How much does a Truck Driver make in Iowa?

The average Truck Driver salary in Iowa is around $60,000 per year. After federal taxes, FICA, and Iowa state taxes, your estimated take-home pay is approximately $48,722 annually ($4,060/month).

What is the take-home pay for a Truck Driver in Iowa?

On a $60,000 salary in Iowa, your take-home pay is approximately $48,722/year or $4,060/month. Federal tax: $5,020. State tax: $1,668. FICA: $0.00.

Is $60,000 a good Truck Driver salary?

$60,000 is a competitive salary for a Truck Driver — above the national median. In Iowa, demand for this role is active.

How do Iowa taxes affect Truck Driver salaries?

Iowa levies state income tax on top of federal taxes. Your estimated state tax on $60,000 is $1,668. Your total effective tax rate is approximately 18.8%.

What are the career growth prospects for Truck Drivers?

4% growth through 2032 (about as fast as average). Related roles include: Long Haul Driver, Local Delivery Driver, Owner Operator, Tanker Driver, Flatbed Driver.

How can a Truck Driver in Iowa reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Transportation

Truck Driver Salary in Iowa (2026)

The average Truck Driver in Iowa earns around $60,000/year. After taxes, your estimated take-home is $48,722/year ($4,060/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$48,722
Monthly Take-Home Pay	$4,060
Biweekly Take-Home Pay	$1,874
Hourly Take-Home Pay based on 2,080 hrs/year	$23/hr
Federal Tax	$5,020
State Tax	$1,668
FICA Taxes	$4,590
Effective Tax Rate total taxes ÷ gross salary	18.8%

Estimates only — not tax advice. · Full disclaimer →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

Working overtime? The 2025 OBBBA deduction may save you up to $12,500 on federal tax. Open the No Tax on Overtime calculator →

1099 contract work or side gigs? Self-employment tax adds 15.3% on top. Open the 1099 tax calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

Key terms:···

Truck Driver Salary Ranges in Iowa

Entry Level (0–3 yrs)

$48,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$60,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$100,000

/year

See tax breakdown →

Not all Truck Drivers earn the same — not even close

Iowa's trucking market is anchored by the substantial IA I-80 + I-35 + I-29 + I-380 freight corridor convergence (IA is one of the country's substantial Midwest freight crossroads connecting Chicago + Omaha + Kansas City + Twin Cities + Mississippi River), CRST International HQ Cedar Rapids (substantial private trucking ~5K+ employees + the substantial CRST team driver concept + the substantial CRST Expedited + CRST Specialized + CRST Malone), Heartland Express North Liberty (substantial private trucking + the substantial Heartland Express post-2022 Smith Transport acquisition), Maverik (post-2023 Kum & Go $11.5B acquisition Des Moines operations), the substantial IA #1 US pork hauling + IA #1 US corn + soybean grain hauling + IA #1 US ethanol hauling + Tyson + JBS + Smithfield + Cargill IA livestock + meat hauling + Pioneer + Corteva seed hauling, the substantial IA LTL post-Yellow Corp August 2023 bankruptcy successor work, plus John Deere Davenport + Dubuque + Ankeny outbound equipment hauling.

Senior OTR Owner-Operator (CRST / Heartland)

$85,000–$148,000+ fuel

CRST + Heartland Express owner-operator · the substantial Iowa-anchored OTR carrier

Senior OTR Company Driver (CRST / Heartland)

$68,000–$98,000+ OT

OTR driver at CRST International Cedar Rapids + Heartland Express · OBBBA OT applies

Senior Team Driver (CRST)

$75,000–$115,000+ OT

CRST Expedited team driver · the substantial CRST team driver platform

Senior Regional Driver (IA-Midwest)

$62,000–$85,000+ OT

IA-IL-NE-MN-WI-MO regional · home weekends + Midwest economic corridor

Senior LTL Driver (post-Yellow / Estes / ODFL)

$72,000–$108,000+ OT

LTL driver at Estes + Old Dominion + Saia + ABF + XPO · post-Yellow Corp successor

Senior Livestock / Grain Hauler

$68,000–$98,000+ OT

IA livestock hauler + grain hauler · IA #1 US pork + corn + soybean + ethanol

Senior Tanker / Hazmat Driver

$78,000–$118,000+ OT

Hazmat tanker · IA chemicals + petroleum + ethanol · CDL endorsement premium

Senior UPS / FedEx Freight Driver

$82,000–$125,000+ OT

UPS Des Moines + Cedar Rapids + FedEx Freight IA + the substantial Teamsters Local 90 IA

Mid-Career Driver (3-7 yrs)

$52,000–$72,000+ OT

Functional CDL driver at IA carriers · transitioning to senior band

New Driver (CDL fresh / Year 1-2)

$42,000–$58,000+ OT

New CDL-A driver at IA carriers · entry band + the substantial IA CDL training

Worth knowing: CRST International HQ Cedar Rapids + Heartland Express North Liberty + the substantial IA #1 US ethanol + corn + soybean + pork hauling is one of the country's distinctive concentrated US single-state team driver + ag-hauling anchor and a feature most national trucking surveys understate for IA. CRST International (the substantial CRST International HQ Cedar Rapids founded 1955 + ~5K+ CRST employees + the substantial CRST team driver concept + the substantial CRST Expedited + CRST Specialized + CRST Malone heavy haul + the substantial CRST nationwide team driver + the substantial CRST post-2020 substantial e-commerce + retail growth) supports substantial IA team driver work. Senior CRST owner-operators clear $85-148K+ fuel. Heartland Express North Liberty (substantial private OTR + the substantial Heartland Express post-2022 Smith Transport acquisition + the substantial Heartland Express post-2017 Interstate Distributor acquisition) supports substantial IA OTR. The substantial IA #1 US pork hauling (~23M hogs annually + Tyson + JBS + Smithfield + Cargill IA livestock + meat hauling) + IA #1 US corn + soybean grain hauling + IA #1 US ethanol hauling + Pioneer + Corteva seed hauling + the substantial post-Yellow Corp August 2023 bankruptcy LTL successor work at Estes + Old Dominion + Saia + ABF + XPO. The 2025 No Tax on Overtime federal deduction applies through 2028. IA flat 3.8% + IA RTW since 1947 + IA inheritance tax repealed Jan 1 2025 anchor the IA trucking proposition.