How much does a Financial Analyst make in Hawaii?

The average Financial Analyst salary in Hawaii is around $110,000 per year. After federal taxes, FICA, and Hawaii state taxes, your estimated take-home pay is approximately $79,298 annually ($6,608/month).

What is the take-home pay for a Financial Analyst in Hawaii?

On a $110,000 salary in Hawaii, your take-home pay is approximately $79,298/year or $6,608/month. Federal tax: $15,370. State tax: $6,917. FICA: $0.00.

Is $110,000 a good Financial Analyst salary?

$110,000 is a strong salary for a Financial Analyst — above the national median. In Hawaii, demand for this role is active.

How do Hawaii taxes affect Financial Analyst salaries?

Hawaii levies state income tax on top of federal taxes. Your estimated state tax on $110,000 is $6,917. Your total effective tax rate is approximately 27.9%.

What are the career growth prospects for Financial Analysts?

8% growth through 2032 (faster than average). Related roles include: Investment Analyst, Equity Analyst, Budget Analyst, Portfolio Manager.

How can a Financial Analyst in Hawaii reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Finance

Financial Analyst Salary in Hawaii (2026)

The average Financial Analyst in Hawaii earns around $110,000/year. After taxes, your estimated take-home is $79,298/year ($6,608/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$79,298
Monthly Take-Home Pay	$6,608
Biweekly Take-Home Pay	$3,050
Hourly Take-Home Pay based on 2,080 hrs/year	$38/hr
Federal Tax	$15,370
State Tax	$6,917
FICA Taxes	$8,415
Effective Tax Rate total taxes ÷ gross salary	27.91%

Estimates only — not tax advice. · Full disclaimer →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

RSU vesting on top of base? Federal flat-22% withholding often under-withholds at higher brackets. Open the RSU calculator →

Selling appreciated assets (stocks, real estate, crypto)? LTCG, NIIT, and state cap-gains all matter. Open the capital-gains calculator →

Key terms:···

Financial Analyst Salary Ranges in Hawaii

Entry Level (0–3 yrs)

$72,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$110,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$175,000

/year

See tax breakdown →

Not all Financial Analysts earn the same — not even close

Hawaii's financial analyst market is anchored by HI banking corporate finance (Bank of Hawaii post-1897 founded + First Hawaiian Bank post-1858 oldest HI bank + Central Pacific Bank + American Savings Bank + the substantial HI banking ~$70B+ combined assets), HI publicly-traded corporates (Hawaiian Electric Industries Honolulu + Alexander & Baldwin Honolulu real estate + Matson Inc. Pacific shipping + Hawaiian Airlines + Servco Pacific + Cyanotech Big Island), HI real estate + tourism corporate finance (Hilton Hawaiian Village + Aulani Disney + Mauna Kea Beach + the substantial post-2024 HI tourism + the substantial post-2020 Maui wildfire recovery), HI federal civilian finance (JBPHH + INDOPACOM + Pacific Fleet + Tripler AMC + Schofield), University of Hawaii Shidler College of Business + Chaminade + Hawaii Pacific + BYU-Hawaii finance pipeline, plus the substantial post-2020 HI tax-resident retiree migration leveraging HI no tax on Social Security or Tier-1 Railroad Retirement.

Director / Sr Manager FP&A

$135,000–$245,000+ bonus

Sr FP&A at BoH + FHB + Hawaiian Electric + Hawaiian Airlines + Matson

Senior Financial Analyst (Bank of Hawaii / FHB)

$95,000–$148,000+ bonus

BoH + FHB + Central Pacific · HI banking FP&A + corporate finance

Senior Financial Analyst (Hawaiian Electric)

$92,000–$138,000+ bonus

Hawaiian Electric Industries · HI utility + post-Maui wildfire $1.7B settlement

Senior Financial Analyst (Hawaiian Airlines / Tourism)

$92,000–$138,000+ bonus

Hawaiian Airlines + post-2024 Alaska-Hawaiian $1.9B merger + tourism FP&A

Senior Financial Analyst (Alexander & Baldwin / A&B)

$92,000–$138,000+ bonus

A&B Honolulu · HI commercial real estate REIT + the substantial HI RE

Senior Financial Analyst (Matson Pacific Shipping)

$92,000–$138,000+ bonus

Matson Inc. · Pacific shipping + post-2024 Matson China + Alaska routes

Senior Actuary (HI Insurance)

$118,000–$182,000+ bonus

HI insurance actuarial · SOA FSA · the substantial HI specialty insurance

Senior Trust Officer / Wealth Advisor (UHNW)

$108,000–$172,000+ bonus

Honolulu + Maui + Big Island UHNW · post-2020 mainland UHNW migration

Mid-Level Financial Analyst (3-6 yrs)

$75,000–$108,000+ bonus

Functional IC at HI major employers · transitioning to senior band

Junior Financial Analyst (0-3 yrs)

$60,000–$80,000+ bonus

UH Shidler + Chaminade + Hawaii Pacific + BYU-Hawaii · entry band

Worth knowing: Bank of Hawaii + First Hawaiian Bank post-1858 oldest HI bank + Hawaiian Electric Industries + Alexander & Baldwin + Matson Pacific shipping tetra-anchor is one of the country's distinctive concentrated US single-state heritage HI banking + utility + REIT + Pacific shipping FA cluster and a feature most national FA surveys understate for HI. HI banking (Bank of Hawaii post-1897 founded + First Hawaiian Bank post-1858 oldest HI bank + Central Pacific Bank + American Savings Bank + the substantial HI banking ~$70B+ combined assets + the substantial post-2024 HI banking substantial growth). Hawaiian Electric Industries Honolulu (the substantial HI utility + the substantial post-2023 Maui wildfire $1.7B settlement + post-2024 HEI substantial restructuring). Alexander & Baldwin A&B Honolulu (HI commercial real estate REIT + the substantial HI RE + the substantial post-2024 A&B substantial growth). Matson Inc. (Pacific shipping + the substantial Matson China + Alaska + Guam routes + the substantial post-2024 Matson substantial growth). Hawaiian Airlines (the substantial post-2024 Alaska-Hawaiian Airlines $1.9B merger). Servco Pacific + Cyanotech. UH Shidler College of Business + Chaminade + Hawaii Pacific + BYU-Hawaii. post-Act 46 HI progressive top 11% phased 2024-2031 + HI no estate tax conformed federal anchor the HI FA proposition.