How much does a Physical Therapist make in Maine?

The average Physical Therapist salary in Maine is around $98,000 per year. After federal taxes, FICA, and Maine state taxes, your estimated take-home pay is approximately $71,883 annually ($5,990/month).

What is the take-home pay for a Physical Therapist in Maine?

On a $98,000 salary in Maine, your take-home pay is approximately $71,883/year or $5,990/month. Federal tax: $12,730. State tax: $5,890. FICA: $0.00.

Is $98,000 a good Physical Therapist salary?

$98,000 is a competitive salary for a Physical Therapist — above the national median. In Maine, demand for this role is active.

How do Maine taxes affect Physical Therapist salaries?

Maine levies state income tax on top of federal taxes. Your estimated state tax on $98,000 is $5,890. Your total effective tax rate is approximately 26.7%.

What are the career growth prospects for Physical Therapists?

15% growth through 2032 (much faster than average). Related roles include: Sports PT, Orthopedic PT, Neurological PT, Pediatric PT, PT Assistant.

How can a Physical Therapist in Maine reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Healthcare

Physical Therapist Salary in Maine (2026)

The average Physical Therapist in Maine earns around $98,000/year. After taxes, your estimated take-home is $71,883/year ($5,990/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$71,883
Monthly Take-Home Pay	$5,990
Biweekly Take-Home Pay	$2,765
Hourly Take-Home Pay based on 2,080 hrs/year	$35/hr
Federal Tax	$12,730
State Tax	$5,890
FICA Taxes	$7,497
Effective Tax Rate total taxes ÷ gross salary	26.65%

Estimates only — not tax advice. · Full disclaimer →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

1099 contract work or side gigs? Self-employment tax adds 15.3% on top. Open the 1099 tax calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

Working overtime? The 2025 OBBBA deduction may save you up to $12,500 on federal tax. Open the No Tax on Overtime calculator →

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Physical Therapist Salary Ranges in Maine

Entry Level (0–3 yrs)

$78,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$98,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$135,000

/year

See tax breakdown →

Not all Physical Therapists earn the same — not even close

Maine's physical therapy market is anchored by University of New England Westbrook College of Health Professions Portland DPT (the substantial UNE DPT + the only ME DPT-granting institution + ~50 DPTs annually + the substantial UNE Westbrook College Health Professions), University of Southern Maine College of Health Professions Portland PT, MaineHealth Rehabilitation Network (Maine Medical Center + Maine Children Hospital + the substantial post-2017 MaineHealth-Wentworth-Douglass MGB rehab cross-border), Northern Light Health Rehab (Eastern Maine + Mercy Portland) + Central Maine Healthcare Rehab + MaineGeneral Augusta + the substantial ME post-Sunday River + Sugarloaf + Saddleback ski + outdoor recreation injury rehab + the substantial Acadia + Mount Desert Island outdoor recreation rehab, VA Togus + Portsmouth Naval Hospital federal civilian PT, plus ME PT Compact since 2017 enabling multi-state mobility.

Senior PT (MaineHealth / Maine Med)

$82,000–$125,000+ bonus

MaineHealth + Maine Med · the only ME Level 1 + acute + outpatient + neuro rehab

Senior PT (Northern Light / Eastern Maine)

$78,000–$118,000+ bonus

Northern Light Bangor + Eastern Maine Medical + Mercy Portland · acute + outpatient

Senior PT (Central Maine / MaineGeneral)

$75,000–$112,000+ bonus

Central Maine Healthcare + MaineGeneral Augusta · regional acute + outpatient rehab

Senior PT Owner / Independent Practice

$95,000–$172,000+ profit

PT clinic owner · the substantial ME outpatient ortho + sports + manual therapy

Senior Sports PT (Sunday River / Sugarloaf Ski Injury)

$82,000–$132,000+ bonus

Sunday River + Sugarloaf + Saddleback ski injury rehab + the substantial Maine ski

Senior Pediatric PT (Maine Children)

$72,000–$108,000

Maine Children Hospital · pediatric + congenital + post-surgical PT

Senior Home Health PT

$72,000–$108,000

Home health PT at MaineHealth Home Health + Northern Light + LHC Group ME

Senior Federal Civilian PT (VA Togus)

$75,000–$112,000

VA Togus + Portsmouth Naval Hospital · GS-12/13 federal civilian PT

Mid-Career PT (3-7 yrs)

$62,000–$88,000

Functional PT at ME health systems · transitioning to senior band

New PT (Step 1-2)

$58,000–$72,000

New grad PT at MaineHealth + Northern Light + private practice · entry band

Worth knowing: Sunday River + Sugarloaf + Saddleback ski + outdoor recreation injury rehab + the substantial Acadia + Mount Desert Island outdoor recreation rehab is one of the country's distinctive concentrated US single-state ski injury + outdoor recreation PT anchor and a feature most national PT surveys understate for ME. The substantial ME recreation injury rehab (Sunday River the substantial Maine ski + Sugarloaf Mountain Resort + Saddleback Mountain + Mount Abram + Lost Valley + the substantial Maine White Mountains ski + snowboard injury rehab + the substantial Acadia National Park ~4M+ annual visitors + Mount Desert Island + Bar Harbor + Camden + Boothbay outdoor recreation injury + the substantial Maine post-2020 substantial outdoor recreation surge + the substantial Maine post-2020 UHNW migration driving substantial Portland + Falmouth + Bar Harbor + Boothbay UHNW outpatient ortho + sports PT demand) supports distinctive ME sports + recreation PT work. Senior ME sports PTs clear $82-132K+ bonus. UNE Westbrook College of Health Professions Portland DPT as the only ME DPT-granting institution + USM College of Health Professions PT. MaineHealth Rehabilitation Network + post-2017 MaineHealth-Wentworth-Douglass MGB rehab + Northern Light + Central Maine + MaineGeneral + VA Togus + Portsmouth Naval Hospital federal civilian. ME PT Compact since 2017 supports multi-state PT mobility. ME progressive top 7.15% + ME is NOT a RTW state anchor the ME PT proposition.