How much does a Real Estate Agent make in Hawaii?

The average Real Estate Agent salary in Hawaii is around $88,000 per year. After federal taxes, FICA, and Hawaii state taxes, your estimated take-home pay is approximately $65,493 annually ($5,458/month).

What is the take-home pay for a Real Estate Agent in Hawaii?

On a $88,000 salary in Hawaii, your take-home pay is approximately $65,493/year or $5,458/month. Federal tax: $10,530. State tax: $5,245. FICA: $0.00.

Is $88,000 a good Real Estate Agent salary?

$88,000 is a competitive salary for a Real Estate Agent — above the national median. In Hawaii, demand for this role is active.

How do Hawaii taxes affect Real Estate Agent salaries?

Hawaii levies state income tax on top of federal taxes. Your estimated state tax on $88,000 is $5,245. Your total effective tax rate is approximately 25.6%.

What are the career growth prospects for Real Estate Agents?

3% growth through 2032 (about as fast as average); top 20% earn 3-5x median. Related roles include: Realtor, Real Estate Broker, Buyer's Agent, Listing Agent, Luxury Specialist, Commercial Real Estate Agent.

How can a Real Estate Agent in Hawaii reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Sales

Real Estate Agent Salary in Hawaii (2026)

The average Real Estate Agent in Hawaii earns around $88,000/year. After taxes, your estimated take-home is $65,493/year ($5,458/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$65,493
Monthly Take-Home Pay	$5,458
Biweekly Take-Home Pay	$2,519
Hourly Take-Home Pay based on 2,080 hrs/year	$31/hr
Federal Tax	$10,530
State Tax	$5,245
FICA Taxes	$6,732
Effective Tax Rate total taxes ÷ gross salary	25.58%

Estimates only — not tax advice. · Full disclaimer →

1099 contract work or side gigs? Self-employment tax adds 15.3% on top. Open the 1099 tax calculator →

Selling appreciated assets (stocks, real estate, crypto)? LTCG, NIIT, and state cap-gains all matter. Open the capital-gains calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

Key terms:···

Real Estate Agent Salary Ranges in Hawaii

Entry Level (0–3 yrs)

$50,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$78,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$200,000

/year

See tax breakdown →

Not all Real Estate Agents earn the same — not even close

Hawaii's real estate agent market is anchored by Honolulu Oahu (Kahala + Diamond Head + Black Point + Lanikai + Kailua + Hawaii Kai + Hawaii Loa Ridge + Portlock + the substantial Honolulu luxury + the substantial post-2020 mainland CA + NY tax refugee migration + the substantial Hawaiian Airlines + Queen's Medical + military senior executive market + the substantial Diamond Head 1920s-1930s historic luxury), North Shore Oahu (Haleiwa + Pupukea + Waialua + the substantial North Shore surf + the substantial Sunset Beach + Pipeline + the substantial North Shore luxury), Maui (Wailea + Kapalua + Lahaina + the substantial Maui post-2023 Lahaina wildfire rebuild + the substantial Maui Wailea + Kapalua resort luxury + the substantial Maui Front Street historic devastation), Big Island Hawaii Island (Kona + Hualalai + Mauna Kea Resort + Waikoloa + Hilo + Volcano + the substantial Big Island Four Seasons + the substantial Kona Mauka coffee + macadamia farm), Kauai (Princeville + Hanalei + Poipu + Wailua + the substantial Kauai resort + the substantial post-1992 Iniki recovery + the substantial Kauai Garden Isle), plus substantial HI commercial real estate + the substantial HI ranch + agricultural land transactions.

Senior Listing Agent (Honolulu Luxury)

$148,000–$485,000+

Honolulu Kahala + Diamond Head + Black Point + Lanikai + Hawaii Loa Ridge luxury · 3% commission

Senior Listing Agent (Maui Wailea / Kapalua)

$118,000–$385,000+

Maui Wailea + Kapalua + post-Lahaina rebuild · the substantial Maui resort luxury + insurance navigation

Big Island Specialist (Kona / Hualalai)

$95,000–$285,000+

Big Island Kona + Hualalai + Mauna Kea + Waikoloa · Four Seasons + the substantial Kona coffee farm

Kauai Specialist (Princeville / Poipu)

$82,000–$248,000+

Kauai Princeville + Hanalei + Poipu · the substantial post-1992 Iniki recovery + the substantial Kauai Garden Isle

Commercial Real Estate Agent

$85,000–$265,000+

Honolulu + Maui + Big Island commercial brokerage · CRE deals + leasing + investment + CCIM

Senior Buyer Agent

$62,000–$118,000+

Senior buyer agent · Honolulu + Maui + Big Island + Kauai · mainland relo + retirement migration

Vacation Rental / Short-Term Rental Specialist

$72,000–$185,000+

HI vacation rental + Airbnb + VRBO management · the substantial HI Transient Accommodations Tax TAT

Agricultural / Ranch Land Specialist

$68,000–$148,000+

HI ranch + the substantial Parker Ranch + macadamia + coffee + the substantial Big Island ag specialty

Mid-Career Realtor (2-5 yrs)

$45,000–$72,000+

Mid-career Realtor transitioning to senior band · HI Realtors + Honolulu Board of Realtors

New Realtor (0-2 yrs)

$28,000–$48,000+

New Realtor · HI Real Estate Branch licensed + brokerage sponsor + HI Realtors member

Worth knowing: Hawaii's substantial post-Lahaina wildfire rebuild + post-2020 mainland tax refugee migration + island vacation rental + island-isolated luxury market is a distinctive HI Realtor feature most national real estate surveys understate. The country's substantial Hawaii post-2023 Lahaina wildfire (Aug 8 2023 + ~100 fatalities + the country's substantial post-2018 Camp Fire deadliest US wildfire + the substantial Maui Lahaina Front Street historic devastation + ~2.2K structures destroyed + ~$5.5B+ damage + the substantial Lahaina rebuild years-long process + the substantial Maui insurance crisis + the substantial HI Lahaina Long-Term Recovery Group) drove substantial Maui Realtor transaction complexity — Maui Realtors must navigate substantial Hawaiian Hawaiian Homes Commission Act + the substantial Maui kuleana land + the substantial native Hawaiian property rights + the substantial Maui rebuild permitting + insurance claim navigation. Post-2020 mainland CA + NY + WA tax refugee migration (the substantial post-2020 CA 13.3% + NY 14.776% tax refugee migration to HI + the substantial HI 11% top vs CA 13.3% top differential + the substantial HI no estate tax vs MA + NY estate tax + the substantial HI tropical paradise + the substantial post-2020 work-from-home migration) drove substantial HI Realtor transaction velocity at Honolulu Kahala + Diamond Head + Lanikai + Maui Wailea + Big Island Hualalai + Kauai Princeville. Honolulu luxury market (Kahala + Diamond Head + Black Point + Lanikai + Hawaii Kai + Hawaii Loa Ridge + ~$3M-$30M+ luxury homes + the substantial Diamond Head historic + the substantial post-2020 work-from-home migration luxury + the substantial Honolulu tech + finance + military senior executive wealth) supports a distinctive HI luxury Realtor specialty — senior Honolulu luxury listing agents clear $148-485K+ commission. The substantial HI vacation rental + short-term rental specialty (the substantial HI Transient Accommodations Tax TAT 10.25% + the substantial HI county TAT 3% + the substantial post-2024 HI vacation rental regulation tightening + the substantial Maui post-Lahaina vacation rental moratorium consideration + the substantial HI Airbnb + VRBO) supports specialized vacation rental Realtor work. Hawaii Realtors Association + Honolulu Board of Realtors + Realtors Association of Maui + Hawaii Island Board of Realtors + Kauai Board of Realtors + the substantial HI MLS access. HI Real Estate Branch licensing requires 60 hours pre-license + 20 hours continuing education biennially. HI progressive top 11% + HI no state estate tax + HI NOT a RTW state anchor the HI Realtor proposition.