How much does a Financial Analyst make in Utah?

BLS puts the average Financial Analyst pay in Utah at $98,700 a year (BLS, May 2025). On that pay in Utah, after federal taxes, FICA, and Utah state taxes, your estimated take-home pay is approximately $73,873 annually ($6,156/month).

What is the take-home pay for a Financial Analyst in Utah?

On a $98,700 salary in Utah, your take-home pay is approximately $73,873/year or $6,156/month. Federal tax: $12,884. State tax: $4,392. FICA: $7,551.

Is $98,700 a good Financial Analyst salary?

$98,700 is the BLS average Financial Analyst pay in Utah, 15% below the US average of $116,800 (BLS, May 2025). The middle 50% in Utah earn between $68,680 and $117,290.

How do Utah taxes affect Financial Analyst salaries?

Utah levies state income tax on top of federal taxes. Your estimated state tax on $98,700 is $4,392. Your total effective tax rate is approximately 25.2%.

What are the career growth prospects for Financial Analysts?

In Utah, the top 10% earn over $154,230 and the bottom 10% under $57,390 (BLS, May 2025). 8% growth through 2032 (faster than average). Related roles include: Investment Analyst, Equity Analyst, Budget Analyst, Portfolio Manager.

How can a Financial Analyst in Utah reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Finance

Financial Analyst Salary in Utah (2026)

Average Financial Analyst pay in Utah

$98,700/year

≈ $47/hour before tax

Middle 50% earn $68,680–$117,290

US average: $116,800

Source: BLS, May 2025

After tax (single filer)

$73,873/year

$6,156/month · effective tax rate 25.15%

Federal $12,884
State $4,392
FICA $7,551
Take-home

Pay by role in Utah

Senior Financial Analyst (Goldman Sachs SLC)$108,000–$175,000+ bonus
Senior Financial Analyst (Zions Bancorp)$92,000–$148,000+ bonus
Senior Financial Analyst (Ensign Peak / LDS)$95,000–$155,000+ bonus
Senior Financial Analyst (Intermountain Health)$82,000–$128,000
Senior Financial Analyst (Silicon Slopes Corp Dev)$98,000–$155,000+ TC
Senior Financial Analyst (Hill AFB Federal Civilian)$88,000–$135,000

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$73,873
Monthly Take-Home Pay	$6,156
Biweekly Take-Home Pay	$2,841
Hourly Take-Home Pay based on 2,080 hrs/year	$36/hr
Federal Tax	$12,884
State Tax	$4,392
FICA Taxes	$7,551
Effective Tax Rate total taxes ÷ gross salary	25.15%

Estimates only — not tax advice. · Full disclaimer →

Not all Financial Analysts earn the same — not even close

Utah's financial analyst market is anchored by Goldman Sachs SLC (Goldman's second-largest global office at ~3K post-2019 expansion + the substantial Goldman SLC investment banking + risk management + asset management + technology), Zions Bancorporation HQ SLC (largest UT-HQ bank ~$87B assets + Zions Bank + California Bank & Trust + Amegy Bank + Vectra Bank + the substantial Zions Direct), Ensign Peak Advisors SLC (the substantial LDS Church investment fund ~$100B+ AUM + post-2023 SEC $5M settlement on disclosure + Beneficial Financial Group), WCF Insurance Sandy (workers compensation insurance), Workers Compensation Fund of Utah, Utah Retirement Systems URS (~$54B+ AUM), my529 ($25B+ AUM Morningstar Gold-rated 529), Mountain West Small Business Finance, plus Wells Fargo SLC + JPMorgan UT + the substantial UT regional middle-market M&A.

Senior Financial Analyst (Goldman Sachs SLC)

$108,000–$175,000+ bonus

Goldman SLC · investment banking + risk + asset management · second-largest Goldman office

Senior Financial Analyst (Zions Bancorp)

$92,000–$148,000+ bonus

Zions HQ SLC · banking + commercial credit + the multi-bank holding structure

Senior Financial Analyst (Ensign Peak / LDS)

$95,000–$155,000+ bonus

Ensign Peak Advisors LDS Church ~$100B AUM · investment fund + post-2023 SEC settlement

Senior Financial Analyst (Intermountain Health)

$82,000–$128,000

Intermountain Health SLC · healthcare finance + post-2022 SCL Health merger integration

Senior Financial Analyst (Silicon Slopes Corp Dev)

$98,000–$155,000+ TC

Adobe Lehi + Qualtrics + Domo + Recursion · corp dev + FP&A + treasury

Senior Financial Analyst (Hill AFB Federal Civilian)

$88,000–$135,000

Hill AFB OO-ALC + 75th ABW · GS-13/14 federal civilian + cleared premium

Senior Financial Analyst (URS / my529 Public Fund)

$92,000–$142,000

Utah Retirement Systems + my529 · public pension + 529 investment analytics

Finance Manager

$118,000–$195,000+ bonus

Finance team lead at UT major employers

Mid-Level Financial Analyst (3-6 yrs)

$72,000–$108,000

Functional FA at UT major employers · transitioning to senior band

Junior Financial Analyst (0-3 yrs)

$58,000–$78,000

BYU Marriott + U of U Eccles + USU Huntsman + Westminster pipeline · entry band

Worth knowing: Goldman Sachs SLC is one of the country's most distinctive concentrated US single-state bank office anchors and a feature most national financial analyst surveys understate for UT. Goldman Sachs SLC (Goldman's second-largest global office at ~3K+ post-2019 expansion + the substantial Goldman SLC investment banking + risk management + asset management + technology + private wealth management + the substantial Goldman SLC post-2024 hiring momentum + Goldman Marcus consumer banking SLC + the substantial Goldman SLC ~30% headcount growth post-2019) supports substantial UT financial analyst work. Senior Goldman SLC financial analysts clear $108-175K+ bonus. Ensign Peak Advisors SLC (the substantial LDS Church investment fund ~$100B+ AUM + the substantial Ensign Peak managed for The Church of Jesus Christ of Latter-day Saints + the substantial Ensign Peak post-2023 SEC $5M settlement on disclosure violations + Beneficial Financial Group + Deseret Management Corporation) supports distinctive UT institutional investment analyst work. Zions Bancorporation HQ SLC (largest UT-HQ bank ~$87B assets + the substantial Zions Bank + multi-bank holding California Bank & Trust + Amegy + Vectra + Zions Direct) supports substantial UT banking finance. UT Retirement Systems URS ~$54B+ AUM + my529 $25B+ AUM + WCF Insurance Sandy + Silicon Slopes corp dev at Adobe + Qualtrics + Domo. UT flat 4.45% + UT RTW since 1955 + UT property tax ~0.55% + no state estate tax anchor the UT FA proposition.

Sources & Methodology

Salary figures are market estimates for Financial Analysts in Utah and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Utah 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers