How much does a Physical Therapist make in Rhode Island?

The average Physical Therapist salary in Rhode Island is around $98,000 per year. After federal taxes, FICA, and Rhode Island state taxes, your estimated take-home pay is approximately $74,657 annually ($6,221/month).

What is the take-home pay for a Physical Therapist in Rhode Island?

On a $98,000 salary in Rhode Island, your take-home pay is approximately $74,657/year or $6,221/month. Federal tax: $12,730. State tax: $3,116. FICA: $0.00.

Is $98,000 a good Physical Therapist salary?

$98,000 is a competitive salary for a Physical Therapist — above the national median. In Rhode Island, demand for this role is active.

How do Rhode Island taxes affect Physical Therapist salaries?

Rhode Island levies state income tax on top of federal taxes. Your estimated state tax on $98,000 is $3,116. Your total effective tax rate is approximately 23.8%.

What are the career growth prospects for Physical Therapists?

15% growth through 2032 (much faster than average). Related roles include: Sports PT, Orthopedic PT, Neurological PT, Pediatric PT, PT Assistant.

How can a Physical Therapist in Rhode Island reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Healthcare

Physical Therapist Salary in Rhode Island (2026)

The average Physical Therapist in Rhode Island earns around $98,000/year. After taxes, your estimated take-home is $74,657/year ($6,221/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$74,657
Monthly Take-Home Pay	$6,221
Biweekly Take-Home Pay	$2,871
Hourly Take-Home Pay based on 2,080 hrs/year	$36/hr
Federal Tax	$12,730
State Tax	$3,116
FICA Taxes	$7,497
Effective Tax Rate total taxes ÷ gross salary	23.82%

Estimates only — not tax advice. · Full disclaimer →

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Physical Therapist Salary Ranges in Rhode Island

Entry Level (0–3 yrs)

$78,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$98,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$135,000

/year

See tax breakdown →

Not all Physical Therapists earn the same — not even close

Rhode Island's physical therapist market is anchored by Lifespan (Rhode Island Hospital + Hasbro Children's Hospital + The Miriam Hospital + Newport Hospital), Care New England (Kent Hospital + Women & Infants + Butler) + the substantial RI community PT, University of Rhode Island Department of Physical Therapy DPT program (the only RI DPT-granting institution + ~50 DPTs/yr + post-1980s founding + the substantial URI DPT-Lifespan partnership + the substantial URI as one of country's substantial US DPT programs), post-2020 RI outpatient ortho cluster (the substantial post-2020 Providence + Cranston + Warwick + Newport outpatient PT + Concentra + Athletico + ATI Physical Therapy + the substantial RI cash-pay PT), RI sports medicine + post-Brown athletics + post-NYC-Boston sports referral (the substantial RI sports + outdoor + Block Island beaches + Newport sailing + the substantial RI post-2020 athletics), RI rehab + LTACH PT (the substantial Lifespan Rehabilitation Hospital + the substantial RI aging population).

Sr Outpatient Ortho PT / DPT (Cash-Pay)

$95,000–$148,000+ bonus

Outpatient ortho · the substantial post-2020 RI cash-pay PT + private

Sr Sports Medicine PT (Brown / Newport Sailing)

$92,000–$148,000+ bonus

Sports med PT · Brown athletics + Newport sailing + post-NYC-Boston sports

Sr Inpatient Rehab PT (Acute / Rehab Hospital)

$85,000–$125,000+ bonus

Inpatient at Rhode Island Hospital + Miriam + Kent + Lifespan Rehab

Sr Hand Therapist CHT

$92,000–$145,000+ bonus

CHT at RI ortho practice + post-NYC-Boston hand trauma + the substantial

Sr Pediatric PT (Hasbro Children's)

$82,000–$118,000+ bonus

Peds PT at Hasbro Children's + Rhode Island Hospital peds + community

Sr Travel PT (Providence / Newport)

$98,000–$148,000+ bonus

Travel PT · post-2020 RI travel premium + crisis rates + the substantial

Sr Geriatric PT (Acute Care / SNF)

$78,000–$112,000+ bonus

Acute + SNF + LTACH PT · post-2020 RI aging population

Sr Clinical Specialist / Sports Specialist

$92,000–$135,000+ bonus

OCS + SCS + COMT cert · RI major systems + private practice lead

Mid-Level PT / DPT (3-6 yrs)

$72,000–$98,000+ bonus

Functional PT at RI major systems · transitioning to senior band

New Grad PT / DPT

$72,000–$85,000+ bonus

RI new grad · URI DPT pipeline · entry band

Worth knowing: Lifespan Rhode Island Hospital + Hasbro Children's + URI Department of Physical Therapy DPT + post-2020 RI outpatient ortho tri-anchor is one of the country's distinctive concentrated US single-state largest community + heritage pediatric + only RI DPT-granting + outpatient ortho PT cluster and a feature most national PT surveys understate for RI. Lifespan (Rhode Island Hospital + Hasbro Children's Hospital + The Miriam Hospital + Newport Hospital). Care New England (Kent Hospital + Women & Infants + Butler). University of Rhode Island Department of Physical Therapy DPT (the only RI DPT-granting institution + ~50 DPTs/yr + post-1980s founding + the substantial URI DPT-Lifespan partnership + the substantial URI as one of country's substantial US DPT programs + the substantial URI DPT clinical research). post-2020 RI outpatient ortho cluster (Providence + Cranston + Warwick + Newport outpatient PT + Concentra + Athletico + ATI Physical Therapy). RI sports medicine + post-Brown athletics + post-NYC-Boston sports referral. RI rehab + LTACH PT. RI PT Compact + RI progressive top 5.99% + RI NLC since 2024 anchor the RI PT proposition.

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Physical Therapist Salary in Other States

Physical Therapist Salary in California →Physical Therapist Salary in Texas →Physical Therapist Salary in New York →Physical Therapist Salary in Florida →Physical Therapist Salary in Washington →$98,000 salary in Rhode Island →

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