How much does a Psychologist make in Rhode Island?

The average Psychologist salary in Rhode Island is around $115,000 per year. After federal taxes, FICA, and Rhode Island state taxes, your estimated take-home pay is approximately $85,872 annually ($7,156/month).

What is the take-home pay for a Psychologist in Rhode Island?

On a $115,000 salary in Rhode Island, your take-home pay is approximately $85,872/year or $7,156/month. Federal tax: $16,470. State tax: $3,861. FICA: $0.00.

Is $115,000 a good Psychologist salary?

$115,000 is a strong salary for a Psychologist — above the national median. In Rhode Island, demand for this role is active.

How do Rhode Island taxes affect Psychologist salaries?

Rhode Island levies state income tax on top of federal taxes. Your estimated state tax on $115,000 is $3,861. Your total effective tax rate is approximately 25.3%.

What are the career growth prospects for Psychologists?

6% growth through 2032 (faster than average). Related roles include: Clinical Psychologist, Counseling Psychologist, School Psychologist, Neuropsychologist.

How can a Psychologist in Rhode Island reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Healthcare

Psychologist Salary in Rhode Island (2026)

The average Psychologist in Rhode Island earns around $115,000/year. After taxes, your estimated take-home is $85,872/year ($7,156/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$85,872
Monthly Take-Home Pay	$7,156
Biweekly Take-Home Pay	$3,303
Hourly Take-Home Pay based on 2,080 hrs/year	$41/hr
Federal Tax	$16,470
State Tax	$3,861
FICA Taxes	$8,798
Effective Tax Rate total taxes ÷ gross salary	25.33%

Estimates only — not tax advice. · Full disclaimer →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

1099 contract work or side gigs? Self-employment tax adds 15.3% on top. Open the 1099 tax calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

Key terms:···

Psychologist Salary Ranges in Rhode Island

Entry Level (0–3 yrs)

$80,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$115,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$165,000

/year

See tax breakdown →

Not all Psychologists earn the same — not even close

Rhode Island's psychologist market is anchored by Bradley Hospital East Providence (the substantial Bradley as one of country's substantial US child psychiatric hospitals + Bradley-Hasbro Children's Research Center + the substantial Bradley pediatric BH leadership), Butler Hospital Providence (the substantial Butler as one of country's substantial US adult psychiatric hospitals + the substantial Butler Care New England + the substantial Butler clinical psychiatric research), Lifespan + Care New England + Newport Hospital BH + the substantial RI hospital BH, Warren Alpert Medical School of Brown University Department of Psychiatry + Brown Department of Psychology + the substantial Brown clinical psychology PhD as one of country's substantial US clinical PhD programs, University of Rhode Island Department of Psychology + the substantial URI clinical PhD, post-2020 Providence + Newport private practice + telehealth via RI PsyPact since 2020 (the substantial post-2020 NYC-Boston-PHL UHNW migration driving substantial RI BH private practice growth), federal psychology (Providence VA Medical Center + Naval Station Newport + NUWC).

Sr Clinical Psychologist (Hospital)

$128,000–$200,000+ bonus

Bradley + Butler + Lifespan BH + Care New England + Hasbro Children's BH

Sr Neuropsychologist

$135,000–$215,000+ bonus

Neuropsych at Lifespan + Brown Medicine + private TBI + dementia

Sr Forensic Psychologist

$125,000–$215,000+ bonus

Eleanor Slater Hospital + RI DOC + private + expert witness

Sr Child / Pediatric Psychologist (Bradley)

$118,000–$182,000+ bonus

Peds psych at Bradley + Bradley-Hasbro Children's Research + Brown peds

Sr Federal Psychologist (VA Providence / Newport)

$125,000–$192,000+ bonus

Providence VA + Naval Station Newport + NUWC · federal GS / VA pay band

Sr Health / Rehabilitation Psychologist

$118,000–$172,000+ bonus

Health psych at RI major systems + rehab + pain + transplant

Sr Private Practice / Cash-Pay (Newport UHNW)

$128,000–$285,000+ bonus

Providence + Newport + Watch Hill UHNW · post-2020 NYC-Boston-PHL migration

Sr School Psychologist

$78,000–$118,000+ bonus

RI school district psych · master + doctorate · ERSRI pension

Mid-Level Psychologist (3-6 yrs)

$95,000–$138,000+ bonus

Functional psych at RI major systems · transitioning to senior band

New Grad Psychologist (PhD / PsyD)

$82,000–$112,000+ bonus

RI new grad · Brown + URI + RIC + Salve Regina doctoral pipeline

Worth knowing: Bradley Hospital + Butler Hospital + Brown Department of Psychology + Warren Alpert Medical School of Brown psychiatry tetra-anchor is one of the country's distinctive concentrated US single-state heritage child psychiatric + adult psychiatric + Brown academic + post-NYC-Boston-PHL UHNW BH cluster and a feature most national psychologist surveys understate for RI. Bradley Hospital East Providence (the substantial Bradley as one of country's substantial US child psychiatric hospitals + Bradley-Hasbro Children's Research Center + the substantial Bradley pediatric BH leadership + post-1931 founding + the substantial Bradley as one of country's oldest US child psychiatric hospitals). Butler Hospital Providence (the substantial Butler as one of country's substantial US adult psychiatric hospitals + post-1844 founding + the substantial Butler Care New England + the substantial Butler clinical psychiatric research). Lifespan + Care New England + Newport Hospital BH. Warren Alpert Medical School of Brown University Department of Psychiatry + Brown Department of Psychology + the substantial Brown clinical psychology PhD. University of Rhode Island Department of Psychology + the substantial URI clinical PhD. post-2020 Providence + Newport + Watch Hill private practice + cash-pay UHNW (the substantial post-2020 NYC-Boston-PHL UHNW migration). RI PsyPact since 2020 + the substantial RI PsyPact telehealth growth. RI is NOT a RxP state — RI psychologists do NOT have prescribing authority. Providence VA + Naval Station Newport + NUWC federal psych. RI progressive top 5.99% + RI NLC since 2024 anchor the RI psychologist proposition.

Sources & Methodology

Salary figures are market estimates for Psychologists in Rhode Island and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Rhode Island 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Calculate Your Exact Take-Home Pay

Add 401(k) contributions, HSA, dependents, and more to see your personalized take-home.

Open Full Calculator

Frequently Asked Questions

Find answers to common questions about your taxes and our calculator.

Compare Two States

See how income tax, take-home pay, and total tax burden differ between any two US states side by side.

State 1

State 2

Psychologist Salary in Other States

Psychologist Salary in California →Psychologist Salary in Texas →Psychologist Salary in New York →Psychologist Salary in Florida →Psychologist Salary in Washington →$115,000 salary in Rhode Island →

More on Rhode Island

All Professions in Rhode Island →

Salaries by profession, top-paying roles by industry, and an economic breakdown for Rhode Island in 2026.

Rhode Island State Income Tax Guide →

Tax brackets, standard deductions, and take-home estimates for Rhode Island in 2026.

Rhode Island Paycheck Calculator →

Adjust filing status, 401(k) for your exact 2026 take-home in Rhode Island.