Does Utah have a state income tax?

Yes. Utah has a state income tax with a top rate of 4.5%.

How much is Utah state tax on a $100,000 salary?

On a $100,000 salary in Utah, state income tax is approximately $3,734. Your estimated total take-home pay is $75,446/year.

What other taxes does Utah have?

Utah has a 4.85% state sales tax with local add-ons bringing combined rates to 6.35-9.05% (Salt Lake City 7.75%, Park City 8.7%). Property tax averages 0.57% effective — among the lowest in the country (residential primary residence assessed at 55% of fair market value, providing structural property tax savings vs commercial). Utah has no estate tax. Utah taxpayer credit of $456 single / $912 MFJ phases out for higher-income filers. Utah Earned Income Tax Credit available.

How does Utah compare to other states for taxes?

Utah's top rate of 4.5% compares favorably — below the national median for state income taxes.

What is Utah's income tax rate?

Utah has a flat 4.55% income tax — one of the lowest flat rates in the country. Combined with the Utah taxpayer credit (modest income tax credit) and standard deduction conformity to federal AGI, Utah's effective rate at most professional incomes lands ~4.0-4.3%. Significantly lower than CO (4.4%), AZ (2.5% — but AZ is even lower), and dramatically below CA / NY.

What is my529 and why is it considered the best 529 plan?

Utah's my529 (formerly UESP, Utah Educational Savings Plan) is consistently ranked the #1 or top-3 529 plan in the country by Morningstar, Saving for College, and other independent ratings. The plan features Vanguard low-fee index funds, multiple investment options, and Utah-specific state-tax credit of 5% on contributions up to $2,290 single / $4,580 MFJ per beneficiary annually. Many non-Utah residents also use my529 for the low fees.

What is Silicon Slopes?

Silicon Slopes is the tech corridor running from Provo through Lehi to Salt Lake City. Major employers include Adobe (Lehi), Qualtrics (Provo, now SAP), Domo (American Fork), Pluralsight (Farmington), Vivint (Provo), Dropbox Provo, plus substantial tech startup ecosystem. The corridor is anchored by BYU + University of Utah talent pipeline + Utah's business-friendly regulatory environment. Tech sector employment growth has been among the fastest in the US post-2015.

How does Utah compare to Colorado for taxes?

Both states have similar flat-tax structures (UT 4.55%, CO 4.4%). UT property tax (0.57%) is similar to CO (0.49-0.55%). UT has no estate tax; CO has no estate tax. UT my529 5% credit on contributions is more generous than CO's unlimited deduction (effective 4.4% return vs UT's 5% return). Salt Lake City cost of living is dramatically lower than Denver post-2020. For tech professionals, UT vs CO is genuinely close — UT's my529 + property structure + Silicon Slopes tech depth + lower COL favor UT for family-stage. CO's lifestyle premium + larger tech market favors CO for ambitious career-stage professionals.

State Tax Guide

Utah State Income Tax Guide (2026)

Utah has a flat 4.55% income tax (one of the lowest flat rates in the country) — anchored by the Silicon Slopes tech corridor + my529 best-in-class 529 plan + remarkably low property tax.

Top State Rate

4.5%

$100k Take-Home

$75,446

/year (single)

State Tax on $100k

$3,734

single filer

Utah Income Tax Brackets (2026)

Marginal Rate	Taxable Income (Single Filer)
4.55%	$0→All income — Utah uses a flat rate

Each rate applies only to income within that bracket. Your effective rate is the average across all brackets — meaningfully lower than your top marginal rate.

Standard deduction: $901 single / $1,802 married filing jointly

Brackets reflect the most recently published schedules. Some states inflation-index thresholds annually — specific 2026 amounts may shift slightly. Verify with your state's Department of Revenue before filing.

Want exact numbers for your situation?

The dedicated Utah paycheck calculator lets you adjust salary, filing status (single, MFJ, HOH, MFS), 401(k) and HSA contributions, dependents for your exact 2026 take-home figure.

Single / MFJ / HOH / MFS401(k) + HSADependents2026

Open Utah calculator →

The 30-second version

1.Utah has a flat 4.55% income tax — among the lowest flat rates in the country.
2.Silicon Slopes (Provo / Lehi / Salt Lake City corridor) hosts Adobe, Qualtrics (SAP), Domo, Pluralsight, plus substantial tech startup ecosystem. Tech employment growth among fastest in US post-2015.
3.my529 Plan is consistently ranked #1-3 nationally — Vanguard low-fee + 5% Utah state-tax credit on contributions up to $2,290 single / $4,580 .
4.Property tax 0.57% effective — among lowest in nation. Residential primary residences assessed at 55% of fair market value (structural savings vs commercial).
5.Major employers: Adobe (Lehi), Qualtrics/SAP (Provo), Domo (American Fork), Pluralsight (Farmington), Goldman Sachs Salt Lake City, Wells Fargo Salt Lake, Intermountain Healthcare, Zions Bancorporation HQ Salt Lake. Tech + finance + healthcare anchor.

Why you can trust these numbers

Numbers reflect 2026 IRS federal brackets, caps, and Utah State Tax Commission flat-rate schedule. The calculator at the top of this page applies UT's flat 4.55% structure. Utah uses small standard deduction ($901 single / $1,802 for 2026) but conforms to federal starting point — so federal pre-tax 401(k) and HSA contributions reduce UT taxable income identically to federal. The Utah taxpayer credit ($456 single / $912 MFJ, phased out at higher incomes) reduces effective UT rate modestly.

Sources: federal brackets + standard deduction from IRS Rev. Proc. 2025-32; state brackets verified against the Tax Foundation 2026 State Income Tax Rates compilation and the official Form TC-40 Individual Income Tax Return (UT State Tax Commission).

Our honest opinion (which is just an opinion)

Utah is genuinely competitive for tech professionals + family-stage living + retirees. The combination of low flat tax (4.55%) + Silicon Slopes tech employment + my529 best-in-class 529 plan + low property tax + strong outdoor lifestyle creates one of the most favorable Western US states for working professionals. The catch is the small Utah-specific standard deduction and modest taxpayer credit phase-outs — high earners see less benefit from the credit.

The case for Utah:

+4.55% flat tax — among lowest flat rates nationally
+Silicon Slopes tech corridor (Adobe, Qualtrics/SAP, Domo, Pluralsight)
+my529 best-in-class 529 plan (5% credit + Vanguard low-fee)
+Property tax 0.57% effective — among lowest in nation
+Strong outdoor lifestyle (skiing, hiking, mountain biking)
+Lower cost of living than Denver, Phoenix, or coastal markets

The case against:

−Standard deduction modest ($901 single)
−Taxpayer credit phases out for higher-income filers
−Salt Lake City air quality issues (winter inversion creates challenging air quality December-March)
−Smaller high-comp white-collar career mobility than CO or AZ
−Cultural environment can feel homogenous for non-LDS professionals (varies by neighborhood)
−Limited diversity in some industries (less media / entertainment than CO or CA)

Honest take: Utah is genuinely structurally favorable for tech professionals + family-stage living + retirement. Silicon Slopes employment + my529 + low property tax + outdoor lifestyle make it one of the best Western US states for working professionals. For non-Utah residents seeking the my529 5% credit, you must be a Utah taxpayer to claim — but my529 is also widely used by out-of-state residents for the low Vanguard fees alone.

Sources & further reading

A few honest notes

Not personal tax, legal, or financial advice. Verify with a licensed CPA, EA, or tax attorney before making meaningful decisions.
Tax law changes. This guide reflects 2026 IRS schedules and current Utah State Tax Commission rules.
Utah taxpayer credit phases out at higher incomes — verify eligibility annually.
my529 5% Utah state-tax credit only available to Utah residents; out-of-state residents using my529 for low fees don't get the credit.
Property tax estimates vary by county. Salt Lake County rates differ from Utah County, Davis County, etc.
The numbers are illustrative — scenarios don't include every credit, deduction, or wrinkle that might apply to you.
No client relationship is created by reading this page.

Last updated April 2026 with 2026 IRS schedules and current Utah State Tax Commission guidance.

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