How much does a Real Estate Agent make in Hawaii?

BLS puts the average Real Estate Agent pay in Hawaii at $61,130 a year (BLS, May 2025). On that pay in Hawaii, after federal taxes, FICA, and Hawaii state taxes, your estimated take-home pay is approximately $48,150 annually ($4,013/month).

What is the take-home pay for a Real Estate Agent in Hawaii?

On a $61,130 salary in Hawaii, your take-home pay is approximately $48,150/year or $4,013/month. Federal tax: $5,156. State tax: $2,842. FICA: $4,676. HI Temporary Disability: $306.

Is $61,130 a good Real Estate Agent salary?

$61,130 is the BLS average Real Estate Agent pay in Hawaii, 12% below the US average of $69,510 (BLS, May 2025). The middle 50% in Hawaii earn between $43,810 and $64,890.

How do Hawaii taxes affect Real Estate Agent salaries?

Hawaii levies state income tax on top of federal taxes. Your estimated state tax on $61,130 is $2,842. Your total effective tax rate is approximately 21.2%.

What are the career growth prospects for Real Estate Agents?

In Hawaii, the top 10% earn over $101,750 and the bottom 10% under $36,030 (BLS, May 2025). 3% growth through 2032 (about as fast as average); top 20% earn 3-5x median. Related roles include: Realtor, Real Estate Broker, Buyer's Agent, Listing Agent, Luxury Specialist, Commercial Real Estate Agent.

How can a Real Estate Agent in Hawaii reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Sales

Real Estate Agent Salary in Hawaii (2026)

Average Real Estate Agent pay in Hawaii

$61,130/year

≈ $29/hour before tax

Middle 50% earn $43,810–$64,890

US average: $69,510

Source: BLS, May 2025 · Real Estate Sales Agents

After tax (single filer)

$48,150/year

$4,013/month · effective tax rate 21.23%

Federal $5,156
State $2,842
Disability / leave $306
FICA $4,676
Take-home

Pay by role in Hawaii

Top-Producing / Luxury Agent (Urban Honolulu metro)BLS · Urban Honolulu, HI · 75th–90th percentile$62,730–$99,910
Top-Producing / Luxury Agent (Kahului metro)BLS · Kahului-Wailuku, HI · 75th–90th percentile$69,850–$163,140
Top-Producing / Luxury AgentBLS · 75th–90th percentile$64,890–$101,750
Real Estate Agent (any market)BLS · middle 50%$43,810–$64,890
New AgentBLS · 10th–25th percentile$36,030–$43,810

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$48,150
Monthly Take-Home Pay	$4,013
Biweekly Take-Home Pay	$1,852
Hourly Take-Home Pay based on 2,080 hrs/year	$23/hr
Federal Tax	$5,156
State Tax	$2,842
HI Temporary Disability (max.)	$306
FICA Taxes	$4,676
Effective Tax Rate total taxes ÷ gross salary	21.23%

Estimates only — not tax advice. · Full disclaimer →

Not all Real Estate Agents earn the same — not even close

Hawaii's real estate agent market is anchored by Honolulu Oahu (Kahala + Diamond Head + Black Point + Lanikai + Kailua + Hawaii Kai + Hawaii Loa Ridge + Portlock + the substantial Honolulu luxury + the substantial post-2020 mainland CA + NY tax refugee migration + the substantial Hawaiian Airlines + Queen's Medical + military senior executive market + the substantial Diamond Head 1920s-1930s historic luxury), North Shore Oahu (Haleiwa + Pupukea + Waialua + the substantial North Shore surf + the substantial Sunset Beach + Pipeline + the substantial North Shore luxury), Maui (Wailea + Kapalua + Lahaina + the substantial Maui post-2023 Lahaina wildfire rebuild + the substantial Maui Wailea + Kapalua resort luxury + the substantial Maui Front Street historic devastation), Big Island Hawaii Island (Kona + Hualalai + Mauna Kea Resort + Waikoloa + Hilo + Volcano + the substantial Big Island Four Seasons + the substantial Kona Mauka coffee + macadamia farm), Kauai (Princeville + Hanalei + Poipu + Wailua + the substantial Kauai resort + the substantial post-1992 Iniki recovery + the substantial Kauai Garden Isle), plus substantial HI commercial real estate + the substantial HI ranch + agricultural land transactions.

Top-Producing / Luxury Agent (Urban Honolulu metro)

$62,730–$99,910

Honolulu Kahala + Diamond Head + Black Point + Lanikai + Hawaii Loa Ridge luxury · 3% commission

Source: BLS May 2025 · Real Estate Sales Agents · Urban Honolulu, HI · 75th–90th percentile

Top-Producing / Luxury Agent (Kahului metro)

$69,850–$163,140

Maui Wailea + Kapalua + post-Lahaina rebuild · the substantial Maui resort luxury + insurance navigation

Source: BLS May 2025 · Real Estate Sales Agents · Kahului-Wailuku, HI · 75th–90th percentile

Top-Producing / Luxury Agent

$64,890–$101,750

Big Island Kona + Hualalai + Mauna Kea + Waikoloa · Four Seasons + the substantial Kona coffee farm

Source: BLS May 2025 · Real Estate Sales Agents · Hawaii · 75th–90th percentile

Real Estate Agent (any market)

$43,810–$64,890

Senior buyer agent · Honolulu + Maui + Big Island + Kauai · mainland relo + retirement migration

Source: BLS May 2025 · Real Estate Sales Agents · Hawaii · middle 50%

New Agent

$36,030–$43,810

New Realtor · HI Real Estate Branch licensed + brokerage sponsor + HI Realtors member

Source: BLS May 2025 · Real Estate Sales Agents · Hawaii · 10th–25th percentile

Worth knowing: Hawaii's substantial post-Lahaina wildfire rebuild + post-2020 mainland tax refugee migration + island vacation rental + island-isolated luxury market is a distinctive HI Realtor feature most national real estate surveys understate. The country's substantial Hawaii post-2023 Lahaina wildfire (Aug 8 2023 + ~100 fatalities + the country's substantial post-2018 Camp Fire deadliest US wildfire + the substantial Maui Lahaina Front Street historic devastation + ~2.2K structures destroyed + ~$5.5B+ damage + the substantial Lahaina rebuild years-long process + the substantial Maui insurance crisis + the substantial HI Lahaina Long-Term Recovery Group) drove substantial Maui Realtor transaction complexity — Maui Realtors must navigate substantial Hawaiian Hawaiian Homes Commission Act + the substantial Maui kuleana land + the substantial native Hawaiian property rights + the substantial Maui rebuild permitting + insurance claim navigation. Post-2020 mainland CA + NY + WA tax refugee migration (the substantial post-2020 CA 13.3% + NY 14.776% tax refugee migration to HI + the substantial HI 11% top vs CA 13.3% top differential + the substantial HI no estate tax vs MA + NY estate tax + the substantial HI tropical paradise + the substantial post-2020 work-from-home migration) drove substantial HI Realtor transaction velocity at Honolulu Kahala + Diamond Head + Lanikai + Maui Wailea + Big Island Hualalai + Kauai Princeville. Honolulu luxury market (Kahala + Diamond Head + Black Point + Lanikai + Hawaii Kai + Hawaii Loa Ridge + ~$3M-$30M+ luxury homes + the substantial Diamond Head historic + the substantial post-2020 work-from-home migration luxury + the substantial Honolulu tech + finance + military senior executive wealth) supports a distinctive HI luxury Realtor specialty — senior Honolulu luxury listing agents clear $148-485K+ commission. The substantial HI vacation rental + short-term rental specialty (the substantial HI Transient Accommodations Tax TAT 10.25% + the substantial HI county TAT 3% + the substantial post-2024 HI vacation rental regulation tightening + the substantial Maui post-Lahaina vacation rental moratorium consideration + the substantial HI Airbnb + VRBO) supports specialized vacation rental Realtor work. Hawaii Realtors Association + Honolulu Board of Realtors + Realtors Association of Maui + Hawaii Island Board of Realtors + Kauai Board of Realtors + the substantial HI MLS access. HI Real Estate Branch licensing requires 60 hours pre-license + 20 hours continuing education biennially. HI progressive top 11% + HI no state estate tax + HI NOT a RTW state anchor the HI Realtor proposition.

Sources & Methodology

Salary figures are market estimates for Real Estate Agents in Hawaii and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Hawaii 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers