How much does a Financial Analyst make in Iowa?

BLS puts the average Financial Analyst pay in Iowa at $98,460 a year (BLS, May 2025). On that pay in Iowa, after federal taxes, FICA, and Iowa state taxes, your estimated take-home pay is approximately $75,007 annually ($6,251/month).

What is the take-home pay for a Financial Analyst in Iowa?

On a $98,460 salary in Iowa, your take-home pay is approximately $75,007/year or $6,251/month. Federal tax: $12,831. State tax: $3,090. FICA: $7,532.

Is $98,460 a good Financial Analyst salary?

$98,460 is the BLS average Financial Analyst pay in Iowa, 16% below the US average of $116,800 (BLS, May 2025). The middle 50% in Iowa earn between $76,500 and $115,220.

How do Iowa taxes affect Financial Analyst salaries?

Iowa levies state income tax on top of federal taxes. Your estimated state tax on $98,460 is $3,090. Your total effective tax rate is approximately 23.8%.

What are the career growth prospects for Financial Analysts?

In Iowa, the top 10% earn over $135,890 and the bottom 10% under $62,310 (BLS, May 2025). 8% growth through 2032 (faster than average). Related roles include: Investment Analyst, Equity Analyst, Budget Analyst, Portfolio Manager.

How can a Financial Analyst in Iowa reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Finance

Financial Analyst Salary in Iowa (2026)

Average Financial Analyst pay in Iowa

$98,460/year

≈ $47/hour before tax

Middle 50% earn $76,500–$115,220

US average: $116,800

Source: BLS, May 2025

After tax (single filer)

$75,007/year

$6,251/month · effective tax rate 23.82%

Federal $12,831
State $3,090
FICA $7,532
Take-home

Pay by role in Iowa

Senior Financial Analyst (Principal Financial)$95,000–$148,000+ bonus
Senior Actuarial Analyst (Principal / Athene)$108,000–$178,000+ bonus
Senior Financial Analyst (Wells Fargo Des Moines)$92,000–$142,000+ bonus
Senior Financial Analyst (Athene Apollo)$108,000–$172,000+ bonus
Senior Financial Analyst (Sammons / EMC)$92,000–$145,000+ bonus
Senior Financial Analyst (John Deere / Pioneer)$95,000–$148,000+ TC

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$75,007
Monthly Take-Home Pay	$6,251
Biweekly Take-Home Pay	$2,885
Hourly Take-Home Pay based on 2,080 hrs/year	$36/hr
Federal Tax	$12,831
State Tax	$3,090
FICA Taxes	$7,532
Effective Tax Rate total taxes ÷ gross salary	23.82%

Estimates only — not tax advice. · Full disclaimer →

Not all Financial Analysts earn the same — not even close

Iowa's financial analyst market is anchored by Principal Financial Group HQ Des Moines (Fortune 500 ~$15B + ~17K + $700B+ AUM + the substantial post-2021 Principal-Wells Fargo Asset Management acquisition + Principal Securities + Principal Bank + Principal Global Investors), Wells Fargo West Des Moines (the substantial Wells Fargo Home Mortgage Iowa workforce + post-2023 WF mortgage retrenchment), Sammons Financial Group West Des Moines (~$100B+ AUM private annuity + life insurance + Midland National + North American Co + Sammons Institutional Group), Athene USA West Des Moines (Apollo subsidiary ~$300B AUM annuity insurance + post-2022 Athene-Apollo merger Des Moines operations), EMC Insurance Des Moines (Employers Mutual Casualty workers comp), Bankers Trust Des Moines (largest IA-HQ private bank ~$6B), IPERS Iowa Public Employees Retirement System ~$45B+ AUM, plus Drake + UI Tippie + ISU Ivy College of Business pipelines.

Senior Financial Analyst (Principal Financial)

$95,000–$148,000+ bonus

Principal Financial Des Moines · retirement + asset management + insurance corp dev

Senior Actuarial Analyst (Principal / Athene)

$108,000–$178,000+ bonus

Principal + Athene Apollo + Sammons · annuity + life insurance actuarial · ASA/FSA

Senior Financial Analyst (Wells Fargo Des Moines)

$92,000–$142,000+ bonus

Wells Fargo West Des Moines · the substantial post-2023 WF mortgage retrenchment

Senior Financial Analyst (Athene Apollo)

$108,000–$172,000+ bonus

Athene USA + Apollo Global Management Des Moines · annuity + alternative asset

Senior Financial Analyst (Sammons / EMC)

$92,000–$145,000+ bonus

Sammons Financial + EMC Insurance · annuity + life + workers comp insurance

Senior Financial Analyst (John Deere / Pioneer)

$95,000–$148,000+ TC

John Deere Waterloo + Pioneer + Corteva Johnston · ag equipment + seed corp FP&A

Senior Financial Analyst (Hy-Vee / Casey / Vermeer)

$85,000–$135,000+ bonus

Hy-Vee + Casey + Vermeer Pella + Pella Corp + HNI · IA private FP&A

Finance Manager

$115,000–$185,000+ bonus

Finance team lead at IA major employers

Mid-Level Financial Analyst (3-6 yrs)

$72,000–$108,000

Functional FA at IA major employers · transitioning to senior band

Junior Financial Analyst (0-3 yrs)

$55,000–$75,000

Drake + UI Tippie + ISU Ivy + UNI Business pipeline · entry band

Worth knowing: Principal Financial Group HQ Des Moines + the West Des Moines insurance cluster (Sammons + Athene-Apollo + EMC + Wells Fargo Home Mortgage) is one of the country's distinctive concentrated US single-state insurance + retirement headquarters anchor and a feature most national financial analyst surveys understate for IA. Principal Financial (Fortune 500 ~$15B + ~17K + $700B+ AUM + the substantial post-2021 Principal-Wells Fargo Asset Management $2.1B acquisition + Principal Securities + Principal Bank + Principal Global Investors + Principal International + the substantial Principal Iowa-anchored + retirement + asset management leadership + the substantial Principal post-2024 dividend growth) supports substantial IA financial analyst work. Senior Principal Financial analysts clear $95-148K+ bonus. The substantial West Des Moines insurance cluster (Sammons Financial Group ~$100B+ AUM private annuity + life insurance + Midland National + North American Co + the substantial Sammons family-owned + Athene USA + Apollo Global Management Des Moines ~$300B AUM + post-2022 Athene-Apollo merger + EMC Insurance ~$6B premiums + Wells Fargo Home Mortgage West Des Moines post-2023 retrenchment) supports substantial IA insurance FA work. Bankers Trust Des Moines + IPERS ~$45B + the substantial IA agriculture finance + John Deere + Pioneer corp dev + the substantial Hy-Vee + Casey FP&A. IA flat 3.8% + IA RTW since 1947 + IA inheritance tax repealed Jan 1 2025 + IA property tax ~1.50% anchor the IA FA proposition.

Sources & Methodology

Salary figures are market estimates for Financial Analysts in Iowa and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Iowa 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers