How much does a Physician make in Maryland?

BLS puts the average Physician pay in Maryland at $279,010 a year (BLS, May 2025). On that pay in Maryland, after federal taxes, FICA, and Maryland state taxes, your estimated take-home pay is approximately $181,589 annually ($15,132/month).

What is the take-home pay for a Physician in Maryland?

On a $279,010 salary in Maryland, your take-home pay is approximately $181,589/year or $15,132/month. Federal tax: $60,788. State tax: $14,235. FICA: $16,196. MD county tax (2.25% assumed): $6,202.

Is $279,010 a good Physician salary?

$279,010 is the BLS average Physician pay in Maryland, 9% above the US average of $255,820 (BLS, May 2025). The middle 50% in Maryland earn between $199,990 and $384,430.

How do Maryland taxes affect Physician salaries?

Maryland levies state income tax on top of federal taxes. Your estimated state tax on $279,010 is $14,235. Your total effective tax rate is approximately 34.9%.

What are the career growth prospects for Physicians?

In Maryland, the top 10% earn over $403,880 and the bottom 10% under $124,790 (BLS, May 2025). 3% growth through 2032 (about as fast as average). Related roles include: Family Doctor, Internist, Specialist, Surgeon, Hospitalist.

How can a Physician in Maryland reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Healthcare

Physician Salary in Maryland (2026)

Average Physician pay in Maryland

$279,010/year

≈ $134/hour before tax

Middle 50% earn $199,990–$384,430

US average: $255,820

Source: BLS, May 2025 · Family Medicine Physicians

After tax (single filer)

$181,589/year

$15,132/month · effective tax rate 34.92%

Federal $60,788
State $14,235
MD county (2.25% min.) $6,202
FICA $16,196
Take-home

Pay by role in Maryland

Surgical Subspecialist (Ortho / Neuro / CT)$535,000–$895,000+ TC
Cardiology / Gastro / Interventional$425,000–$695,000
Anesthesiology$395,000–$615,000
Hospitalist (IM)$255,000–$345,000
Family Medicine / Primary Care$220,000–$315,000
Pediatrician (Hospital)$220,000–$320,000

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$181,589
Monthly Take-Home Pay	$15,132
Biweekly Take-Home Pay	$6,984
Hourly Take-Home Pay based on 2,080 hrs/year	$87/hr
Federal Tax	$60,788
State Tax	$14,235
MD County Tax (2.25% min.)	$6,202
FICA Taxes	$16,196
Effective Tax Rate total taxes ÷ gross salary	34.92%

Estimates only — not tax advice. · Full disclaimer →

Not all Physicians earn the same — not even close

Maryland's physician market is among the country's most concentrated academic-medicine ecosystems. Johns Hopkins University School of Medicine + Johns Hopkins Hospital + Johns Hopkins Bayview (Baltimore) operates the country's #1 NIH-funded medical school for most of the past 30 years. University of Maryland Medical System (UMMS, Baltimore academic medical center, ~30,000 employees) adds parallel academic depth. NIH Bethesda's intramural research program plus the NIH Clinical Center plus Walter Reed National Military Medical Center create a federal-physician career path that doesn't exist anywhere else.

Surgical Subspecialist (Ortho / Neuro / CT)

$535,000–$895,000+ TC

Hopkins senior surgical · UMMS Shock Trauma · academic + private practice mix · MedStar Health

Cardiology / Gastro / Interventional

$425,000–$695,000

Hopkins Cardiology · UMMS Heart and Vascular · MedStar Heart · Adventist HealthCare · procedural premium

Anesthesiology

$395,000–$615,000

Hopkins anesthesia · UMMS · Walter Reed · MedStar · CRNA team supervision common

Hospitalist (IM)

$255,000–$345,000

Hopkins + UMMS + MedStar + Adventist + Holy Cross + Mercy hospital IM staff · 7-on/7-off block

Family Medicine / Primary Care

$220,000–$315,000

MedStar primary care · Hopkins Community Physicians · Adventist HealthCare · rural MD premium

Pediatrician (Hospital)

$220,000–$320,000

Hopkins Children's Center + Children's National DC adjacent · nationally ranked pediatric specialty

Psychiatry

$255,000–$385,000

Hopkins Psychiatry (top-5 nationally) · Sheppard Pratt (oldest US psychiatric hospital, Towson) · MD shortage

NIH Clinical Investigator

$235,000–$425,000

NIH intramural program · Clinical Center investigator · GS-15/Senior Executive Service + clinical premium

Walter Reed / Military Physician

$185,000–$315,000

Walter Reed National Military Medical Center · USUHS faculty · O-5/O-6 rank + civilian-track equivalent

IM / FM Resident (PGY-1 to PGY-3)

$66,000–$80,000

Hopkins + UMMS + MedStar + Adventist + Walter Reed residency programs

Worth knowing: Johns Hopkins University School of Medicine has held the #1 or #2 NIH research funding rank nationally for most of the past 30 years ($850M+ annual NIH funding, ~2,800 faculty), making it the dominant US academic medical center by research scale. Hopkins Hospital + Hopkins Bayview + Hopkins All Children's (St. Petersburg FL) plus Hopkins Applied Physics Laboratory (Laurel MD, $1.4B+ federal contracts) form a research-clinical ecosystem unique nationally. UMMS Shock Trauma Center is the only state-mandated primary adult resource center for trauma — handles ~7,500 trauma cases/year. NIH Bethesda's Clinical Center is the largest US hospital fully dedicated to clinical research (~200 beds, 1,500 active protocols at any time). Walter Reed National Military Medical Center (Bethesda, formed 2011 from merger of Walter Reed Army + Bethesda Naval) is the flagship DoD medical facility. MD joined IMLC in 2018 via HB 1095. The MD combined effective rate for a physician at $400K in Montgomery County (3.20% piggyback) is ~8.5% (the marginal rate there is 5.75% + 3.20% = 8.95%); at $1M+ surgical subspecialty TC the 2025 BRFA's 6.5% bracket plus the Montgomery piggyback puts the combined marginal rate at 9.70% (effective ~9.0%) — among the highest US state-level burdens.

Sources & Methodology

Salary figures are market estimates for Physicians in Maryland and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Maryland 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers