How much does a Truck Driver make in Iowa?

BLS puts the average Truck Driver pay in Iowa at $60,070 a year (BLS, May 2025). On that pay in Iowa, after federal taxes, FICA, and Iowa state taxes, your estimated take-home pay is approximately $48,815 annually ($4,068/month).

What is the take-home pay for a Truck Driver in Iowa?

On a $60,070 salary in Iowa, your take-home pay is approximately $48,815/year or $4,068/month. Federal tax: $5,028. State tax: $1,631. FICA: $4,595.

Is $60,070 a good Truck Driver salary?

$60,070 is the BLS average Truck Driver pay in Iowa, about the same as the US average of $59,710 (BLS, May 2025). The middle 50% in Iowa earn between $48,350 and $64,190.

How do Iowa taxes affect Truck Driver salaries?

Iowa levies state income tax on top of federal taxes. Your estimated state tax on $60,070 is $1,631. Your total effective tax rate is approximately 18.7%.

What are the career growth prospects for Truck Drivers?

In Iowa, the top 10% earn over $77,910 and the bottom 10% under $42,390 (BLS, May 2025). 4% growth through 2032 (about as fast as average). Related roles include: Long Haul Driver, Local Delivery Driver, Owner Operator, Tanker Driver, Flatbed Driver.

How can a Truck Driver in Iowa reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Transportation

Truck Driver Salary in Iowa (2026)

Average Truck Driver pay in Iowa

$60,070/year

≈ $29/hour before tax

Middle 50% earn $48,350–$64,190

US average: $59,710

Source: BLS, May 2025

After tax (single filer)

$48,815/year

$4,068/month · effective tax rate 18.74%

Federal $5,028
State $1,631
FICA $4,595
Take-home

Pay by role in Iowa

Senior OTR Owner-Operator (CRST / Heartland)$85,000–$148,000+ fuel
Senior OTR Company Driver (CRST / Heartland)$68,000–$98,000+ OT
Senior Team Driver (CRST)$75,000–$115,000+ OT
Senior Regional Driver (IA-Midwest)$62,000–$85,000+ OT
Senior LTL Driver (post-Yellow / Estes / ODFL)$72,000–$108,000+ OT
Senior Livestock / Grain Hauler$68,000–$98,000+ OT

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$48,815
Monthly Take-Home Pay	$4,068
Biweekly Take-Home Pay	$1,878
Hourly Take-Home Pay based on 2,080 hrs/year	$23/hr
Federal Tax	$5,028
State Tax	$1,631
FICA Taxes	$4,595
Effective Tax Rate total taxes ÷ gross salary	18.74%

Estimates only — not tax advice. · Full disclaimer →

Not all Truck Drivers earn the same — not even close

Iowa's trucking market is anchored by the substantial IA I-80 + I-35 + I-29 + I-380 freight corridor convergence (IA is one of the country's substantial Midwest freight crossroads connecting Chicago + Omaha + Kansas City + Twin Cities + Mississippi River), CRST International HQ Cedar Rapids (substantial private trucking ~5K+ employees + the substantial CRST team driver concept + the substantial CRST Expedited + CRST Specialized + CRST Malone), Heartland Express North Liberty (substantial private trucking + the substantial Heartland Express post-2022 Smith Transport acquisition), Maverik (post-2023 Kum & Go $11.5B acquisition Des Moines operations), the substantial IA #1 US pork hauling + IA #1 US corn + soybean grain hauling + IA #1 US ethanol hauling + Tyson + JBS + Smithfield + Cargill IA livestock + meat hauling + Pioneer + Corteva seed hauling, the substantial IA LTL post-Yellow Corp August 2023 bankruptcy successor work, plus John Deere Davenport + Dubuque + Ankeny outbound equipment hauling.

Senior OTR Owner-Operator (CRST / Heartland)

$85,000–$148,000+ fuel

CRST + Heartland Express owner-operator · the substantial Iowa-anchored OTR carrier

Senior OTR Company Driver (CRST / Heartland)

$68,000–$98,000+ OT

OTR driver at CRST International Cedar Rapids + Heartland Express · no OBBBA OT deduction (Motor Carrier Act exempt)

Senior Team Driver (CRST)

$75,000–$115,000+ OT

CRST Expedited team driver · the substantial CRST team driver platform

Senior Regional Driver (IA-Midwest)

$62,000–$85,000+ OT

IA-IL-NE-MN-WI-MO regional · home weekends + Midwest economic corridor

Senior LTL Driver (post-Yellow / Estes / ODFL)

$72,000–$108,000+ OT

LTL driver at Estes + Old Dominion + Saia + ABF + XPO · post-Yellow Corp successor

Senior Livestock / Grain Hauler

$68,000–$98,000+ OT

IA livestock hauler + grain hauler · IA #1 US pork + corn + soybean + ethanol

Senior Tanker / Hazmat Driver

$78,000–$118,000+ OT

Hazmat tanker · IA chemicals + petroleum + ethanol · CDL endorsement premium

Senior UPS / FedEx Freight Driver

$82,000–$125,000+ OT

UPS Des Moines + Cedar Rapids + FedEx Freight IA + the substantial Teamsters Local 90 IA

Mid-Career Driver (3-7 yrs)

$52,000–$72,000+ OT

Functional CDL driver at IA carriers · transitioning to senior band

New Driver (CDL fresh / Year 1-2)

$42,000–$58,000+ OT

New CDL-A driver at IA carriers · entry band + the substantial IA CDL training

Worth knowing: CRST International HQ Cedar Rapids + Heartland Express North Liberty + the substantial IA #1 US ethanol + corn + soybean + pork hauling is one of the country's distinctive concentrated US single-state team driver + ag-hauling anchor and a feature most national trucking surveys understate for IA. CRST International (the substantial CRST International HQ Cedar Rapids founded 1955 + ~5K+ CRST employees + the substantial CRST team driver concept + the substantial CRST Expedited + CRST Specialized + CRST Malone heavy haul + the substantial CRST nationwide team driver + the substantial CRST post-2020 substantial e-commerce + retail growth) supports substantial IA team driver work. Senior CRST owner-operators clear $85-148K+ fuel. Heartland Express North Liberty (substantial private OTR + the substantial Heartland Express post-2022 Smith Transport acquisition + the substantial Heartland Express post-2017 Interstate Distributor acquisition) supports substantial IA OTR. The substantial IA #1 US pork hauling (~23M hogs annually + Tyson + JBS + Smithfield + Cargill IA livestock + meat hauling) + IA #1 US corn + soybean grain hauling + IA #1 US ethanol hauling + Pioneer + Corteva seed hauling + the substantial post-Yellow Corp August 2023 bankruptcy LTL successor work at Estes + Old Dominion + Saia + ABF + XPO. The 2025 No Tax on Overtime federal deduction applies through 2028 only to drivers owed overtime; the Motor Carrier Act (29 USC 213(b)(1)) exempts drivers of trucks over 10,000 lb hauling interstate freight, even on local routes. IA flat 3.8% + IA RTW since 1947 + IA inheritance tax repealed Jan 1 2025 anchor the IA trucking proposition.

Sources & Methodology

Salary figures are market estimates for Truck Drivers in Iowa and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Iowa 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers