How much does a Surgeon make in Indiana?

BLS puts the average Surgeon pay in Indiana at $413,140 a year (BLS, May 2025). On that pay in Indiana, after federal taxes, FICA, and Indiana state taxes, your estimated take-home pay is approximately $273,901 annually ($22,825/month).

What is the take-home pay for a Surgeon in Indiana?

On a $413,140 salary in Indiana, your take-home pay is approximately $273,901/year or $22,825/month. Federal tax: $107,733. State tax: $12,158. FICA: $19,348.

Is $413,140 a good Surgeon salary?

$413,140 is the BLS average Surgeon pay in Indiana, 10% above the US average of $373,930 (BLS, May 2025). The middle 50% in Indiana earn between $269,270 and $460,120.

How do Indiana taxes affect Surgeon salaries?

Indiana levies state income tax on top of federal taxes. Your estimated state tax on $413,140 is $12,158. Your total effective tax rate is approximately 33.7%.

What are the career growth prospects for Surgeons?

In Indiana, the top 10% earn over $508,260 and the bottom 10% under $91,010 (BLS, May 2025). 3% growth projected 2022-2032 (slower than average) overall — but specific subspecialties (cardiothoracic, neurosurgery, plastic, transplant, pediatric subspecialty) face severe shortage with 8-15 year supply lag from training pipeline. Aging Boomer demographic = sustained surgical volume through 2035+. AI/robotics augment but do not replace operative judgment in the 10-year window. Related roles include: Anesthesiologist, Orthopedic Surgeon, Cardiothoracic Surgeon, Neurosurgeon, Plastic Surgeon, Vascular Surgeon, General Surgeon, Trauma Surgeon, Transplant Surgeon, Pediatric Surgical Subspecialist, Surgical Oncologist.

How can a Surgeon in Indiana reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Healthcare

Surgeon Salary in Indiana (2026)

Average Surgeon pay in Indiana

$413,140/year

≈ $199/hour before tax

Middle 50% earn $269,270–$460,120

US average: $373,930

Source: BLS, May 2025 · Surgeons, All Other

After tax (single filer)

$273,901/year

$22,825/month · effective tax rate 33.7%

Federal $107,733
State $12,158
FICA $19,348
Take-home

Pay by role in Indiana

Cardiothoracic Surgeon (CT)$555,000–$925,000+ TC
Neurosurgeon$555,000–$915,000+ TC
Orthopedic Surgeon (Sports / Joint Replacement)$485,000–$815,000
Orthopedic Trauma Surgeon$515,000–$855,000
General / Colorectal Surgeon$385,000–$625,000
Transplant Surgeon$535,000–$895,000

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$273,901
Monthly Take-Home Pay	$22,825
Biweekly Take-Home Pay	$10,535
Hourly Take-Home Pay based on 2,080 hrs/year	$132/hr
Federal Tax	$107,733
State Tax	$12,158
FICA Taxes	$19,348
Effective Tax Rate total taxes ÷ gross salary	33.7%

Estimates only — not tax advice. · Full disclaimer →

Not all Surgeons earn the same — not even close

Indiana's surgeon market is concentrated at IU Health (Indianapolis, ~38K employees, $8B+ revenue across Methodist Hospital + University Hospital + Riley Children's plus 16 regional hospitals statewide), Community Health Network, Franciscan Health, Ascension St. Vincent, plus specialty groups Goodman Campbell Brain & Spine (Indianapolis-based neurosurgery group) and OrthoIndy (Indianapolis Orthopaedic Center, regional referral hub). IU School of Medicine is the largest US MD graduating class (~365 MDs/year) and feeds substantial surgical residency pipeline.

Cardiothoracic Surgeon (CT)

$555,000–$925,000+ TC

IU Health Methodist · St. Vincent Heart Center · academic + private practice mix · transplant program

Neurosurgeon

$555,000–$915,000+ TC

Goodman Campbell Brain & Spine (Indianapolis senior neurosurgery group) · IU Health Methodist · Mayfield

Orthopedic Surgeon (Sports / Joint Replacement)

$485,000–$815,000

OrthoIndy · IU Health Sports Med · Indiana Hand to Shoulder · senior practice owners

Orthopedic Trauma Surgeon

$515,000–$855,000

IU Health Methodist Level 1 trauma center · 24/7 call premium

General / Colorectal Surgeon

$385,000–$625,000

IU Health general surgery · senior community-hospital private practice · robotic specialty

Transplant Surgeon

$535,000–$895,000

IU Health Transplant program · multi-organ depth · academic leadership track

Urologic Surgeon

$415,000–$685,000

IU Health Urology · Goodman Campbell · robotic prostatectomy + oncology subspecialty premium

Pediatric Surgeon

$465,000–$735,000

Riley Hospital for Children (top-30 nationally) · pediatric subspecialty academic premium

Plastic Surgeon (Reconstructive)

$425,000–$725,000

IU Health Plastic · Riley reconstructive · private cosmetic supplement

Senior Surgical Fellow (PGY-6 to PGY-8+)

$78,000–$95,000

IU School of Medicine + Methodist + St. Vincent surgical fellowship programs · PGY scale plus call

Worth knowing: Goodman Campbell Brain & Spine is the structural depth feature most national surgeon-market surveys understate for IN. Indianapolis-based Goodman Campbell (founded 1971, ~50 neurosurgeons, locations across Indianapolis + Lafayette + Kokomo + Bloomington) is one of the largest US private-practice neurosurgery groups — senior partners clear $585-915K+ TC including ownership stake and book of business. The substantial regional referral concentration (Goodman Campbell serves neurosurgery cases from across IN + neighboring KY/OH/MI counties without local academic neurosurgery presence) drives sustained complex case volume. OrthoIndy (Indianapolis Orthopaedic Center, ~80 orthopedic surgeons, dedicated specialty hospital plus surgery centers across central IN) is one of the country's larger private-practice orthopedic groups. IU Health Methodist Hospital (downtown Indianapolis, ~600 beds, Level 1 trauma center) plus Riley Hospital for Children (top-30 nationally ranked pediatric, ~470 beds) anchor the academic surgical market. IU School of Medicine is the largest US MD graduating class at ~365 MDs/year — substantial surgical residency pipeline. IN's 2.95% flat + Marion County 2.02% piggyback (5% combined) is among the lower US senior-physician state burden — Hamilton County (Carmel/Fishers, 1.10% piggyback) saves ~$5,520/year at $600K surgical subspecialty TC vs Marion. Indiana joined IMLC in 2018 (HEA 1295) for multistate licensure mobility.

Sources & Methodology

Salary figures are market estimates for Surgeons in Indiana and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Indiana 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers