How much does a Financial Analyst make in South Dakota?

The average Financial Analyst salary in South Dakota is around $110,000 per year. After federal taxes, FICA, and South Dakota state taxes, your estimated take-home pay is approximately $86,215 annually ($7,185/month).

What is the take-home pay for a Financial Analyst in South Dakota?

On a $110,000 salary in South Dakota, your take-home pay is approximately $86,215/year or $7,185/month. Federal tax: $15,370. State tax: $0. FICA: $8,415.

Is $110,000 a good Financial Analyst salary?

$110,000 is a strong salary for a Financial Analyst — above the national median. In South Dakota, demand for this role is active.

How do South Dakota taxes affect Financial Analyst salaries?

South Dakota levies state income tax on top of federal taxes. Your estimated state tax on $110,000 is $0. Your total effective tax rate is approximately 21.6%.

What are the career growth prospects for Financial Analysts?

8% growth through 2032 (faster than average). Related roles include: Investment Analyst, Equity Analyst, Budget Analyst, Portfolio Manager.

How can a Financial Analyst in South Dakota reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Finance

Financial Analyst Salary in South Dakota (2026)

Average Financial Analyst pay in South Dakota

$110,000/year

≈ $53/hour before tax

After tax (single filer)

$86,215/year

$7,185/month · effective tax rate 21.62%

Federal $15,370
FICA $8,415
Take-home

Pay by role in South Dakota

Senior Trust Officer / Trust Administrator$115,000–$215,000+ bonus
Senior Financial Analyst (Citi / Wells Fargo SD)$95,000–$148,000+ bonus
Senior Financial Analyst (Sanford Health)$82,000–$128,000+ bonus
Senior Financial Analyst (Avera Health)$75,000–$118,000+ bonus
Senior Financial Analyst (POET / Raven)$85,000–$135,000+ bonus
Senior Financial Analyst (First Premier / Capital One)$78,000–$125,000+ bonus

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$86,215
Monthly Take-Home Pay	$7,185
Biweekly Take-Home Pay	$3,316
Hourly Take-Home Pay based on 2,080 hrs/year	$41/hr
Federal Tax	$15,370
State Tax	$0
FICA Taxes	$8,415
Effective Tax Rate total taxes ÷ gross salary	21.62%

Estimates only — not tax advice. · Full disclaimer →

Not all Financial Analysts earn the same — not even close

South Dakota's financial analyst market is anchored by the substantial SD trust company concentration Sioux Falls (South Dakota Trust Company + Bridgeford Trust + Bessemer Trust SD + Northern Trust SD + Cantor Fitzgerald SD + Reliance Trust SD + The Bryn Mawr Trust Company SD + the substantial SD trust company growth post-1997 SD Domestic Asset Protection Trust DAPT law SDCL Title 55 + SD perpetuities abolished 1983 + the substantial ~$700B+ SD trust company AUM concentration as one of country's premier US trust jurisdictions alongside DE + NV), Citibank South Dakota Sioux Falls + Wells Fargo + First Premier + Capital One credit card analytics, Sanford Health + Avera Health corporate finance, SDRS South Dakota Retirement System ~$15B+ AUM + SDRS Tier 1 + Generational Tier 2 hybrid, plus USD Beacom School of Business + SDSU Ness School of Management + Augustana University Sioux Falls finance pipelines.

Senior Trust Officer / Trust Administrator

$115,000–$215,000+ bonus

SD trust company · DAPT + dynasty + private trust admin · the substantial SD trust hub

Senior Financial Analyst (Citi / Wells Fargo SD)

$95,000–$148,000+ bonus

Citibank + Wells Fargo Sioux Falls · credit card corporate finance + FP&A

Senior Financial Analyst (Sanford Health)

$82,000–$128,000+ bonus

Sanford Health · multi-state healthcare finance + the substantial Sanford-Fairview blocked merger

Senior Financial Analyst (Avera Health)

$75,000–$118,000+ bonus

Avera Health Catholic · multi-state healthcare FP&A

Senior Financial Analyst (POET / Raven)

$85,000–$135,000+ bonus

POET Sioux Falls + Raven Industries · ethanol + precision ag corp dev + FP&A

Senior Financial Analyst (First Premier / Capital One)

$78,000–$125,000+ bonus

First Premier Bank + Capital One Sioux Falls · subprime + prime credit card finance

Senior Financial Analyst (SDRS Public Fund)

$85,000–$135,000

South Dakota Retirement System ~$15B+ AUM · public pension investment analytics

Finance Manager

$108,000–$172,000+ bonus

Finance team lead at SD major employers

Mid-Level Financial Analyst (3-6 yrs)

$62,000–$92,000

Functional FA at SD major employers · transitioning to senior band

Junior Financial Analyst (0-3 yrs)

$48,000–$68,000

USD Beacom + SDSU Ness + Augustana + Black Hills State pipeline · entry band

Worth knowing: South Dakota trust company concentration + post-1997 SD Domestic Asset Protection Trust DAPT + SD perpetuities abolition 1983 is one of the country's distinctive concentrated US single-state trust jurisdiction anchor and a feature most national financial analyst surveys understate for SD. The substantial SD trust law concentration (the substantial post-1997 SD Domestic Asset Protection Trust DAPT SDCL Title 55 making SD one of the country's premier US DAPT jurisdictions alongside DE + NV + AK + WY + the substantial SD perpetuities abolition since 1983 enabling substantial dynasty trust + multi-generational trust planning + the substantial SD Directed Trust Title 55-1B Directed Trust statute + the substantial SD privacy trust + the substantial SD purpose trust + the substantial post-2014 + post-2022 SD trust law modernization + the substantial SD trust company concentration ~$700B+ AUM as one of the country's premier US trust jurisdictions) supports distinctive SD trust officer + financial analyst economics. Senior SD trust officers clear $115-215K+ bonus serving UHNW + family office clientele. South Dakota Trust Company Sioux Falls + Bridgeford Trust + Bessemer Trust SD + Northern Trust SD + Cantor Fitzgerald SD + Reliance Trust SD + The Bryn Mawr Trust Company SD + the substantial post-2020 SD trust company growth + the substantial SD trust company privacy advantages. Citibank + Wells Fargo + First Premier + Capital One credit card hub + Sanford + Avera healthcare finance + POET + Raven + SDRS ~$15B AUM. SD 0% state income tax + SD RTW since 1946 anchor the SD FA proposition.

Sources & Methodology

Salary figures are market estimates for Financial Analysts in South Dakota and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and no state income tax (South Dakota levies none). Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

RSU vesting on top of base? Federal flat-22% withholding often under-withholds at higher brackets. Open the RSU calculator →

Selling appreciated assets (stocks, real estate, crypto)? LTCG, NIIT, and state cap-gains all matter. Open the capital-gains calculator →

Key terms:···

Typical Financial Analyst Salary by Experience (National)

US-wide ranges, not South Dakota figures. Each link shows the South Dakota taxes on that salary.

Entry Level (0–3 yrs)

$72,000

/year

Mid Level (3–7 yrs)

$110,000

/year

Senior Level (7+ yrs)

$175,000

/year

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Financial Analyst Salary in Other States

Financial Analyst Salary in California →Financial Analyst Salary in Texas →Financial Analyst Salary in New York →Financial Analyst Salary in Florida →Financial Analyst Salary in Washington →

More on South Dakota

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Salaries by profession, top-paying roles by industry, and an economic breakdown for South Dakota in 2026.

South Dakota State Income Tax Guide →

Tax brackets, standard deductions, and take-home estimates for South Dakota in 2026.

South Dakota Paycheck Calculator →

Adjust filing status, 401(k) for your exact 2026 take-home in South Dakota.