How much does a Financial Analyst make in Arizona?

The average Financial Analyst salary in Arizona is around $110,000 per year. After federal taxes, FICA, and Arizona state taxes, your estimated take-home pay is approximately $83,868 annually ($6,989/month).

What is the take-home pay for a Financial Analyst in Arizona?

On a $110,000 salary in Arizona, your take-home pay is approximately $83,868/year or $6,989/month. Federal tax: $15,370. State tax: $2,348. FICA: $0.00.

Is $110,000 a good Financial Analyst salary?

$110,000 is a strong salary for a Financial Analyst — above the national median. In Arizona, Growing tech, healthcare, and real estate industries.

How do Arizona taxes affect Financial Analyst salaries?

Arizona levies state income tax on top of federal taxes. Your estimated state tax on $110,000 is $2,348. Your total effective tax rate is approximately 23.8%.

What are the career growth prospects for Financial Analysts?

8% growth through 2032 (faster than average). Related roles include: Investment Analyst, Equity Analyst, Budget Analyst, Portfolio Manager.

How can a Financial Analyst in Arizona reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Finance

Financial Analyst Salary in Arizona (2026)

The average Financial Analyst in Arizona earns around $110,000/year. After taxes, your estimated take-home is $83,868/year ($6,989/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$83,868
Monthly Take-Home Pay	$6,989
Biweekly Take-Home Pay	$3,226
Hourly Take-Home Pay based on 2,080 hrs/year	$40/hr
Federal Tax	$15,370
State Tax	$2,348
FICA Taxes	$8,415
Effective Tax Rate total taxes ÷ gross salary	23.76%

Estimates only — not tax advice. · Full disclaimer →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

RSU vesting on top of base? Federal flat-22% withholding often under-withholds at higher brackets. Open the RSU calculator →

Selling appreciated assets (stocks, real estate, crypto)? LTCG, NIIT, and state cap-gains all matter. Open the capital-gains calculator →

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Financial Analyst Salary Ranges in Arizona

Entry Level (0–3 yrs)

$72,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$110,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$175,000

/year

See tax breakdown →

Not all Financial Analysts earn the same — not even close

Arizona's financial analyst market is anchored by American Express Phoenix (~7,000 employees, substantial corporate finance + IR + FP&A organization), Charles Schwab Phoenix campus (~2,500 employees post-2020 TD Ameritrade acquisition consolidation), Western Alliance Bancorp HQ Phoenix (Fortune 500 commercial banking), USAA Phoenix (~6,000 employees, insurance + financial services), Vanguard satellite operations Scottsdale, plus Honeywell HQ + Intel Chandler + Avnet corporate finance + Republic Services HQ corp finance. The AZ broker-dealer market is smaller than STL/Charlotte/NYC but growing post-2020 financial-services migration.

VP / Director Finance (Fortune 500)

$195,000–$325,000+ TC

American Express IR + corp finance VPs · Honeywell · Intel Chandler · Western Alliance CFO ladder

Senior Finance Manager

$130,000–$200,000

MBA + 8-12 years · corporate FP&A at AmEx, Honeywell, Intel, Western Alliance, USAA

Senior FA (Corporate)

$90,000–$140,000

Most common senior IC band · FP&A across AZ Fortune 500 · post-Phase-0 mid-career band

Senior FA (Banking / Wealth Mgmt)

$85,000–$135,000

Western Alliance senior FA · USAA · Charles Schwab Phoenix · JPMorgan Chase · Wells Fargo Chandler

Senior Actuarial Analyst (USAA / Mercury)

$110,000–$175,000

USAA Phoenix actuarial · Mercury Insurance · ASA/FSA exam-passing premium

FA (Mid-Level, 3-6 yrs)

$68,000–$98,000

Post-CPA or post-MBA · transitioning from analyst to senior · CFA progress phase

Junior FA / Analyst (0-3 yrs)

$55,000–$80,000

ASU W. P. Carey + UA Eller + NAU pipeline · American Express new-grad analyst program

Senior Equity Research Analyst

$155,000–$235,000

Charles Schwab equity research · Western Alliance research · sector-specialist analyst

Director Treasury (Fortune 500)

$175,000–$285,000

American Express treasury · Honeywell treasury · Republic Services · Avnet treasury

Snowbird Senior FA (Phoenix)

$135,000–$245,000

AZ-resident senior FAs serving snowbird HNW patients · multi-state CFA / CFP practice · Sun City + Scottsdale

Worth knowing: Phoenix has emerged as a significant secondary US financial services hub post-2020. Charles Schwab consolidated its TD Ameritrade acquisition operations to the Phoenix campus (Ranking 17 in US among broker-dealers), employing ~2,500 staff across operations + analytics + customer service + back-office finance. American Express Phoenix (~7K employees, substantial corporate finance + IR + FP&A + risk management organization supporting the global cards + Membership Rewards + travel businesses) anchors corporate finance career depth at Fortune 100 scale. USAA Phoenix (~6,000 employees) operates substantial insurance + member-services finance plus actuarial. Western Alliance Bancorp HQ Phoenix (Fortune 500 commercial banking, ~$70B assets) is one of the fastest-growing US regional banks. Vanguard's Scottsdale campus + JPMorgan Chase Phoenix + Wells Fargo Chandler (~10,000 employees, one of Wells Fargo's largest single-site campuses outside Charlotte/SF) round out the picture. The AZ 2.5% flat tax (HB 2870 of 2022) means a $200K senior FA pays roughly $5K state tax vs $20K+ in CA — a $15K/year delta over a 25-year senior career. AZ Charitable Tax Credit Stack ($1,257 single dollar-for-dollar credits) plus 0.62% effective property tax + no city earnings tax + no estate tax makes AZ a serious senior financial-services relocation destination.