Software Engineer Salary in Mississippi (2026)
The average Software Engineer in Mississippi earns around $145,000/year. After taxes, your estimated take-home is $104,666/year ($8,722/month).
Take-Home Pay Breakdown
| Category | Amount |
|---|---|
Annual Take-Home Pay | $104,666 |
Monthly Take-Home Pay | $8,722 |
Biweekly Take-Home Pay | $4,026 |
Hourly Take-Home Pay based on 2,080 hrs/year | $50/hr |
Federal Tax | $23,534 |
State Tax | $5,708 |
FICA Taxes | $11,093 |
Effective Tax Rate total taxes ÷ gross salary | 27.82% |
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Read the guideSoftware Engineer Salary Ranges in Mississippi
Not all Software Engineers earn the same — not even close
Mississippi's software engineering market is anchored by Ingalls Shipbuilding Pascagoula (the largest MS private employer ~11K + the largest US Navy shipbuilder by employment + the only US producer of LPDs + LHAs + DDGs + national security cutters, with substantial cleared shipbuilding IT + naval systems engineering), C Spire HQ Ridgeland Jackson metro (private MS-HQ'd wireless telecom + fiber broadband + business IT services), UMMC Jackson (the only MS academic medical center IT + Epic + clinical informatics), Hancock Whitney HQ Gulfport (regional bank tech + core banking + payments + AML), Trustmark Bank HQ Jackson (regional banking tech), Nissan Canton Assembly Plant manufacturing IT, Toyota Mississippi Blue Springs manufacturing IT, Keesler AFB Biloxi cleared cyber + IT, NCBC Gulfport Seabees IT, Stennis Space Center NASA rocket engine testing IT, plus MSU Bagley College of Engineering + Ole Miss CS + USM CS + UMMC pipelines.
Staff / Principal Engineer (Ingalls / C Spire / UMMC)
$155,000–$265,000+ TC
Senior IC at MS major employers · Ingalls Pascagoula Principal · C Spire Staff · UMMC Principal
Senior Engineer (Cleared Shipbuilding / Ingalls)
$125,000–$195,000
Ingalls Shipbuilding Pascagoula · cleared naval systems · Aegis combat + Zumwalt + LHA shipbuilding software
Senior Engineer (Telecom / C Spire)
$115,000–$175,000
C Spire Ridgeland · wireless + fiber + business IT services · MS-HQ private telecom
Senior Engineer (Healthcare / Epic)
$112,000–$168,000
UMMC Jackson · North MS Health Services Tupelo · Memorial Hospital Gulfport · clinical informatics + Epic
Senior Engineer (Banking)
$108,000–$162,000
Hancock Whitney Gulfport · Trustmark Jackson · BankPlus Belzoni · regional banking tech
Senior Engineer (Cleared / Keesler / Stennis)
$120,000–$185,000
Keesler AFB · NCBC Gulfport · Stennis Space Center NASA · cleared aerospace + cyber + Seabees IT
Senior Engineer (Manufacturing / Auto)
$108,000–$165,000
Nissan Canton + Toyota Blue Springs + Yokohama Tire MS · OT + manufacturing execution + plant IT
Mid-Level Engineer (3-6 yrs)
$82,000–$125,000
Functional IC at MS employers · transitioning to senior band
Junior Engineer (0-3 yrs)
$60,000–$88,000
MSU Bagley + Ole Miss CS + USM CS + UMMC pipeline · entry band
Senior Engineer (Remote, MS-based)
$135,000–$240,000+ TC
FAANG MS remote · Anthropic + OpenAI MS remote · JAN + GPT + BIX airport hubs · MS cost of living
Worth knowing: Ingalls Shipbuilding Pascagoula is one of the country's most distinctive concentrated US Navy shipbuilding IT + naval systems engineering operations and a feature most national SE surveys understate for MS. Ingalls (subsidiary of Huntington Ingalls Industries HII, Fortune 500 ~$11B revenue parent + Ingalls represents ~60% of HII shipbuilding revenue, ~11K Pascagoula employees + the largest MS private employer + the largest US Navy shipbuilder by employment + the only US producer of Amphibious Transport Dock LPDs + Amphibious Assault Ships LHAs + Arleigh Burke-class Aegis Guided-Missile Destroyers DDG-51 + National Security Cutters NSCs + the country's only US shipbuilder building all four of those classes) operates substantial cleared shipbuilding IT + naval systems engineering supporting US Navy + Coast Guard new construction + modernization + maintenance. Senior Ingalls cleared SEs working naval systems + Aegis combat system + DDG modernization software clear $125-195K + TS/SCI + clearance premiums. C Spire HQ Ridgeland (private MS-HQ'd wireless + fiber + business IT services, founded 1988 as Cellular South + rebranded 2011, ~1,200 employees + the country's largest privately-held US wireless carrier + substantial MS fiber broadband + business IT services build) operates substantial in-house SE supporting wireless network + fiber buildout + business IT services + mobile platform development. UMMC Jackson (the only MS academic medical center + the only MS MD-granting institution + Children's of Mississippi + UMC Trauma Center I) operates substantial Epic + clinical informatics + research IT. MS flat 4.0% rate by 2026 (post-2022 HB 531 phasing from 5% top + 2025 HB 1 "Build Up Mississippi Act" locking 4.0% in 2026 + phasing to 0% by 2037) + MS personal exemption $6,000 single + no state estate tax (repealed 2005) + MS RTW since 1954 + MS retirement income FULL EXEMPTION (pensions + IRA + + annuities at any age — among the most generous US retiree tax treatments).
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More on Mississippi
Salaries by profession, top-paying roles by industry, and an economic breakdown for Mississippi in 2026.
Tax brackets, standard deductions, and take-home estimates for Mississippi in 2026.
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