How much does a Real Estate Agent make in Iowa?

The average Real Estate Agent salary in Iowa is around $58,000 per year. After federal taxes, FICA, and Iowa state taxes, your estimated take-home pay is approximately $47,191 annually ($3,933/month).

What is the take-home pay for a Real Estate Agent in Iowa?

On a $58,000 salary in Iowa, your take-home pay is approximately $47,191/year or $3,933/month. Federal tax: $4,780. State tax: $1,592. FICA: $0.00.

Is $58,000 a good Real Estate Agent salary?

$58,000 is a competitive salary for a Real Estate Agent — near the national median. In Iowa, demand for this role is active.

How do Iowa taxes affect Real Estate Agent salaries?

Iowa levies state income tax on top of federal taxes. Your estimated state tax on $58,000 is $1,592. Your total effective tax rate is approximately 18.6%.

What are the career growth prospects for Real Estate Agents?

3% growth through 2032 (about as fast as average); top 20% earn 3-5x median. Related roles include: Realtor, Real Estate Broker, Buyer's Agent, Listing Agent, Luxury Specialist, Commercial Real Estate Agent.

How can a Real Estate Agent in Iowa reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

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Real Estate Agent Salary in Iowa (2026)

The average Real Estate Agent in Iowa earns around $58,000/year. After taxes, your estimated take-home is $47,191/year ($3,933/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$47,191
Monthly Take-Home Pay	$3,933
Biweekly Take-Home Pay	$1,815
Hourly Take-Home Pay based on 2,080 hrs/year	$23/hr
Federal Tax	$4,780
State Tax	$1,592
FICA Taxes	$4,437
Effective Tax Rate total taxes ÷ gross salary	18.64%

Estimates only — not tax advice. · Full disclaimer →

1099 contract work or side gigs? Self-employment tax adds 15.3% on top. Open the 1099 tax calculator →

Selling appreciated assets (stocks, real estate, crypto)? LTCG, NIIT, and state cap-gains all matter. Open the capital-gains calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

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Real Estate Agent Salary Ranges in Iowa

Entry Level (0–3 yrs)

$50,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$78,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$200,000

/year

See tax breakdown →

Not all Real Estate Agents earn the same — not even close

Iowa's real estate agent market is anchored by the Des Moines metro (Des Moines + West Des Moines + Windsor Heights + Clive + Urbandale + Waukee + Ankeny + Johnston + the substantial post-2020 Des Moines suburban growth + the substantial Waukee + Ankeny + Johnston fastest-growing IA cities + the substantial Wells Fargo + Principal Financial + Nationwide + Hy-Vee + EMC Insurance executive market + the substantial West Des Moines Jordan Creek + Clive luxury), Iowa City + Coralville (the substantial UI Hospitals & Clinics + University of Iowa + UI College of Dentistry + the substantial Iowa City Manville Heights + Goosetown + the substantial Iowa City university town luxury), Cedar Rapids + Marion + Hiawatha (Collins Aerospace + Quaker Oats + General Mills + ADM + Cargill + the substantial Cedar Rapids Mound View + the substantial post-2008 flood recovery), Quad Cities Davenport + Bettendorf (the substantial John Deere Davenport + the substantial Davenport McClellan Heights + Bettendorf + the substantial Quad Cities IL cross-border), Lake Okoboji + Spirit Lake UHNW resort (the substantial Iowa Great Lakes + the substantial Okoboji West + East + the substantial Lake Okoboji UHNW second-home + the substantial post-2020 Des Moines + Minneapolis migration), Dubuque Mississippi River bluff (the substantial Dubuque historic + the substantial Dubuque IL/WI tri-state border), Waterloo + Cedar Falls (John Deere Waterloo + UNI), Sioux City + Council Bluffs (the substantial Omaha NE cross-border), plus substantial IA farm + the substantial IA Mississippi + Des Moines + Iowa River bluff + the substantial IA ag land specialty.

Senior Listing Agent (West Des Moines / Clive Luxury)

$78,000–$215,000+

West Des Moines Jordan Creek + Clive + Waukee + Johnston · Wells Fargo + Principal + Hy-Vee executive market

Senior Listing Agent (Iowa City University)

$68,000–$165,000+

Iowa City Manville Heights + Goosetown + Coralville · UI + UI Health Care executive market

Senior Listing Agent (Cedar Rapids / Marion)

$62,000–$148,000+

Cedar Rapids Mound View + Marion + Hiawatha · Collins Aerospace + Quaker Oats executive market

Lake Okoboji + Spirit Lake Specialist

$72,000–$185,000+

Iowa Great Lakes + Okoboji West + East + Spirit Lake · UHNW second-home + post-2020 migration

Commercial Real Estate Agent

$62,000–$148,000+

Des Moines + Cedar Rapids + Davenport commercial brokerage · CRE deals + leasing + investment + CCIM

Senior Buyer Agent

$42,000–$85,000+

Senior buyer agent · Des Moines + Cedar Rapids + Iowa City · post-2020 suburban + university town relo

IA Farm + Ag Land Specialist

$72,000–$215,000+

IA farm + ag land + the substantial IA #1 US corn + soybean + the substantial IA ~$10K-$15K/acre farmland + auction

Quad Cities + Mississippi River Specialist

$48,000–$95,000+

Davenport + Bettendorf + Dubuque · Mississippi River bluff + Quad Cities IL cross-border

Mid-Career Realtor (2-5 yrs)

$32,000–$52,000+

Mid-career Realtor transitioning to senior band · Iowa Realtors + Des Moines Area Association + Cedar Rapids Area

New Realtor (0-2 yrs)

$20,000–$38,000+

New Realtor · IA Real Estate Commission licensed + brokerage sponsor + Iowa Realtors member

Worth knowing: Iowa's distinctive IA farm + ag land + Lake Okoboji UHNW resort + Des Moines suburban executive concentration is a feature most national real estate surveys understate. The substantial IA farm + ag land market (IA is the #1 US corn-producing state + #2 US soybean-producing state + the substantial IA ~30M acres of farmland + the substantial IA average farmland value ~$10K-$15K+/acre 2024-2025 highest sustained IA farmland prices since the 1970s + the substantial IA farmland auction market + the substantial IA Heartland Cooperative + Land O Lakes + Pioneer Hi-Bred Corteva + the substantial IA family farm + corporate farm + the substantial Accredited Farm Manager AFM + Accredited Land Consultant ALC certification) supports a distinctive IA agricultural Realtor specialty — IA farm + ag land specialists clear $72-215K+ commission on $1M-$5M+ farmland transactions, especially in central IA Corn Belt counties. Lake Okoboji + Spirit Lake UHNW market (Iowa Great Lakes + Lake Okoboji West + East + Big Spirit + Little Spirit + Center Lake + the substantial Okoboji ~$1M-$8M+ waterfront + the substantial post-2020 Des Moines + Minneapolis + Omaha second-home migration + the substantial Okoboji Arnolds Park amusement + the substantial post-2024 Iowa Great Lakes second-home spike) supports a distinctive IA luxury Realtor specialty — senior Lake Okoboji listing agents clear $72-185K commission. Des Moines suburban market (West Des Moines Jordan Creek + Clive + Urbandale + Waukee + Ankeny + Johnston + the substantial post-2020 Des Moines suburban growth + the substantial Waukee + Ankeny among fastest-growing IA cities + the substantial Wells Fargo + Principal Financial + Nationwide + Hy-Vee executive market) supports substantial Des Moines luxury Realtor specialty. Iowa City Manville Heights + Goosetown university market (the substantial UI Hospitals & Clinics + UI College of Dentistry + UI College of Medicine executive + the substantial UI Health Care AMC + the substantial Iowa City post-2020 housing tight) supports substantial Iowa City Realtor specialty. Iowa Realtors + Des Moines Area Association of Realtors + Cedar Rapids Area Association of Realtors + Iowa City Area Association of Realtors + Iowa MLS + Northwest Iowa Regional MLS access. IA Real Estate Commission licensing requires 60 hours pre-license + 36 hours continuing education triennially. IA 3.8% flat (post-2024 HF 352) + IA 6% sales tax + IA NO estate tax + IA IS a Right-to-Work state (signed 1947) anchor the IA Realtor proposition.