Financial Analyst Salary in Kentucky (2026)
Average Financial Analyst pay in Kentucky
$90,010/year
≈ $43/hour before tax
After tax (single filer)
$69,119/year
$5,760/month · effective tax rate 23.21%
- Federal $10,972
- State $3,033
- FICA $6,886
- Take-home
Pay by role in Kentucky
- Director / VP Finance$175,000–$325,000+ TC
- Senior Investment Analyst$108,000–$175,000
- Senior Corporate FP&A$105,000–$175,000
- Senior Treasury Analyst$108,000–$180,000
- Senior Banking Analyst$95,000–$155,000
- Senior Insurance Analyst$108,000–$175,000
See the full tax breakdown
| Category | Amount |
|---|---|
Annual Take-Home Pay | $69,119 |
Monthly Take-Home Pay | $5,760 |
Biweekly Take-Home Pay | $2,658 |
Hourly Take-Home Pay based on 2,080 hrs/year | $33/hr |
Federal Tax | $10,972 |
State Tax | $3,033 |
FICA Taxes | $6,886 |
Effective Tax Rate total taxes ÷ gross salary | 23.21% |
Not all Financial Analysts earn the same — not even close
Kentucky's financial analyst market is anchored by Humana HQ Louisville (Fortune 50 health insurer corporate finance), Brown-Forman HQ Louisville (Fortune 500 distiller, ~$4B revenue), Yum! Brands HQ Louisville (Fortune 500 fast food parent, ~$7B revenue), Stock Yards Bank & Trust Louisville (regional bank), plus Fifth Third Bank KY + PNC Bank KY + Truist KY + Republic Bank KY + Central Bank Lexington + Commonwealth Bank, with substantial Ford + Toyota Georgetown + GE Appliances corporate finance organizations and Northern KY Fidelity Investments operations (~6K NKY).
Director / VP Finance
$175,000–$325,000+ TC
Humana VP · Brown-Forman VP · Yum! VP · Ford KY VP · KY Fortune 500 executive band
Senior Investment Analyst
$108,000–$175,000
Fidelity Investments NKY · Stock Yards Bank · advisor support + portfolio analysis
Senior Corporate FP&A
$105,000–$175,000
Humana FP&A · Brown-Forman FP&A · Yum! FP&A · Ford KY FP&A · Fortune 500 corp finance
Senior Treasury Analyst
$108,000–$180,000
KY Fortune 500 treasury · FX + capital markets + commodity hedging (bourbon barrels)
Senior Banking Analyst
$95,000–$155,000
Stock Yards Bank · Republic Bank · Central Bank · regional + commercial banking analysis
Senior Insurance Analyst
$108,000–$175,000
Humana · Anthem KY · CareSource · actuarial + Medicare Advantage + product · investments
Senior Forensic / Valuation
$105,000–$185,000
Big 4 KY forensic + transaction services · CFE + ABV credential premium
Senior IR Analyst
$108,000–$180,000
Humana IR · Brown-Forman IR · Yum! IR · public-company investor relations
Mid-Level Financial Analyst (3-6 yrs)
$65,000–$95,000
Functional senior associate at KY Fortune 500 · transitioning to senior band
Junior Financial Analyst (0-3 yrs)
$52,000–$72,000
UK Gatton + UofL CoB + Bellarmine + Centre College finance pipeline · entry band
Worth knowing: Humana HQ Louisville is the country's largest health insurance company HQ'd outside the major coastal financial centers and a feature most national finance-career surveys understate for KY. Humana (Fortune 50, ~$106B revenue, the country's #1 Medicare Advantage insurer by enrollment, ~$36B+ investment portfolio supporting ~17M total beneficiaries) operates substantial in-house corporate finance + treasury + investment management + actuarial work supporting the country's largest MA platform — Humana's actuarial + financial planning organization is among the largest US private health insurer finance operations. Senior Humana financial analysts clear $108-175K TC. Brown-Forman HQ Louisville (Fortune 500 distiller, ~$4B revenue, ~5K global employees including ~4K KY, founded 1870, the country's largest publicly-traded distiller after Diageo — controlling Jack Daniel's + Woodford Reserve + Old Forester + Korbel + Herradura + Finlandia + el Jimador) operates substantial corporate finance + treasury including distinctive bourbon barrel inventory accounting + commodity hedging. Yum! Brands HQ Louisville (Fortune 500 fast food parent, ~$7B revenue post-2016 China spinoff, ~36K global employees) operates substantial in-house corporate finance. Fidelity Investments Northern Kentucky (substantial back-office operations supporting ~6K NKY employees as part of Fidelity's national distributed-operations strategy) anchors NKY financial services. KY's flat 3.5% rate is substantially lower than OR/MN's 9.85-9.9% tops + KY's Local Occupational Tax adds modest local layer.
Sources & Methodology
- →IRS Rev. Proc. 2025-32 — 2026 federal brackets and standard deduction
- →IRS Notice 2025-67 — 2026 retirement-plan contribution limits
- →IRS Rev. Proc. 2025-19 — 2026 HSA contribution limits
- →Social Security Administration — 2026 Social Security wage base
- →Individual income tax rates and filing information (KY Department of Revenue)
- →BLS Occupational Employment and Wage Statistics — Financial Analyst wage data for Kentucky
Salary figures are market estimates for Financial Analysts in Kentucky and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Kentucky 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.
Run your own numbers
- Kentucky paycheck calculator → · 401(k), HSA, dependents
- Bonus calculator → · year-end, sign-on, retention
- RSU calculator → · flat 22% withholding often falls short
- Capital-gains calculator → · long-term rates, NIIT, state tax
Frequently Asked Questions
Find answers to common questions about your taxes and our calculator.
Compare Two States
See how income tax, take-home pay, and total tax burden differ between any two US states side by side.
State 1
State 2
Financial Analyst Salary in Other States
More on Kentucky
Salaries by profession, top-paying roles by industry, and an economic breakdown for Kentucky in 2026.
Tax brackets, standard deductions, and take-home estimates for Kentucky in 2026.
Adjust filing status, 401(k), and city/county tax for your exact 2026 take-home in Kentucky.