), Citizens Financial Group Providence HQ ~$220B+ assets + the substantial Citizens commercial + retail banking, Fidelity Investments Smithfield ~7K + the substantial Fidelity asset management + the substantial Fidelity recordkeeping, Amica Mutual Insurance Lincoln + the substantial Amica P&C insurance, Hasbro Pawtucket Fortune 500 toy + gaming corporate finance, Lifespan + Care New England healthcare FP&A, Newport defense (Raytheon Portsmouth + General Dynamics Electric Boat Quonset Point cross-state submarine module construction + the substantial Newport defense FP&A), plus University of Rhode Island College of Business + Bryant University + Providence College + Brown University Business Economics + the substantial RI CFA pipeline.

Director / Sr Manager FP&A

$148,000–$255,000+ bonus

Sr FP&A at CVS + Citizens + Fidelity + Amica + Hasbro · multi

Senior Financial Analyst (CVS Health Woonsocket)

$105,000–$165,000+ bonus

CVS Health · Caremark PBM + Aetna insurance + CVS Pharmacy + Fortune 4

Senior Financial Analyst (Citizens Financial Providence)

$108,000–$165,000+ bonus

Citizens Financial Group Providence ~$220B+ assets · commercial + retail banking

Senior Financial Analyst (Fidelity Smithfield)

$118,000–$182,000+ bonus

Fidelity Investments Smithfield ~7K · asset management + 401(k) recordkeeping

Senior Actuary (FSA / FCAS)

$128,000–$185,000+ bonus

Amica Mutual + CVS Aetna + Lincoln Financial · SOA FSA + CAS FCAS

Senior Financial Analyst (Hasbro Pawtucket)

$95,000–$148,000+ bonus

Hasbro · toy + gaming corporate finance + post-2023 Hasbro-eOne integration

Senior Trust Officer / Wealth Advisor

$108,000–$172,000+ bonus

Providence + Newport UHNW · post-2020 NYC-Boston-PHL UHNW migration

Senior Financial Analyst (RI Defense / Raytheon)

$108,000–$162,000+ bonus

Raytheon Portsmouth + GD Electric Boat Quonset cross-state · defense FP&A

Senior Financial Analyst (Lifespan / Care New England)

$92,000–$138,000+ bonus

Lifespan + Care New England + Brown Medicine · healthcare FP&A

Mid-Level Financial Analyst (3-6 yrs)

$75,000–$108,000+ bonus

Functional IC at RI major employers · transitioning to senior band

Junior Financial Analyst (0-3 yrs)

$60,000–$80,000+ bonus

URI Business + Bryant + Providence College + Brown · entry band

Worth knowing: CVS Health Woonsocket Fortune 4 corporate finance + Citizens Financial Providence + Fidelity Investments Smithfield + Amica Mutual Lincoln + Hasbro Pawtucket Fortune 500 penta-anchor is one of the country's distinctive concentrated US single-state Fortune 4 healthcare + regional banking + asset management + insurance + toy giant FA cluster and a feature most national FA surveys understate for RI. CVS Health Woonsocket corporate finance (Fortune 4 healthcare + pharmacy + insurance giant + post-2018 CVS-Aetna $69B merger FP&A integration + the substantial CVS Health $370B+ revenue + the substantial post-2024 CVS Health Oak Street Health acquisition + the substantial CVS Caremark PBM economics + Aetna insurance + CVS Pharmacy retail). Citizens Financial Group Providence HQ (~$220B+ assets + the substantial Citizens commercial + retail banking + the substantial Citizens M&A historical). Fidelity Investments Smithfield (~7K + the substantial Fidelity asset management + recordkeeping + the substantial Fidelity post-2020 substantial growth). Amica Mutual Insurance Lincoln. Hasbro Pawtucket Fortune 500 toy + gaming (post-2023 Hasbro-eOne entertainment integration). Lifespan + Care New England healthcare FP&A. Newport defense (Raytheon Portsmouth + GD Electric Boat Quonset Point cross-state submarine module construction). URI Business + Bryant + Providence College + Brown CFA pipeline. RI progressive top 5.99% + RI no estate tax conformed federal anchor the RI FA proposition.

Sources & Methodology

Salary figures are market estimates for Financial Analysts in Rhode Island and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Rhode Island 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers