How much does a Surgeon make in Arizona?

The average Surgeon salary in Arizona is around $540,000 per year. After federal taxes, FICA, and Arizona state taxes, your estimated take-home pay is approximately $352,439 annually ($29,370/month).

What is the take-home pay for a Surgeon in Arizona?

On a $540,000 salary in Arizona, your take-home pay is approximately $352,439/year or $29,370/month. Federal tax: $152,134. State tax: $13,098. FICA: $0.00.

Is $540,000 a good Surgeon salary?

$540,000 is a strong salary for a Surgeon — above the national median. In Arizona, Growing tech, healthcare, and real estate industries.

How do Arizona taxes affect Surgeon salaries?

Arizona levies state income tax on top of federal taxes. Your estimated state tax on $540,000 is $13,098. Your total effective tax rate is approximately 34.7%.

What are the career growth prospects for Surgeons?

3% growth projected 2022-2032 (slower than average) overall — but specific subspecialties (cardiothoracic, neurosurgery, plastic, transplant, pediatric subspecialty) face severe shortage with 8-15 year supply lag from training pipeline. Aging Boomer demographic = sustained surgical volume through 2035+. AI/robotics augment but do not replace operative judgment in the 10-year window.. Related roles include: Anesthesiologist, Orthopedic Surgeon, Cardiothoracic Surgeon, Neurosurgeon, Plastic Surgeon, Vascular Surgeon, General Surgeon, Trauma Surgeon, Transplant Surgeon, Pediatric Surgical Subspecialist, Surgical Oncologist.

How can a Surgeon in Arizona reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Healthcare

Surgeon Salary in Arizona (2026)

The average Surgeon in Arizona earns around $540,000/year. After taxes, your estimated take-home is $352,439/year ($29,370/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$352,439
Monthly Take-Home Pay	$29,370
Biweekly Take-Home Pay	$13,555
Hourly Take-Home Pay based on 2,080 hrs/year	$169/hr
Federal Tax	$152,134
State Tax	$13,098
FICA Taxes	$22,329
Effective Tax Rate total taxes ÷ gross salary	34.73%

Estimates only — not tax advice. · Full disclaimer →

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Key terms:···

Surgeon Salary Ranges in Arizona

Entry Level (0–3 yrs)

$410,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$540,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$950,000

/year

See tax breakdown →

Not all Surgeons earn the same — not even close

Arizona's surgeon market is concentrated at Mayo Clinic Arizona Scottsdale (one of three Mayo Clinic flagship campuses) + Banner Health Phoenix (largest AZ hospital system) + Dignity Health St. Joseph's Hospital and Norton Thoracic Institute Phoenix + HonorHealth + Banner – University Medical Center Tucson (academic medical center affiliated with U Arizona College of Medicine). Phoenix Children's Hospital (downtown Phoenix campus, top-30 nationally ranked pediatric) anchors pediatric surgical practice plus Cardon Children's Medical Center Mesa.

Cardiothoracic Surgeon (CT)

$565,000–$945,000+ TC

Mayo Scottsdale CT · Dignity Norton Thoracic Institute (lung transplant program) · Banner CT

Neurosurgeon

$555,000–$915,000+ TC

Barrow Neurological Institute (St. Joseph's, one of country's premier neurosurgical centers) · Mayo Neurosurgery

Orthopedic Surgeon (Sports / Joint Replacement)

$475,000–$795,000

Mayo Ortho · The CORE Institute · Phoenix Spine + Joint Institute · senior practice owners

Orthopedic Trauma Surgeon

$515,000–$855,000

Banner – UMC Phoenix Level 1 trauma · Banner – UMC Tucson trauma · 24/7 call premium

General / Colorectal Surgeon

$385,000–$625,000

Mayo general surgery · Banner robotic · senior community-hospital private practice

Transplant Surgeon (Liver / Kidney)

$535,000–$895,000

Mayo Scottsdale transplant program · Banner – UMC Phoenix · combined liver + kidney + heart

Urologic Surgeon

$415,000–$685,000

Mayo Urology · Banner Urology · senior community-hospital private practice

Pediatric Surgeon

$455,000–$735,000

Phoenix Children's Hospital (top-30 nationally ranked) · Cardon Children's Mesa · subspecialty premium

Plastic Surgeon (Reconstructive + Cosmetic)

$425,000–$795,000

Mayo Scottsdale · Phoenix cosmetic surgery cluster · destination cosmetic market · post-mastectomy reconstruction

Senior Surgical Fellow (PGY-6 to PGY-8+)

$78,000–$95,000

Mayo Scottsdale + Banner residencies + UA College of Medicine surgical fellowships · PGY scale plus call

Worth knowing: Barrow Neurological Institute at Dignity Health St. Joseph's Hospital (Phoenix) is the structural feature most national surgeon-market surveys understate. Founded in 1962, Barrow is one of the country's premier neurosurgical centers — consistently top-5 nationally by US News rankings and known for cerebrovascular surgery, complex skull-base tumor work, and the country's largest single-site neurosurgical residency program. Barrow's senior neurosurgeons clear $565-915K+ TC including academic + private practice mix. Mayo Clinic Arizona Scottsdale operates one of the country's most sophisticated destination medicine programs — many HNW east-coast patients fly to Mayo Scottsdale for specialty surgical care during winter snowbird months. Phoenix Children's Hospital (downtown Phoenix campus, ~365 beds, top-30 nationally ranked pediatric across multiple specialties) anchors pediatric surgical practice. Banner – UMC Phoenix and Banner – UMC Tucson are AZ's only two Level 1 trauma centers — substantial sustained orthopedic + trauma surgical volume. The AZ 2.5% flat tax (HB 2870 of 2022 — lowest non-zero nationally) plus no county piggyback plus no city earnings tax means a $700K orthopedic surgeon at $400K pays roughly $10K state tax vs $50K+ in CA — a $40K/year delta that compounds to ~$1M+ over a 25-year senior surgical career. AZ has emerged as the country's leading HNW surgical retirement + relocation destination, alongside FL, NV, and TX.