Healthcare

Nurse Practitioner Salary in Kentucky (2026)

Average Nurse Practitioner pay in Kentucky

$138,000/year

≈ $66/hour before tax

After tax (single filer)

$100,877/year

$8,406/month · effective tax rate 26.9%

  • Federal $21,854
  • State $4,712
  • FICA $10,557
  • Take-home

Pay by role in Kentucky

  • Senior Specialty NP (Cardiology / Oncology)$125,000–$190,000
  • Senior Psychiatric Mental Health NP$118,000–$185,000
  • Senior Acute Care NP (ICU / ED)$115,000–$175,000
  • Senior Hospitalist NP$115,000–$170,000
  • Senior Primary Care NP (Family Medicine)$100,000–$148,000
  • Senior Pediatric NP$98,000–$145,000
See all 10 roles with notes
See the full tax breakdown
CategoryAmount
Annual Take-Home Pay
$100,877
Monthly Take-Home Pay
$8,406
Biweekly Take-Home Pay
$3,880
Hourly Take-Home Pay

based on 2,080 hrs/year

$48/hr
Federal Tax
$21,854
State Tax
$4,712
FICA Taxes
$10,557
Effective Tax Rate

total taxes ÷ gross salary

26.9%
Estimates only — not tax advice. · Full disclaimer →

Not all Nurse Practitioners earn the same — not even close

Kentucky's nurse practitioner market is anchored by UK HealthCare Lexington (~12K academic medical center with substantial APP integration), UofL Health Louisville (~8K Louisville academic medical center), Norton Healthcare (~17K largest KY health system with APP-led primary care across 40+ ambulatory sites), Baptist Health KY (~22K Catholic multi-hospital system), plus substantial rural eastern KY APP-led primary care across Appalachian counties + UK College of Nursing + UofL School of Nursing DNP pipelines. KY requires 4-year collaborative agreement with physician — KY is a hybrid state, requiring supervised collaborative practice for 4 years then NPs gain independent prescriptive authority.

Senior Specialty NP (Cardiology / Oncology)

$125,000–$190,000

UK + UofL + Norton + Baptist cardiology + oncology + transplant NP · subspecialty band

Senior Psychiatric Mental Health NP

$118,000–$185,000

UK Psychiatry · UofL Psychiatry · Our Lady of Peace · PMHNP · KY PsyPact telehealth since 2021

Senior Acute Care NP (ICU / ED)

$115,000–$175,000

UK Level 1 · UofL Level 1 · Norton Critical Care · ACNP-AG subspecialty band

Senior Hospitalist NP

$115,000–$170,000

UK + UofL + Norton + Baptist hospital medicine APP · day + nocturnist mix

Senior Primary Care NP (Family Medicine)

$100,000–$148,000

Norton + Baptist + Bluegrass Care Network · post-4-year collaborative independent practice

Senior Pediatric NP

$98,000–$145,000

Norton Children's · UK Kentucky Children's · CPNP-PC + CPNP-AC

Senior Women's Health NP

$95,000–$140,000

UK WHNP · UofL WomenCare · Norton WomenCare · WHNP-BC

Senior Family NP (Rural Eastern KY)

$95,000–$140,000

Appalachian Regional Healthcare + Pikeville Medical · Eastern KY FQHC · rural FNP practice

Mid-Career NP (3-7 yrs)

$82,000–$115,000

Functional NP at KY health system · transitioning to senior band

New Grad NP (0-2 yrs)

$78,000–$98,000

UK DNP + UofL DNP + Frontier Nursing pipeline · entry band

Worth knowing: Kentucky's hybrid Nurse Practitioner regulatory framework (requiring 4-year collaborative practice agreement with physician, then NPs gain independent prescriptive authority) is a distinctive structural feature most national NP-career surveys understate for KY. KY NP regulation (KRS 314.011, KY Board of Nursing regulations effective 2014 + subsequent amendments) requires 4-year supervised collaborative practice agreement with physician for prescriptive authority — after 4 years of supervised practice, KY NPs gain independent prescriptive authority + can practice independently. This 4-year transition framework is distinctive vs pure FPA states (OR/WA/IA/MT/AK/ID) and pure restricted states (SC/FL/CA) — KY is among the few US states with this hybrid framework. The lever supports substantial KY NP-led primary care post-4-year transition particularly across rural Appalachian KY where Frontier Nursing University Hyden + Appalachian Regional Healthcare + Pikeville Medical Center anchor rural NP-led practice serving counties with limited physician access. Senior KY NPs clear $115-190K TC at specialty levels. KY joined PsyPact in 2021 — supporting KY PMHNP telehealth across compact-state lines. Frontier Nursing University Hyden (founded 1939 as the country's earliest nurse-midwifery + nurse practitioner education program, ~3K DNP + MSN + post-graduate students nationally with substantial distance learning) is the country's longest-established NP-education institution. KY's flat 3.5% rate is substantially lower than OR/MN's 9.85-9.9% tops + KY Local Occupational Tax adds local layer.

Sources & Methodology

Salary figures are market estimates for Nurse Practitioners in Kentucky and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Kentucky 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

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Working overtime? The 2025 OBBBA deduction may save you up to $12,500 on federal tax. Open the No Tax on Overtime calculator →

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Typical Nurse Practitioner Salary by Experience (National)

US-wide ranges, not Kentucky figures. Each link shows the Kentucky taxes on that salary.

Entry Level (0–3 yrs)

$110,000

/year

Mid Level (3–7 yrs)

$138,000

/year

Senior Level (7+ yrs)

$220,000

/year

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