Software Engineer Salary in Rhode Island (2026)
The average Software Engineer in Rhode Island earns around $145,000/year. After taxes, your estimated take-home is $105,025/year ($8,752/month).
Take-Home Pay Breakdown
| Category | Amount |
|---|---|
Annual Take-Home Pay | $105,025 |
Monthly Take-Home Pay | $8,752 |
Biweekly Take-Home Pay | $4,039 |
Hourly Take-Home Pay based on 2,080 hrs/year | $50/hr |
Federal Tax | $23,534 |
State Tax | $5,348 |
FICA Taxes | $11,093 |
Effective Tax Rate total taxes ÷ gross salary | 27.57% |
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Read the guideSoftware Engineer Salary Ranges in Rhode Island
Not all Software Engineers earn the same — not even close
Rhode Island's software engineering market is anchored by CVS Health Woonsocket HQ (the substantial CVS Health as one of country's largest US Fortune 4 healthcare + pharmacy + insurance company + post-2018 CVS-Aetna $69B merger + ~9K+ CVS RI employees + the substantial CVS Health Caremark PBM + Aetna insurance + the substantial CVS Pharmacy retail tech), Hasbro Pawtucket HQ (the substantial Hasbro as the substantial US toy + gaming company + Magic: The Gathering + Dungeons & Dragons + post-2023 Hasbro-eOne entertainment integration + ~5K Hasbro RI employees), RI financial services (Citizens Financial Group Providence HQ + Fidelity Investments Smithfield ~7K + Amica Mutual Lincoln + the substantial RI banking + insurance tech), Brown University Providence Computer Science + the substantial Brown CS, Lifespan + Care New England RI healthcare tech (Rhode Island Hospital Level 1 trauma + Hasbro Children's Hospital + the substantial RI hospital tech), Naval Station Newport + Naval Undersea Warfare Center NUWC Newport (~5K + the substantial cleared submarine warfare technology + USNUSC R&D + cleared software), plus University of Rhode Island Kingston Computer Science + Providence College + Bryant University + post-2020 RI Providence + Newport tech corridor + post-2020 NYC-Boston-PHL UHNW migration.
Staff / Principal Engineer
$165,000–$285,000+ TC
Senior IC at CVS + Hasbro + Citizens + Fidelity + Brown + NUWC Newport
Senior Engineer (CVS Health Woonsocket)
$128,000–$200,000+ TC
CVS Health Woonsocket · pharmacy benefit + Aetna insurance + retail tech
Senior Engineer (Hasbro Pawtucket)
$118,000–$178,000+ TC
Hasbro Pawtucket · digital games + Magic: The Gathering + D&D + entertainment
Senior Engineer (Citizens / Fidelity / Amica)
$125,000–$195,000+ TC
Citizens Financial + Fidelity Smithfield + Amica Mutual · fintech + insurance
Senior Engineer (Cleared / NUWC Newport)
$132,000–$210,000+ TC
Naval Undersea Warfare Center Newport · cleared submarine warfare software · TS/SCI
Senior Engineer (Lifespan / Care New England / Brown Medicine)
$108,000–$165,000+ bonus
Lifespan + Care New England + Brown Medicine · Epic + clinical tech
Senior Engineer (Remote / NYC-Boston-PHL / RI Tax Resident)
$130,000–$200,000+ TC
RI-based remote · post-2020 NYC-Boston-PHL remote-tech · RI tax residency
Engineering Manager
$160,000–$265,000+ TC
EM at CVS + Hasbro + Citizens + Fidelity + Lifespan · team lead
Mid-Level Engineer (3-6 yrs)
$92,000–$138,000
Functional IC at RI major employers · transitioning to senior band
Junior Engineer (0-3 yrs)
$75,000–$105,000
Brown CS + URI + Providence College + Bryant + RIC CS · entry band
Worth knowing: CVS Health Woonsocket HQ + Hasbro Pawtucket HQ + Citizens Financial Providence + Naval Undersea Warfare Center Newport tetra-anchor is one of the country's distinctive concentrated US single-state Fortune 4 healthcare + heritage US toy + regional financial + cleared submarine warfare SE cluster and a feature most national SE surveys understate for RI. CVS Health Woonsocket HQ (the substantial CVS Health as one of country's largest US Fortune 4 healthcare + pharmacy + insurance company + post-2018 CVS-Aetna $69B merger + ~9K+ CVS RI employees + the substantial CVS Health Caremark PBM + Aetna insurance + the substantial CVS Pharmacy retail tech + the substantial post-2024 CVS substantial tech). Hasbro Pawtucket HQ (the substantial Hasbro as the substantial US toy + gaming company + Magic: The Gathering + Dungeons & Dragons + post-2023 Hasbro-eOne entertainment integration + ~5K Hasbro RI employees + the substantial Hasbro Wizards of the Coast + the substantial post-2024 Hasbro substantial digital + gaming tech). Citizens Financial Group Providence HQ + Fidelity Investments Smithfield ~7K + Amica Mutual Lincoln + the substantial RI banking + insurance tech. Naval Undersea Warfare Center NUWC Newport (~5K + the substantial cleared submarine warfare technology + USNUSC R&D + cleared software + the substantial Navy submarine technology). Lifespan + Care New England RI healthcare tech. Brown University + URI + Providence College + Bryant CS pipeline. RI progressive top 5.99% + RI NLC since 2024 anchor the RI SE proposition.
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More on Rhode Island
Salaries by profession, top-paying roles by industry, and an economic breakdown for Rhode Island in 2026.
Tax brackets, standard deductions, and take-home estimates for Rhode Island in 2026.
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