How much does a Physical Therapist make in Montana?

BLS puts the average Physical Therapist pay in Montana at $93,440 a year (BLS, May 2025). On that pay in Montana, after federal taxes, FICA, and Montana state taxes, your estimated take-home pay is approximately $70,647 annually ($5,887/month).

What is the take-home pay for a Physical Therapist in Montana?

On a $93,440 salary in Montana, your take-home pay is approximately $70,647/year or $5,887/month. Federal tax: $11,727. State tax: $3,918. FICA: $7,148.

Is $93,440 a good Physical Therapist salary?

$93,440 is the BLS average Physical Therapist pay in Montana, 11% below the US average of $105,280 (BLS, May 2025). The middle 50% in Montana earn between $81,250 and $103,480.

How do Montana taxes affect Physical Therapist salaries?

Montana levies state income tax on top of federal taxes. Your estimated state tax on $93,440 is $3,918. Your total effective tax rate is approximately 24.4%.

What are the career growth prospects for Physical Therapists?

In Montana, the top 10% earn over $115,540 and the bottom 10% under $78,490 (BLS, May 2025). 15% growth through 2032 (much faster than average). Related roles include: Sports PT, Orthopedic PT, Neurological PT, Pediatric PT, PT Assistant.

How can a Physical Therapist in Montana reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Healthcare

Physical Therapist Salary in Montana (2026)

Average Physical Therapist pay in Montana

$93,440/year

≈ $45/hour before tax

Middle 50% earn $81,250–$103,480

US average: $105,280

Source: BLS, May 2025

After tax (single filer)

$70,647/year

$5,887/month · effective tax rate 24.39%

Federal $11,727
State $3,918
FICA $7,148
Take-home

Pay by role in Montana

Senior PT (Billings Clinic / Logan Health)$78,000–$118,000+ bonus
Senior PT (Bozeman Health / St Vincent / Benefis)$72,000–$108,000+ bonus
Senior PT Owner / Independent Practice$92,000–$155,000+ profit
Senior Sports PT (Big Sky / Yellowstone Club)$78,000–$128,000+ bonus
Senior Pediatric PT$68,000–$102,000
Senior Home Health PT$68,000–$102,000

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$70,647
Monthly Take-Home Pay	$5,887
Biweekly Take-Home Pay	$2,717
Hourly Take-Home Pay based on 2,080 hrs/year	$34/hr
Federal Tax	$11,727
State Tax	$3,918
FICA Taxes	$7,148
Effective Tax Rate total taxes ÷ gross salary	24.39%

Estimates only — not tax advice. · Full disclaimer →

Not all Physical Therapists earn the same — not even close

Montana's physical therapy market is anchored by University of Montana School of Physical Therapy & Rehabilitation Science Missoula (the only MT DPT-granting institution + ~40 DPTs annually + the substantial UM PT Rural Track), Montana State University Bozeman PT-related health sciences, Billings Clinic + Logan Health Kalispell Rehab (post-2024 merger rehab network), Bozeman Health Deaconess Rehab + St Vincent Healthcare Billings + Benefis Great Falls Rehab + St Patrick Hospital Missoula + Community Medical Center Missoula rehab, the substantial MT post-Big Sky ski injury rehab (Big Sky Resort + Yellowstone Club + Whitefish + Bridger Bowl + the substantial Yellowstone NPS + Glacier NPS recreation injury rehab), the substantial MT WWAMI rural rehab access + IHS reservation PT (Blackfeet + Crow + Northern Cheyenne IHS), plus MT PT Compact since 2017 enabling multi-state mobility.

Senior PT (Billings Clinic / Logan Health)

$78,000–$118,000+ bonus

Billings Clinic + Logan Health · the only MT Level 1 + post-2024 merger rehab network

Senior PT (Bozeman Health / St Vincent / Benefis)

$72,000–$108,000+ bonus

Bozeman Health + St Vincent + Benefis + St Patrick · acute + outpatient rehab

Senior PT Owner / Independent Practice

$92,000–$155,000+ profit

PT clinic owner · the substantial MT outpatient ortho + sports + manual therapy

Senior Sports PT (Big Sky / Yellowstone Club)

$78,000–$128,000+ bonus

Big Sky Resort + Yellowstone Club + Whitefish + Bridger Bowl ski injury rehab

Senior Pediatric PT

$68,000–$102,000

Pediatric PT at Billings + Bozeman + the substantial MT pediatric PT

Senior Home Health PT

$68,000–$102,000

Home health PT at Billings Clinic Home Health + Logan + LHC Group MT

Senior IHS Reservation PT

$72,000–$108,000+ loan repayment

Blackfeet + Crow + Northern Cheyenne IHS · NHSC + LRP

Senior Federal Civilian PT (VA Fort Harrison)

$72,000–$105,000

VA Montana Health Care Fort Harrison Helena · GS-12/13 federal civilian PT

Mid-Career PT (3-7 yrs)

$58,000–$82,000

Functional PT at MT health systems · transitioning to senior band

New PT (Step 1-2)

$55,000–$72,000

New grad PT at MT health systems + private practice · entry band

Worth knowing: Big Sky Resort + Yellowstone Club + Whitefish + Bridger Bowl ski injury orthopedic rehab is one of the country's distinctive concentrated US single-state UHNW resort recreation injury PT anchor and a feature most national PT surveys understate for MT. The substantial MT recreation injury rehab (Big Sky Resort the substantial post-2020 Big Sky $400M+ Boyne Resorts expansion + Yellowstone Club private ski resort + Whitefish Mountain Resort + Bridger Bowl + the substantial MT post-2020 ski + snowboard injury rehab + the substantial post-Yellowstone NPS + Glacier NPS hiking + climbing injury + the substantial MT outdoor recreation industry + the substantial post-2020 Big Sky + Whitefish + Bozeman + Kalispell UHNW migration driving substantial MT outpatient ortho + sports PT demand) supports distinctive MT sports + recreation PT work. Senior MT sports PTs clear $78-128K+ bonus. UM School of Physical Therapy Missoula as the only MT DPT-granting institution + MSU Bozeman health sciences + the substantial UM PT Rural Track WWAMI rural rehab. Billings Clinic + Logan Health post-2024 merger rehab + Bozeman Health + St Vincent + Benefis + St Patrick + Community Medical Center. MT PT Compact since 2017 supports multi-state PT mobility. MT top 5.65% + MT 0% sales tax anchor the MT PT proposition.

Sources & Methodology

Salary figures are market estimates for Physical Therapists in Montana and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Montana 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers