How much does a Truck Driver make in Massachusetts?

BLS puts the average Truck Driver pay in Massachusetts at $63,570 a year (BLS, May 2025). On that pay in Massachusetts, after federal taxes, FICA, and Massachusetts state taxes, your estimated take-home pay is approximately $50,300 annually ($4,192/month).

What is the take-home pay for a Truck Driver in Massachusetts?

On a $63,570 salary in Massachusetts, your take-home pay is approximately $50,300/year or $4,192/month. Federal tax: $5,448. State tax: $2,959. FICA: $4,863.

Is $63,570 a good Truck Driver salary?

$63,570 is the BLS average Truck Driver pay in Massachusetts, 6% above the US average of $59,710 (BLS, May 2025). The middle 50% in Massachusetts earn between $56,320 and $72,150.

How do Massachusetts taxes affect Truck Driver salaries?

Massachusetts levies state income tax on top of federal taxes. Your estimated state tax on $63,570 is $2,959. Your total effective tax rate is approximately 20.9%.

What are the career growth prospects for Truck Drivers?

In Massachusetts, the top 10% earn over $78,480 and the bottom 10% under $47,080 (BLS, May 2025). 4% growth through 2032 (about as fast as average). Related roles include: Long Haul Driver, Local Delivery Driver, Owner Operator, Tanker Driver, Flatbed Driver.

How can a Truck Driver in Massachusetts reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Transportation

Truck Driver Salary in Massachusetts (2026)

Average Truck Driver pay in Massachusetts

$63,570/year

≈ $31/hour before tax

Middle 50% earn $56,320–$72,150

US average: $59,710

Source: BLS, May 2025

After tax (single filer)

$50,300/year

$4,192/month · effective tax rate 20.87%

Federal $5,448
State $2,959
FICA $4,863
Take-home

Pay by role in Massachusetts

OTR Long-Haul Driver (Senior, 10+ yrs)$88,000–$130,000 w/OT
Port of Boston Drayage Driver$75,000–$115,000 w/OT
Regional / Dedicated Driver$75,000–$105,000 w/OT
LTL Pickup + Delivery Driver (Local)$72,000–$100,000 w/OT
Tanker / HazMat Driver (Senior)$88,000–$125,000 w/OT
Owner-Operator (Senior)$98,000–$195,000

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$50,300
Monthly Take-Home Pay	$4,192
Biweekly Take-Home Pay	$1,935
Hourly Take-Home Pay based on 2,080 hrs/year	$24/hr
Federal Tax	$5,448
State Tax	$2,959
FICA Taxes	$4,863
Effective Tax Rate total taxes ÷ gross salary	20.87%

Estimates only — not tax advice. · Full disclaimer →

Not all Truck Drivers earn the same — not even close

Massachusetts's truck driver market is anchored by the I-90 (Mass Pike, transcontinental east-west), I-93 (Boston-NH border), I-95 (the 128 belt to Maine and to Rhode Island), I-91 (Connecticut to Vermont through Springfield), plus the Port of Boston (major auto + container terminal), TJX Companies HQ Framingham (parent of TJ Maxx + Marshalls + HomeGoods, massive distribution network), Amazon Boston fulfillment, and Stop & Shop distribution Massachusetts. The 2025 overtime deduction mostly skips OTR drivers.

OTR Long-Haul Driver (Senior, 10+ yrs)

$88,000–$130,000 w/OT

Major fleet (J.B. Hunt, Schneider, Werner, Knight-Swift) senior bands · safety + miles bonus

Port of Boston Drayage Driver

$75,000–$115,000 w/OT

Port-to-warehouse drayage · auto import distribution · Conley Terminal · 128 belt warehouse network

Regional / Dedicated Driver

$75,000–$105,000 w/OT

Regional 500-mile radius · dedicated lanes (TJX network) · home weekends + better lifestyle than OTR

LTL Pickup + Delivery Driver (Local)

$72,000–$100,000 w/OT

XPO Logistics · ABF Freight · Saia · daily routes + home nightly · Boston + Worcester + Springfield

Tanker / HazMat Driver (Senior)

$88,000–$125,000 w/OT

Petroleum tanker · chemical · biotech-adjacent hazmat distribution · HazMat endorsement premium

Owner-Operator (Senior)

$98,000–$195,000

Independent contractor · own truck + authority · OOIDA member · book-of-business driver

OTR Driver (3-8 yrs)

$68,000–$95,000 w/OT

Mid-career OTR · improved miles + safety bonus + per diem · transitioning to dedicated

New CDL Driver (0-2 yrs)

$52,000–$75,000 w/OT

Post-CDL school · trainee + first-year band · improving as endorsements + miles accumulate

Driver Trainer (Senior, CDL Instructor)

$62,000–$95,000

CDL training program instructor · MA trucking schools · plus operational backup driving

Senior Reefer / Cold Chain Driver

$85,000–$120,000 w/OT

Frozen + cold-chain · grocery distribution · biotech cold-chain pharmaceutical premium specialty

Worth knowing: TJX Companies HQ Framingham is the structural depth feature most national truck-driver surveys understate for MA. TJX (Fortune 100, ~$50B revenue, ~250K employees globally, parent of TJ Maxx + Marshalls + HomeGoods + HomeSense + Sierra + the European T.K. Maxx) operates one of the country's most complex retail distribution networks. The Framingham HQ + multiple MA distribution centers drive substantial regional + dedicated driver demand. Port of Boston (Conley Terminal in South Boston, ~250K TEU annual container traffic plus substantial auto import — Boston is among the top-15 US auto import ports, particularly for Subaru + Audi + BMW vehicles destined for Northeast dealer networks) drives drayage + container distribution work. The Boston cold-chain pharmaceutical specialty is unique — Kendall Square biotech + Boston biotech logistics chain require temperature-controlled pharmaceutical transport at scale, with substantial premium over standard reefer rates. The 2025 No Tax on Overtime federal deduction applies through 2028 to drivers owed overtime, not to exempt interstate OTR drivers — at $20K OT premium a single filer's deduction caps at $12,500, worth about $2,750 a year at 22% through 2028. Massachusetts adds nothing: TIR 26-4 lists the tips and overtime deductions among the federal changes Massachusetts does not adopt. The MA combined effective rate at senior driver comp ($100K) is 5% flat — well below the $1.117M Fair Share threshold. The MA non-RTW status + Teamsters Local 25 + Local 122 + Local 251 representation drive substantial collective bargaining management at port + warehouse + distribution workforces.

Sources & Methodology

Salary figures are market estimates for Truck Drivers in Massachusetts and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Massachusetts 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers