Finance

Financial Analyst Salary in Kentucky (2026)

The average Financial Analyst in Kentucky earns around $110,000/year. After taxes, your estimated take-home is $81,946/year ($6,829/month).

Take-Home Pay Breakdown

CategoryAmount
Annual Take-Home Pay
$81,946
Monthly Take-Home Pay
$6,829
Biweekly Take-Home Pay
$3,152
Hourly Take-Home Pay

based on 2,080 hrs/year

$39/hr
Federal Tax
$15,370
State Tax
$4,269
FICA Taxes
$8,415
Effective Tax Rate

total taxes ÷ gross salary

25.5%
Estimates only — not tax advice. · Full disclaimer →

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Key terms:···

Financial Analyst Salary Ranges in Kentucky

Entry Level (0–3 yrs)

$72,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$110,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$175,000

/year

See tax breakdown →

Not all Financial Analysts earn the same — not even close

Kentucky's financial analyst market is anchored by Humana HQ Louisville (Fortune 50 health insurer corporate finance), Brown-Forman HQ Louisville (Fortune 500 distiller, ~$4B revenue), Yum! Brands HQ Louisville (Fortune 500 fast food parent, ~$7B revenue), Stock Yards Bank & Trust Louisville (regional bank), plus Fifth Third Bank KY + PNC Bank KY + Truist KY + Republic Bank KY + Central Bank Lexington + Commonwealth Bank, with substantial Ford + Toyota Georgetown + GE Appliances corporate finance organizations and Northern KY Fidelity Investments operations (~6K NKY).

Director / VP Finance

$175,000–$325,000+ TC

Humana VP · Brown-Forman VP · Yum! VP · Ford KY VP · KY Fortune 500 executive band

Senior Investment Analyst

$108,000–$175,000

Fidelity Investments NKY · Stock Yards Bank · advisor support + portfolio analysis

Senior Corporate FP&A

$105,000–$175,000

Humana FP&A · Brown-Forman FP&A · Yum! FP&A · Ford KY FP&A · Fortune 500 corp finance

Senior Treasury Analyst

$108,000–$180,000

KY Fortune 500 treasury · FX + capital markets + commodity hedging (bourbon barrels)

Senior Banking Analyst

$95,000–$155,000

Stock Yards Bank · Republic Bank · Central Bank · regional + commercial banking analysis

Senior Insurance Analyst

$108,000–$175,000

Humana · Anthem KY · CareSource · actuarial + Medicare Advantage + product · investments

Senior Forensic / Valuation

$105,000–$185,000

Big 4 KY forensic + transaction services · CFE + ABV credential premium

Senior IR Analyst

$108,000–$180,000

Humana IR · Brown-Forman IR · Yum! IR · public-company investor relations

Mid-Level Financial Analyst (3-6 yrs)

$65,000–$95,000

Functional senior associate at KY Fortune 500 · transitioning to senior band

Junior Financial Analyst (0-3 yrs)

$52,000–$72,000

UK Gatton + UofL CoB + Bellarmine + Centre College finance pipeline · entry band

Worth knowing: Humana HQ Louisville is the country's largest health insurance company HQ'd outside the major coastal financial centers and a feature most national finance-career surveys understate for KY. Humana (Fortune 50, ~$106B revenue, the country's #1 Medicare Advantage insurer by enrollment, ~$36B+ investment portfolio supporting ~17M total beneficiaries) operates substantial in-house corporate finance + treasury + investment management + actuarial work supporting the country's largest MA platform — Humana's actuarial + financial planning organization is among the largest US private health insurer finance operations. Senior Humana financial analysts clear $108-175K TC. Brown-Forman HQ Louisville (Fortune 500 distiller, ~$4B revenue, ~5K global employees including ~4K KY, founded 1870, the country's largest publicly-traded distiller after Diageo — controlling Jack Daniel's + Woodford Reserve + Old Forester + Korbel + Herradura + Finlandia + el Jimador) operates substantial corporate finance + treasury including distinctive bourbon barrel inventory accounting + commodity hedging. Yum! Brands HQ Louisville (Fortune 500 fast food parent, ~$7B revenue post-2016 China spinoff, ~36K global employees) operates substantial in-house corporate finance. Fidelity Investments Northern Kentucky (substantial back-office operations supporting ~6K NKY employees as part of Fidelity's national distributed-operations strategy) anchors NKY financial services. KY's flat 4% rate is substantially lower than OR/MN's 9.85-9.9% tops + KY's Local Occupational Tax adds modest local layer.

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