How much does a Real Estate Agent make in Mississippi?

BLS puts the average Real Estate Agent pay in Mississippi at $52,680 a year (BLS, May 2025). On that pay in Mississippi, after federal taxes, FICA, and Mississippi state taxes, your estimated take-home pay is approximately $43,133 annually ($3,594/month).

What is the take-home pay for a Real Estate Agent in Mississippi?

On a $52,680 salary in Mississippi, your take-home pay is approximately $43,133/year or $3,594/month. Federal tax: $4,142. State tax: $1,375. FICA: $4,030.

Is $52,680 a good Real Estate Agent salary?

$52,680 is the BLS average Real Estate Agent pay in Mississippi, 24% below the US average of $69,510 (BLS, May 2025). The middle 50% in Mississippi earn between $29,050 and $61,290.

How do Mississippi taxes affect Real Estate Agent salaries?

Mississippi levies state income tax on top of federal taxes. Your estimated state tax on $52,680 is $1,375. Your total effective tax rate is approximately 18.1%.

What are the career growth prospects for Real Estate Agents?

In Mississippi, the top 10% earn over $94,500 and the bottom 10% under $20,950 (BLS, May 2025). 3% growth through 2032 (about as fast as average); top 20% earn 3-5x median. Related roles include: Realtor, Real Estate Broker, Buyer's Agent, Listing Agent, Luxury Specialist, Commercial Real Estate Agent.

How can a Real Estate Agent in Mississippi reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Sales

Real Estate Agent Salary in Mississippi (2026)

Average Real Estate Agent pay in Mississippi

$52,680/year

≈ $25/hour before tax

Middle 50% earn $29,050–$61,290

US average: $69,510

Source: BLS, May 2025 · Real Estate Sales Agents

After tax (single filer)

$43,133/year

$3,594/month · effective tax rate 18.12%

Federal $4,142
State $1,375
FICA $4,030
Take-home

Pay by role in Mississippi

Top-Producing / Luxury AgentBLS · 75th–90th percentile$61,290–$94,500
Top-Producing / Luxury Agent (Memphis metro)BLS · Memphis, TN-MS-AR · 75th–90th percentile$76,820–$104,960
Real Estate Agent (any market)BLS · middle 50%$29,050–$61,290
New AgentBLS · 10th–25th percentile$20,950–$29,050

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$43,133
Monthly Take-Home Pay	$3,594
Biweekly Take-Home Pay	$1,659
Hourly Take-Home Pay based on 2,080 hrs/year	$21/hr
Federal Tax	$4,142
State Tax	$1,375
FICA Taxes	$4,030
Effective Tax Rate total taxes ÷ gross salary	18.12%

Estimates only — not tax advice. · Full disclaimer →

Not all Real Estate Agents earn the same — not even close

Mississippi's real estate agent market is anchored by Jackson metro UHNW (Madison + Ridgeland + Brandon + Clinton + the substantial Madison as the substantial highest-income MS suburb + the substantial Ridgeland post-2020 UHNW migration + the substantial Madison Reservoir + Ross Barnett Reservoir + the substantial Madison Highlands Country Club + the substantial Ridgeland post-2020 housing growth + the substantial Madison + Ridgeland UMMC + C Spire + Trustmark + BankPlus + Mississippi Power executive market), Oxford UHNW (the substantial Oxford Ole Miss University + the substantial Oxford John Grisham + William Faulkner heritage + the substantial Oxford post-2020 alumni UHNW migration + the substantial Oxford ~$1M-$5M+ luxury + the substantial Oxford Square historic + the substantial Oxford Rowan Oak Faulkner home), Olive Branch + Southaven + Hernando DeSoto County Memphis cross-border (the substantial DeSoto County as the substantial highest-income MS county + the substantial post-2020 Memphis cross-border MS migration + the substantial DeSoto County FedEx + AutoZone + International Paper exec), Gulf Coast Ocean Springs + Bay St Louis + Pass Christian UHNW (the substantial Ocean Springs as the substantial Gulf Coast arts town + the substantial Bay St Louis historic + the substantial Pass Christian + the substantial Gulf Coast post-2005 Hurricane Katrina rebuild + the substantial Gulf Coast casino + the substantial post-2024 Gulf Coast tourism), Hattiesburg + Petal (USM + Camp Shelby + the substantial Forrest Health), Tupelo + Starkville + Columbus university markets (the substantial Tupelo North Mississippi Medical + the substantial Starkville MSU + Columbus MUW Mississippi University for Women), Pascagoula + Moss Point (the substantial Ingalls Shipbuilding executive market), Meridian + Vicksburg + Greenville + Cleveland Delta historic markets, Mississippi Band of Choctaw Indians Pearl River Reservation, plus substantial MS farm + the substantial MS Delta plantation heritage + the substantial MS cotton + soybean + catfish farming.

Top-Producing / Luxury Agent

$61,290–$94,500

Madison + Ridgeland + Brandon · highest-income MS suburb + post-2020 Jackson metro UHNW migration

Source: BLS May 2025 · Real Estate Sales Agents · Mississippi · 75th–90th percentile

Top-Producing / Luxury Agent (Memphis metro)

$76,820–$104,960

Olive Branch + Southaven + Hernando · DeSoto County highest-income + Memphis cross-border post-2020 boom

Source: BLS May 2025 · Real Estate Sales Agents · Memphis, TN-MS-AR · 75th–90th percentile

Real Estate Agent (any market)

$29,050–$61,290

Senior buyer agent · Jackson + Hattiesburg + Oxford · post-2020 MS migration + retirement relo

Source: BLS May 2025 · Real Estate Sales Agents · Mississippi · middle 50%

New Agent

$20,950–$29,050

New Realtor · MS Real Estate Commission licensed + brokerage sponsor + MS Realtors member

Source: BLS May 2025 · Real Estate Sales Agents · Mississippi · 10th–25th percentile

Worth knowing: Mississippi's distinctive Madison + Ridgeland UHNW + Oxford Ole Miss alumni + DeSoto County Memphis cross-border + Gulf Coast Ocean Springs + Bay St Louis post-Katrina rebuild concentration is a distinctive MS Realtor feature most national real estate surveys understate. Madison + Ridgeland UHNW market (the substantial Madison as the substantial highest-income MS suburb + the substantial Ridgeland post-2020 UHNW migration + the substantial Madison Highlands Country Club + Reservoir + the substantial Madison + Ridgeland UMMC + C Spire + Trustmark + BankPlus + Mississippi Power + Entergy executive market + the substantial Madison + Ridgeland post-2020 Jackson metro housing growth + the substantial Madison ~$500K-$2M+ luxury) supports substantial MS luxury Realtor specialty — senior Madison + Ridgeland listing agents clear $72-185K+ commission. Oxford Ole Miss UHNW market (the substantial Oxford Ole Miss University + the substantial Oxford John Grisham author residence + the substantial Oxford William Faulkner Rowan Oak heritage + the substantial Oxford Square historic + the substantial Oxford post-2020 alumni UHNW migration + the substantial Oxford ~$1M-$5M+ luxury + the substantial Oxford Ole Miss Football Saturday tradition + the substantial Oxford post-2020 housing supply tight) supports a distinctive MS luxury Realtor specialty — senior Oxford listing agents clear $72-185K+ commission, driven by the substantial Ole Miss alumni UHNW network. DeSoto County Memphis cross-border market (the substantial DeSoto County as the substantial highest-income MS county + the substantial Olive Branch + Southaven + Hernando + the substantial DeSoto County Memphis suburb + the substantial DeSoto County FedEx + AutoZone + International Paper executive market + the substantial post-2020 Memphis cross-border MS migration accelerated by TN income tax + MS lower tax differential) supports substantial MS cross-border Realtor specialty. Gulf Coast UHNW market (Ocean Springs + Bay St Louis + Pass Christian + Long Beach + Gulfport + the substantial Gulf Coast as the substantial post-2005 Hurricane Katrina rebuild + the substantial Gulf Coast casino industry + the substantial Gulf Coast Walter Anderson Museum Ocean Springs + the substantial Bay St Louis historic + the substantial Pass Christian post-Katrina + the substantial Gulf Coast post-2024 tourism recovery) supports substantial MS Gulf Coast Realtor specialty. The substantial MS farm + plantation market (MS Delta cotton + soybean + catfish + rice + the substantial MS post-Civil War plantation heritage + the substantial MS Sharecropping legacy + the substantial MS ~$2K-$5K/acre Delta farmland + the substantial MS Catfish Capital Belzoni + the substantial MS Delta heritage + the substantial AFM + ALC certification) supports a distinctive MS agricultural Realtor specialty. Mississippi Realtors + Jackson Metropolitan Association of Realtors + Gulf Coast Association of Realtors + DeSoto County Association of Realtors + MS MLS access. MS Real Estate Commission licensing requires 60 hours pre-license + 16 hours continuing education biennially. MS flat 4.7% (phasing to 4.0% by 2030) + MS 7% sales tax + MS NO estate tax + MS IS a Right-to-Work state (signed 1954) anchor the MS Realtor proposition.

Sources & Methodology

Salary figures are market estimates for Real Estate Agents in Mississippi and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Mississippi 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers