Financial Analyst Salary in Kentucky (2026)
The average Financial Analyst in Kentucky earns around $110,000/year. After taxes, your estimated take-home is $81,946/year ($6,829/month).
Take-Home Pay Breakdown
| Category | Amount |
|---|---|
Annual Take-Home Pay | $81,946 |
Monthly Take-Home Pay | $6,829 |
Biweekly Take-Home Pay | $3,152 |
Hourly Take-Home Pay based on 2,080 hrs/year | $39/hr |
Federal Tax | $15,370 |
State Tax | $4,269 |
FICA Taxes | $8,415 |
Effective Tax Rate total taxes ÷ gross salary | 25.5% |
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Financial Analyst Salary Ranges in Kentucky
Not all Financial Analysts earn the same — not even close
Kentucky's financial analyst market is anchored by Humana HQ Louisville (Fortune 50 health insurer corporate finance), Brown-Forman HQ Louisville (Fortune 500 distiller, ~$4B revenue), Yum! Brands HQ Louisville (Fortune 500 fast food parent, ~$7B revenue), Stock Yards Bank & Trust Louisville (regional bank), plus Fifth Third Bank KY + PNC Bank KY + Truist KY + Republic Bank KY + Central Bank Lexington + Commonwealth Bank, with substantial Ford + Toyota Georgetown + GE Appliances corporate finance organizations and Northern KY Fidelity Investments operations (~6K NKY).
Director / VP Finance
$175,000–$325,000+ TC
Humana VP · Brown-Forman VP · Yum! VP · Ford KY VP · KY Fortune 500 executive band
Senior Investment Analyst
$108,000–$175,000
Fidelity Investments NKY · Stock Yards Bank · advisor support + portfolio analysis
Senior Corporate FP&A
$105,000–$175,000
Humana FP&A · Brown-Forman FP&A · Yum! FP&A · Ford KY FP&A · Fortune 500 corp finance
Senior Treasury Analyst
$108,000–$180,000
KY Fortune 500 treasury · FX + capital markets + commodity hedging (bourbon barrels)
Senior Banking Analyst
$95,000–$155,000
Stock Yards Bank · Republic Bank · Central Bank · regional + commercial banking analysis
Senior Insurance Analyst
$108,000–$175,000
Humana · Anthem KY · CareSource · actuarial + Medicare Advantage + product · investments
Senior Forensic / Valuation
$105,000–$185,000
Big 4 KY forensic + transaction services · CFE + ABV credential premium
Senior IR Analyst
$108,000–$180,000
Humana IR · Brown-Forman IR · Yum! IR · public-company investor relations
Mid-Level Financial Analyst (3-6 yrs)
$65,000–$95,000
Functional senior associate at KY Fortune 500 · transitioning to senior band
Junior Financial Analyst (0-3 yrs)
$52,000–$72,000
UK Gatton + UofL CoB + Bellarmine + Centre College finance pipeline · entry band
Worth knowing: Humana HQ Louisville is the country's largest health insurance company HQ'd outside the major coastal financial centers and a feature most national finance-career surveys understate for KY. Humana (Fortune 50, ~$106B revenue, the country's #1 Medicare Advantage insurer by enrollment, ~$36B+ investment portfolio supporting ~17M total beneficiaries) operates substantial in-house corporate finance + treasury + investment management + actuarial work supporting the country's largest MA platform — Humana's actuarial + financial planning organization is among the largest US private health insurer finance operations. Senior Humana financial analysts clear $108-175K TC. Brown-Forman HQ Louisville (Fortune 500 distiller, ~$4B revenue, ~5K global employees including ~4K KY, founded 1870, the country's largest publicly-traded distiller after Diageo — controlling Jack Daniel's + Woodford Reserve + Old Forester + Korbel + Herradura + Finlandia + el Jimador) operates substantial corporate finance + treasury including distinctive bourbon barrel inventory accounting + commodity hedging. Yum! Brands HQ Louisville (Fortune 500 fast food parent, ~$7B revenue post-2016 China spinoff, ~36K global employees) operates substantial in-house corporate finance. Fidelity Investments Northern Kentucky (substantial back-office operations supporting ~6K NKY employees as part of Fidelity's national distributed-operations strategy) anchors NKY financial services. KY's flat 4% rate is substantially lower than OR/MN's 9.85-9.9% tops + KY's Local Occupational Tax adds modest local layer.
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More on Kentucky
Salaries by profession, top-paying roles by industry, and an economic breakdown for Kentucky in 2026.
Tax brackets, standard deductions, and take-home estimates for Kentucky in 2026.
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