How much does a Plumber make in Montana?

BLS puts the average Plumber pay in Montana at $78,190 a year (BLS, May 2025). On that pay in Montana, after federal taxes, FICA, and Montana state taxes, your estimated take-home pay is approximately $60,780 annually ($5,065/month).

What is the take-home pay for a Plumber in Montana?

On a $78,190 salary in Montana, your take-home pay is approximately $60,780/year or $5,065/month. Federal tax: $8,372. State tax: $3,057. FICA: $5,982.

Is $78,190 a good Plumber salary?

$78,190 is the BLS average Plumber pay in Montana, 8% above the US average of $72,170 (BLS, May 2025). The middle 50% in Montana earn between $60,990 and $94,370.

How do Montana taxes affect Plumber salaries?

Montana levies state income tax on top of federal taxes. Your estimated state tax on $78,190 is $3,057. Your total effective tax rate is approximately 22.3%.

What are the career growth prospects for Plumbers?

In Montana, the top 10% earn over $100,860 and the bottom 10% under $48,250 (BLS, May 2025). 2% growth through 2032 (slower than average). Related roles include: Master Plumber, Journeyman Plumber, Pipefitter, Plumbing Contractor, Apprentice Plumber.

How can a Plumber in Montana reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Trades

Plumber Salary in Montana (2026)

Average Plumber pay in Montana

$78,190/year

≈ $38/hour before tax

Middle 50% earn $60,990–$94,370

US average: $72,170

Source: BLS, May 2025

After tax (single filer)

$60,780/year

$5,065/month · effective tax rate 22.27%

Federal $8,372
State $3,057
FICA $5,982
Take-home

Pay by role in Montana

Senior Journeyman Plumber (UA Local 41 / 30 / 459)$72,000–$108,000+ OT
Senior Master Plumber / Foreman$85,000–$128,000+ OT
Senior Plumber (Malmstrom AFB Civilian)$72,000–$108,000+ benefits
Senior Plumber (Billings Clinic / Logan / Bozeman Health)$68,000–$98,000+ OT
Senior Plumber (Stillwater Mining / Industrial)$78,000–$118,000+ OT
Senior Plumber (Big Sky / Yellowstone Club UHNW)$82,000–$132,000+ OT

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$60,780
Monthly Take-Home Pay	$5,065
Biweekly Take-Home Pay	$2,338
Hourly Take-Home Pay based on 2,080 hrs/year	$29/hr
Federal Tax	$8,372
State Tax	$3,057
FICA Taxes	$5,982
Effective Tax Rate total taxes ÷ gross salary	22.27%

Estimates only — not tax advice. · Full disclaimer →

Not all Plumbers earn the same — not even close

Montana's plumbing market is anchored by United Association Plumbers + Pipefitters Local 41 Helena + Local 30 Missoula + Local 459 Billings (UA-affiliated commercial + industrial plumbing across MT), Malmstrom Air Force Base Great Falls facilities + civilian contractor plumbing, Billings Clinic + Logan Health Kalispell + Bozeman Health + St Vincent Intermountain MT + Benefis facility maintenance, Stillwater Mining Nye + Big Timber + Columbus Smelter industrial plumbing, the substantial MT post-2020 residential construction (the substantial Bozeman + Big Sky + Whitefish + Kalispell + Flathead Lake post-2020 UHNW + remote work migration driving substantial MT housing growth), MT is NOT a RTW state — the substantial MT public + private sector collective bargaining preserved, plus the substantial Yellowstone Club + Big Sky Town Center luxury facility plumbing.

Senior Journeyman Plumber (UA Local 41 / 30 / 459)

$72,000–$108,000+ OT

UA Local 41 Helena + 30 Missoula + 459 Billings journeyman · commercial + industrial + OBBBA OT

Senior Master Plumber / Foreman

$85,000–$128,000+ OT

Master plumber + foreman · UA Local 41 + 30 + 459 leadership + OT

Senior Plumber (Malmstrom AFB Civilian)

$72,000–$108,000+ benefits

Malmstrom AFB federal civilian plumber · GS-WG-10/11 + cleared premium

Senior Plumber (Billings Clinic / Logan / Bozeman Health)

$68,000–$98,000+ OT

Billings + Logan + Bozeman Health + St Vincent + Benefis facilities · healthcare facility plumbing

Senior Plumber (Stillwater Mining / Industrial)

$78,000–$118,000+ OT

Stillwater Mining Nye + Columbus Smelter + the substantial MT mining industrial facility

Senior Plumber (Big Sky / Yellowstone Club UHNW)

$82,000–$132,000+ OT

Big Sky + Yellowstone Club + Whitefish · UHNW resort + private estate luxury plumbing

Senior Plumber (Residential Owner / Independent)

$78,000–$148,000+ profit

Independent residential plumber · the substantial post-2020 MT residential growth

Senior Service Plumber

$58,000–$88,000+ OT

Service + emergency residential plumber · the substantial MT homeowner service

Mid-Career Plumber (3-7 yrs)

$48,000–$72,000+ OT

Journeyman 3-7 yrs at MT firms · transitioning to senior band

Apprentice Plumber (Year 1-4)

$32,000–$48,000+ OT

Local 41 + 30 + 459 apprentice + MT non-union apprentice · UA training fund · entry band

Worth knowing: Big Sky + Yellowstone Club + Whitefish UHNW resort + the substantial post-2020 MT residential construction is one of the country's distinctive concentrated US single-state UHNW resort + migration-driven housing plumbing anchor and a feature most national plumbing surveys understate for MT. The substantial MT UHNW resort + post-2020 residential construction (the substantial Big Sky Resort post-2020 $400M+ Boyne Resorts expansion + Yellowstone Club private estate + Whitefish Mountain Resort + the substantial post-2020 Bozeman + Big Sky + Whitefish + Kalispell + Flathead Lake UHNW migration + the substantial post-2020 MT residential construction including substantial Bozeman + Big Sky + Whitefish residential growth + the substantial MT post-2020 net in-migration as one of country's fastest-growing US states + the substantial MT post-2020 luxury home construction + the substantial post-2020 MT remote-work-enabled migration) supports substantial MT residential + UHNW resort plumbing. Senior UHNW resort + post-2020 residential plumbers clear $78-148K+ OT + profit. UA Plumbers + Pipefitters Local 41 Helena + Local 30 Missoula + Local 459 Billings (the substantial UA-affiliated commercial + industrial plumbing + the substantial Local 41 healthcare + institutional plumbing + the substantial Local 30 + 459 MT statewide coverage) supports substantial MT commercial + industrial plumbing. Malmstrom AFB federal civilian + Billings Clinic + Logan + Bozeman Health + Stillwater Mining + Columbus Smelter industrial. MT is NOT a RTW state — substantial public + private sector collective bargaining preserved. The 2025 No Tax on Overtime federal deduction applies through 2028. MT top 5.65% + MT 0% sales tax anchor the MT plumbing proposition.

Sources & Methodology

Salary figures are market estimates for Plumbers in Montana and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Montana 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers