Tech

Software Engineer Salary in Maryland (2026)

The average Software Engineer in Maryland earns around $145,000/year. After taxes, your estimated take-home is $104,221/year ($8,685/month).

Take-Home Pay Breakdown

CategoryAmount
Annual Take-Home Pay
$104,221
Monthly Take-Home Pay
$8,685
Biweekly Take-Home Pay
$4,009
Hourly Take-Home Pay

based on 2,080 hrs/year

$50/hr
Federal Tax
$23,534
State Tax
$6,152
FICA Taxes
$11,093
Effective Tax Rate

total taxes ÷ gross salary

28.12%
Estimates only — not tax advice. · Full disclaimer →

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Software Engineer Salary Ranges in Maryland

Entry Level (0–3 yrs)

$110,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$145,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$200,000

/year

See tax breakdown →

Not all Software Engineers earn the same — not even close

Maryland's software engineer market is dominated by the federal contractor cluster — Lockheed Martin HQ Bethesda (~10,000 Bethesda HQ employees), Booz Allen Hamilton (McLean VA officially but substantial MD presence), Northrop Grumman, SAIC, Leidos, Mantech, plus Johns Hopkins Applied Physics Laboratory (Laurel MD, $1.4B+ federal contracts) and Fort Meade NSA + Cyber Command. Commercial software engineering at T. Rowe Price IT, Marriott HQ tech, GEICO Chevy Chase, McCormick Hunt Valley, and Constellation Energy adds non-cleared career paths. Top FAANG comp ceilings don't exist in MD; cleared senior engineers approach coastal-tier comp via clearance premium.

Staff / Principal Engineer (Cleared)

$185,000–$315,000 TC

Lockheed Martin senior · Hopkins APL senior · TS/SCI plus polygraph premium $35-65K above standard

Staff / Principal Engineer (Commercial)

$165,000–$265,000 TC

T. Rowe Price senior architect · Marriott tech senior · GEICO Chevy Chase tech leadership

Senior Software Engineer (Cleared)

$145,000–$215,000

Lockheed Martin + Booz Allen + Northrop · TS/SCI cleared work premium

Senior Software Engineer (Commercial)

$125,000–$195,000

T. Rowe Price IT · Marriott tech · GEICO + Choice Hotels + Constellation Energy IT senior

Software Engineer (Mid-Level)

$92,000–$155,000

Steady mid-market across Bethesda + Baltimore + Columbia · smaller pool in Frederick + Hagerstown

ML / AI Engineer

$115,000–$235,000

Lockheed Martin AI/ML · Hopkins APL · NIH Clinical Center ML · Fort Meade signals intelligence ML

Cloud / Infrastructure Engineer

$105,000–$195,000

AWS GovCloud specialty · Azure Government · cleared cloud architecture · CIO premium

DevSecOps / SRE

$115,000–$185,000

Federal compliance (FedRAMP, FISMA, CMMC) specialty · cleared SRE premium · senior IC band

Security Engineer (TS/SCI)

$155,000–$265,000

Fort Meade NSA contracts · Cyber Command · cleared cyber engineering · polygraph premium

Junior / New Grad (Cleared)

$78,000–$115,000

UMCP + UMBC + Hopkins + USNA pipeline · Lockheed Martin LMET + Hopkins APL new-grad programs

Worth knowing: Lockheed Martin Corporation is the structural depth feature most national SE-career surveys understate. Headquartered at Bethesda since 1995 (Fortune 100, ~110,000 global employees, ~$67B revenue), Lockheed Martin's Bethesda HQ houses corporate functions plus substantial engineering and software development for missile defense, F-35 Lightning II program software, Skunk Works classified projects, and AI/ML R&D. Johns Hopkins Applied Physics Laboratory (Laurel MD, ~8,500 employees) is one of the country's largest university-affiliated research centers — substantial software engineering on space exploration (Parker Solar Probe, DART asteroid deflection), classified defense programs, and autonomous systems. Fort Meade (Anne Arundel County) hosts NSA + US Cyber Command — senior cleared software engineers + cyber engineers with TS/SCI plus polygraph clearance routinely clear $185-315K TC. The clearance premium ($35-65K above non-cleared equivalent comp) plus the post-2024 BRA state tax structure means the take-home math for senior MD-resident cleared engineers can compete with Bay Area mid-tier; FAANG top-tier comp ceiling ($500K+ TC) doesn't typically exist outside specific Lockheed senior staff bands. The MD combined effective rate at senior SE comp ($165K, Montgomery County 3.20% piggyback) is ~7.95%; above $500K post-2024 BRA 6.25% bracket, ~9.45% combined.

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