How much does a Real Estate Agent make in Montana?

The average Real Estate Agent salary in Montana is around $65,000 per year. After federal taxes, FICA, and Montana state taxes, your estimated take-home pay is approximately $51,438 annually ($4,287/month).

What is the take-home pay for a Real Estate Agent in Montana?

On a $65,000 salary in Montana, your take-home pay is approximately $51,438/year or $4,287/month. Federal tax: $5,620. State tax: $2,970. FICA: $0.00.

Is $65,000 a good Real Estate Agent salary?

$65,000 is a competitive salary for a Real Estate Agent — near the national median. In Montana, demand for this role is active.

How do Montana taxes affect Real Estate Agent salaries?

Montana levies state income tax on top of federal taxes. Your estimated state tax on $65,000 is $2,970. Your total effective tax rate is approximately 20.9%.

What are the career growth prospects for Real Estate Agents?

3% growth through 2032 (about as fast as average); top 20% earn 3-5x median. Related roles include: Realtor, Real Estate Broker, Buyer's Agent, Listing Agent, Luxury Specialist, Commercial Real Estate Agent.

How can a Real Estate Agent in Montana reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

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Real Estate Agent Salary in Montana (2026)

The average Real Estate Agent in Montana earns around $65,000/year. After taxes, your estimated take-home is $51,438/year ($4,287/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$51,438
Monthly Take-Home Pay	$4,287
Biweekly Take-Home Pay	$1,978
Hourly Take-Home Pay based on 2,080 hrs/year	$25/hr
Federal Tax	$5,620
State Tax	$2,970
FICA Taxes	$4,973
Effective Tax Rate total taxes ÷ gross salary	20.86%

Estimates only — not tax advice. · Full disclaimer →

1099 contract work or side gigs? Self-employment tax adds 15.3% on top. Open the 1099 tax calculator →

Selling appreciated assets (stocks, real estate, crypto)? LTCG, NIIT, and state cap-gains all matter. Open the capital-gains calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

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Real Estate Agent Salary Ranges in Montana

Entry Level (0–3 yrs)

$50,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$78,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$200,000

/year

See tax breakdown →

Not all Real Estate Agents earn the same — not even close

Montana's real estate agent market is anchored by Big Sky + Yellowstone Club UHNW resort (Big Sky + Spanish Peaks + Yellowstone Club + Moonlight Basin + the substantial Big Sky Resort largest US ski area by acreage + the substantial Yellowstone Club invitation-only UHNW members + the substantial Big Sky ~$5M-$50M+ UHNW second-home market + the substantial post-2020 remote-tech UHNW migration + the substantial Yellowstone Club Bill Gates + Tom Brady + Justin Timberlake + Roger Goodell member legacy), Bozeman + Belgrade tech boom (the substantial Bozeman MSU + Bozeman Health + the substantial post-2020 Bozeman fastest-growing MT metro + the substantial Bozeman tech boom ImageTrend + Onx Maps + Oracle Bozeman + the substantial Bozeman Hyalite + Bridger Canyon luxury + the substantial post-2020 CA + NY + TX remote-tech migration), Whitefish + Flathead Lake (the substantial Whitefish ski + the substantial Flathead Lake largest natural freshwater lake west of Mississippi + the substantial Bigfork + Lakeside + Polson + the substantial Whitefish UHNW + post-2020 Flathead migration), Paradise Valley + Livingston + Pray (the substantial Paradise Valley Yellowstone NP gateway + the substantial post-2020 Paradise Valley UHNW migration + the substantial Chico Hot Springs), Bitterroot Valley (Hamilton + Stevensville + Darby + the substantial Bitterroot luxury + post-2020 UHNW migration), Missoula + Lolo (UM + the substantial Missoula post-2020 housing tight), Billings + Laurel (Phillips 66 + ExxonMobil + CHS executive + Billings Clinic + St Vincent), Kalispell + Glacier NP gateway (Glacier National Park gateway + the substantial Kalispell Logan Health + Whitefish), plus substantial MT ranch + farm + the substantial MT Buffalo + cattle + the substantial MT celebrity ranch market + the substantial MT trust + investment property.

Senior Listing Agent (Big Sky / Yellowstone Club)

$185,000–$565,000+

Big Sky + Yellowstone Club + Spanish Peaks + Moonlight Basin · $5M-$50M+ UHNW · post-2020 remote-tech UHNW migration

Senior Listing Agent (Bozeman Hyalite / Bridger)

$115,000–$295,000+

Bozeman Hyalite + Bridger Canyon + Belgrade · post-2020 tech boom + MSU + Bozeman Health executive market

Senior Listing Agent (Whitefish / Flathead Lake)

$95,000–$265,000+

Whitefish + Flathead Lake + Bigfork + Lakeside + Polson · UHNW + post-2020 Flathead migration

Paradise Valley / Yellowstone Gateway

$85,000–$215,000+

Paradise Valley Livingston + Pray + Chico · Yellowstone NP gateway + post-2020 UHNW migration

Commercial Real Estate Agent

$65,000–$155,000+

Billings + Bozeman + Missoula commercial brokerage · CRE deals + leasing + investment + CCIM

Senior Buyer Agent

$42,000–$92,000+

Senior buyer agent · Bozeman + Missoula + Billings · post-2020 remote-tech migration + retirement relo

MT Ranch / Farm / Celebrity Specialist

$95,000–$365,000+

MT ranch + farm + the substantial MT celebrity ranch + the substantial MT trophy ranch + AFM + ALC certification

MT Ski + Vacation Rental Specialist

$58,000–$165,000+

MT ski + vacation rental + the substantial Big Sky + Whitefish + Red Lodge + Bridger Bowl + Discovery

Mid-Career Realtor (2-5 yrs)

$35,000–$58,000+

Mid-career Realtor transitioning to senior band · Montana Realtors + Big Sky Country Realtors + Bozeman Realtors

New Realtor (0-2 yrs)

$22,000–$42,000+

New Realtor · MT Board of Realty Regulation licensed + brokerage sponsor + MT Realtors member

Worth knowing: Montana's Big Sky Resort + Yellowstone Club UHNW + Bozeman tech boom + post-2020 CA + NY + TX UHNW remote-tech migration + MT trophy ranch market concentration is a distinctive MT Realtor feature most national real estate surveys understate. Big Sky + Yellowstone Club UHNW market (Big Sky Resort + Spanish Peaks + Yellowstone Club + Moonlight Basin + the substantial Big Sky Resort largest US ski area by acreage post-Lone Peak Tram + the substantial Yellowstone Club invitation-only UHNW members + the substantial Yellowstone Club ~$5M-$50M+ UHNW + the substantial Big Sky ~$3M-$15M+ luxury + the substantial post-2020 remote-tech UHNW migration + the substantial Yellowstone Club Bill Gates + Tom Brady + Justin Timberlake + Roger Goodell + the substantial Yellowstone Club post-2009 ownership transition + Chase Heath + the substantial Yellowstone Club expansion) supports the country's substantial UHNW MT Realtor specialty — senior Yellowstone Club listing agents clear $185-565K+ commission per transaction, comparable to Aspen + Hamptons UHNW markets. The substantial post-2020 CA + NY + TX UHNW remote-tech migration (the substantial post-2020 CA 13.3% top + NY 14.776% top + TX no income tax but property tax vs MT 5.9% top + the substantial MT 0% sales tax + the substantial MT lifestyle migration + the substantial Bozeman post-2020 housing supply tight + the substantial Big Sky post-2020 second-home migration + the substantial post-2020 Paradise Valley + Bitterroot + Flathead UHNW migration) drove substantial MT Realtor transaction velocity 2020-2024. Bozeman tech boom (Bozeman MSU + Bozeman Health + the substantial Bozeman post-2020 fastest-growing MT metro + the substantial Bozeman tech ImageTrend + Onx Maps + Oracle Bozeman post-2011 RightNow Technologies + the substantial Bozeman Hyalite + Bridger Canyon + Sourdough + Triple Tree luxury + the substantial Bozeman tech executive market + the substantial Bozeman ~$1.5M-$5M+ luxury) supports substantial MT tech-executive Realtor specialty. Whitefish + Flathead Lake market (the substantial Whitefish ski + the substantial Flathead Lake largest natural freshwater lake west of the Mississippi + the substantial Bigfork + Lakeside + Polson + Glacier NP gateway + the substantial post-2020 Flathead UHNW migration) supports substantial MT luxury Realtor specialty. Paradise Valley + Livingston market (the substantial Paradise Valley Yellowstone NP gateway + the substantial Chico Hot Springs + the substantial Paradise Valley ~$2M-$15M+ ranch + the substantial post-2020 Paradise Valley UHNW migration) supports substantial Yellowstone gateway Realtor specialty. MT trophy ranch market (the substantial MT celebrity ranch + the substantial MT trophy ranch ~$10M-$100M+ + the substantial MT ranch land $1K-$3K/acre cattle + the substantial Buffett ranches + the substantial Ted Turner ranches + the substantial MT Hall and Hall ranch brokers + the substantial AFM + ALC certification) supports a unique MT trophy ranch Realtor specialty — MT trophy ranch specialists clear $95-365K+ commission. Montana Realtors + Big Sky Country Realtors + Bozeman Realtors + Western MT Association of Realtors + Yellowstone County Association of Realtors MLS access. MT Board of Realty Regulation licensing requires 70 hours pre-license + 12 hours continuing education annually. MT progressive 4.7%/5.9% + MT 0% sales tax + MT NO estate tax + MT NOT a RTW state anchor the MT Realtor proposition.