How much does a Truck Driver make in Montana?

The average Truck Driver salary in Montana is around $60,000 per year. After federal taxes, FICA, and Montana state taxes, your estimated take-home pay is approximately $47,716 annually ($3,976/month).

What is the take-home pay for a Truck Driver in Montana?

On a $60,000 salary in Montana, your take-home pay is approximately $47,716/year or $3,976/month. Federal tax: $5,020. State tax: $2,675. FICA: $0.00.

Is $60,000 a good Truck Driver salary?

$60,000 is a competitive salary for a Truck Driver — above the national median. In Montana, demand for this role is active.

How do Montana taxes affect Truck Driver salaries?

Montana levies state income tax on top of federal taxes. Your estimated state tax on $60,000 is $2,675. Your total effective tax rate is approximately 20.5%.

What are the career growth prospects for Truck Drivers?

4% growth through 2032 (about as fast as average). Related roles include: Long Haul Driver, Local Delivery Driver, Owner Operator, Tanker Driver, Flatbed Driver.

How can a Truck Driver in Montana reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Transportation

Truck Driver Salary in Montana (2026)

The average Truck Driver in Montana earns around $60,000/year. After taxes, your estimated take-home is $47,716/year ($3,976/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$47,716
Monthly Take-Home Pay	$3,976
Biweekly Take-Home Pay	$1,835
Hourly Take-Home Pay based on 2,080 hrs/year	$23/hr
Federal Tax	$5,020
State Tax	$2,675
FICA Taxes	$4,590
Effective Tax Rate total taxes ÷ gross salary	20.47%

Estimates only — not tax advice. · Full disclaimer →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

Working overtime? The 2025 OBBBA deduction may save you up to $12,500 on federal tax. Open the No Tax on Overtime calculator →

1099 contract work or side gigs? Self-employment tax adds 15.3% on top. Open the 1099 tax calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

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Truck Driver Salary Ranges in Montana

Entry Level (0–3 yrs)

$48,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$60,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$100,000

/year

See tax breakdown →

Not all Truck Drivers earn the same — not even close

Montana's trucking market is anchored by the substantial MT I-90 + I-15 + Highway 200 + Hi-Line Highway 2 + Highway 89 freight corridor (the substantial MT Northern Tier freight crossroads connecting Pacific Northwest + Twin Cities + Chicago + Eastern MT Bakken oil + the substantial MT-Canadian border crossings), the substantial MT cattle + livestock hauling (MT #2 US cattle inventory + ~2.4M cattle + the substantial Eastern MT + Hi-Line cattle ranching + the substantial MT cattle hauling to feedlot + the substantial MT cattle hauling to Tyson + JBS Greater Omaha + Cargill processing), the substantial Eastern MT Bakken oil shale border (the substantial post-2010 Bakken activity in NE MT counties Roosevelt + Richland + Dawson + Sheridan + the substantial Bakken cross-state ND-MT oil hauling), the substantial MT agricultural hauling (the substantial MT #6 US wheat + #2 US barley + corn + sugar beet hauling), the substantial MT mining hauling (Stillwater Mining PGM + coal + the substantial MT extractive logistics), plus the substantial MT LTL post-Yellow Corp August 2023 bankruptcy successor work.

Senior OTR Owner-Operator

$85,000–$148,000+ fuel

Independent OTR owner-operator · the substantial MT-anchored fleet

Senior OTR Company Driver

$68,000–$95,000+ OT

OTR driver at MT carriers · OBBBA OT applies

Senior Regional Driver (MT-Pacific Northwest)

$62,000–$88,000+ OT

MT-WA-OR-ID-WY-ND regional · home weekends + Pacific Northwest economic corridor

Senior LTL Driver (post-Yellow / Estes / ODFL)

$72,000–$108,000+ OT

LTL driver at Estes + Old Dominion + Saia + ABF + XPO · post-Yellow Corp successor

Senior Cattle / Livestock Hauler

$68,000–$102,000+ OT

MT cattle hauler · MT #2 US cattle + the substantial MT ranch + cattle hauling

Senior Tanker / Hazmat / Bakken Oil Hauler

$85,000–$135,000+ OT

Hazmat tanker · Eastern MT Bakken + chemicals · CDL endorsement premium

Senior Logging / Lumber Hauler

$68,000–$98,000+ OT

Logging + lumber hauler · Plum Creek → Weyerhaeuser MT + Stoltze Columbia Falls

Senior UPS / FedEx Freight Driver

$78,000–$118,000+ OT

UPS Billings + Missoula + FedEx Freight MT + the substantial Teamsters MT

Mid-Career Driver (3-7 yrs)

$48,000–$68,000+ OT

Functional CDL driver at MT carriers · transitioning to senior band

New Driver (CDL fresh / Year 1-2)

$42,000–$58,000+ OT

New CDL-A driver at MT carriers · entry band + the substantial MT CDL training

Worth knowing: Montana cattle hauling + the substantial Eastern MT Bakken oil hauling dual-anchor is one of the country's distinctive concentrated US single-state cattle + oil hauling anchor and a feature most national trucking surveys understate for MT. The substantial MT cattle + livestock hauling (MT #2 US cattle inventory + ~2.4M cattle + ~11K MT ranches + the substantial Eastern MT + Hi-Line cattle ranching + the substantial MT cattle hauling to feedlot + the substantial MT cattle hauling to out-of-state processing at Tyson + JBS + Cargill + Greater Omaha Packing + the substantial MT livestock auction barn hauling at Billings Livestock Commission + Public Auction Yards Billings) supports substantial MT livestock hauling. The substantial Eastern MT Bakken oil shale border (the substantial post-2010 Bakken oil activity in NE MT counties Roosevelt + Richland + Dawson + Sheridan + the substantial Bakken cross-state ND-MT oil hauling + the substantial MT Bakken-Cushing oil pipeline trucking + the substantial Eastern MT post-2010 oil boom hauling) supports substantial MT oil hauling. The substantial MT agricultural hauling + MT mining hauling + post-Yellow Corp August 2023 LTL successor work. The 2025 No Tax on Overtime federal deduction applies through 2028. MT flat 5.9% + MT 0% sales tax anchor the MT trucking proposition.