How much does a Physician make in Minnesota?

BLS puts the average Physician pay in Minnesota at $272,380 a year (BLS, May 2025). On that pay in Minnesota, after federal taxes, FICA, and Minnesota state taxes, your estimated take-home pay is approximately $178,245 annually ($14,854/month).

What is the take-home pay for a Physician in Minnesota?

On a $272,380 salary in Minnesota, your take-home pay is approximately $178,245/year or $14,854/month. Federal tax: $58,467. State tax: $19,627. FICA: $16,040.

Is $272,380 a good Physician salary?

$272,380 is the BLS average Physician pay in Minnesota, 6% above the US average of $255,820 (BLS, May 2025). The middle 50% in Minnesota earn between $198,530 and $331,490.

How do Minnesota taxes affect Physician salaries?

Minnesota levies state income tax on top of federal taxes. Your estimated state tax on $272,380 is $19,627. Your total effective tax rate is approximately 34.6%.

What are the career growth prospects for Physicians?

In Minnesota, the top 10% earn over $391,150 and the bottom 10% under $153,100 (BLS, May 2025). 3% growth through 2032 (about as fast as average). Related roles include: Family Doctor, Internist, Specialist, Surgeon, Hospitalist.

How can a Physician in Minnesota reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Healthcare

Physician Salary in Minnesota (2026)

Average Physician pay in Minnesota

$272,380/year

≈ $131/hour before tax

Middle 50% earn $198,530–$331,490

US average: $255,820

Source: BLS, May 2025 · Family Medicine Physicians

After tax (single filer)

$178,245/year

$14,854/month · effective tax rate 34.56%

Federal $58,467
State $19,627
FICA $16,040
Take-home

Pay by role in Minnesota

Senior Surgical Subspecialist (Mayo Clinic)$685,000–$1,650,000+ TC
Senior Procedural (Mayo / M Health / Allina)$485,000–$985,000+ TC
Senior Hospitalist (Mayo / M Health)$285,000–$485,000+ TC
Senior Anesthesiologist$465,000–$785,000+ TC
Senior Emergency Medicine$385,000–$585,000
Senior Family Medicine / Internal Medicine$245,000–$385,000

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$178,245
Monthly Take-Home Pay	$14,854
Biweekly Take-Home Pay	$6,856
Hourly Take-Home Pay based on 2,080 hrs/year	$86/hr
Federal Tax	$58,467
State Tax	$19,627
FICA Taxes	$16,040
Effective Tax Rate total taxes ÷ gross salary	34.56%

Estimates only — not tax advice. · Full disclaimer →

Not all Physicians earn the same — not even close

Minnesota's physician market is anchored by Mayo Clinic Rochester (~70K MN employees, top-2 US academic medical center per US News with ~4,500 physicians + scientists), M Health Fairview (the country's largest academic-community health system partnership, ~37K employees integrating U of MN Medical School with Fairview hospitals), Allina Health Minneapolis (~30K employees, Twin Cities largest community health system), HealthPartners Bloomington (~26K employees, integrated provider + insurer), plus Essentia Health Duluth + CentraCare St. Cloud + regional health systems.

Senior Surgical Subspecialist (Mayo Clinic)

$685,000–$1,650,000+ TC

Mayo cardiothoracic + neurosurgery + transplant surgery · academic + RVU bonus + program leadership

Senior Procedural (Mayo / M Health / Allina)

$485,000–$985,000+ TC

Cardiology + GI + interventional radiology + dermatology · procedure-heavy practice premium

Senior Hospitalist (Mayo / M Health)

$285,000–$485,000+ TC

Day + nocturnist hospital medicine · academic + Magnet hospitals · senior staff band

Senior Anesthesiologist

$465,000–$785,000+ TC

Mayo + M Health + Allina + HealthPartners · subspecialty cardiac + pediatric premium

Senior Emergency Medicine

$385,000–$585,000

Mayo Rochester ED · HCMC Level 1 trauma · North Memorial Level 1 · Regions Level 1

Senior Family Medicine / Internal Medicine

$245,000–$385,000

M Health + Allina + HealthPartners + Essentia primary care · MGMA-median band

Senior Psychiatrist (Mayo Psychiatry)

$285,000–$485,000

Mayo Psychiatry · M Health Psychiatry · academic medical center psychiatry · top-tier residency program

Senior Pediatrician

$225,000–$365,000

Children's Minnesota + M Health Masonic Children's + Mayo Children's Center · pediatric subspecialty band

Mid-Career Generalist (5-10 yrs out)

$215,000–$315,000

Post-residency physician · transitioning to senior + specialty band

Resident / Fellow (PGY)

$72,000–$98,000

Mayo Clinic Rochester ~1,800 residents + fellows · U of MN ~1,200 · among largest US programs

Worth knowing: Mayo Clinic Rochester is the country's most concentrated physician employer outside the major coastal academic medical centers and a feature most national physician-compensation surveys understate for MN. Mayo Clinic Rochester (~4,500 physicians + scientists, ~70K total MN employees, the country's top-2 academic medical center per US News with ~$17B annual operating revenue) operates substantial cardiology + cardiothoracic surgery + neurosurgery + transplant + oncology + GI subspecialty programs at scale rivaling Hopkins + Cleveland Clinic + Mass General Brigham. Senior Mayo surgical subspecialists clear $685K-$1.65M+ TC. M Health Fairview (~37K employees, integrated U of MN Medical School + Fairview hospitals, the country's largest US academic-community system partnership) anchors Twin Cities academic medicine. MN joined the IMLC interstate medical licensure compact in 2018 (HF 1683), enabling streamlined multi-state licensure for MN-resident physicians serving regional patients. MN's 9.85% top bracket catches senior subspecialty comp at $250K+ TC squarely — for a senior cardiothoracic surgeon at $950K TC the MN state tax adds ~$87-90K/year vs SD/FL residency, creating substantial residency-planning opportunity for late-career senior physicians.

Sources & Methodology

Salary figures are market estimates for Physicians in Minnesota and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Minnesota 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers