How much does a Physical Therapist make in Hawaii?

The average Physical Therapist salary in Hawaii is around $98,000 per year. After federal taxes, FICA, and Hawaii state taxes, your estimated take-home pay is approximately $71,768 annually ($5,981/month).

What is the take-home pay for a Physical Therapist in Hawaii?

On a $98,000 salary in Hawaii, your take-home pay is approximately $71,768/year or $5,981/month. Federal tax: $12,730. State tax: $6,005. FICA: $0.00.

Is $98,000 a good Physical Therapist salary?

$98,000 is a competitive salary for a Physical Therapist — above the national median. In Hawaii, demand for this role is active.

How do Hawaii taxes affect Physical Therapist salaries?

Hawaii levies state income tax on top of federal taxes. Your estimated state tax on $98,000 is $6,005. Your total effective tax rate is approximately 26.8%.

What are the career growth prospects for Physical Therapists?

15% growth through 2032 (much faster than average). Related roles include: Sports PT, Orthopedic PT, Neurological PT, Pediatric PT, PT Assistant.

How can a Physical Therapist in Hawaii reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Healthcare

Physical Therapist Salary in Hawaii (2026)

The average Physical Therapist in Hawaii earns around $98,000/year. After taxes, your estimated take-home is $71,768/year ($5,981/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$71,768
Monthly Take-Home Pay	$5,981
Biweekly Take-Home Pay	$2,760
Hourly Take-Home Pay based on 2,080 hrs/year	$35/hr
Federal Tax	$12,730
State Tax	$6,005
FICA Taxes	$7,497
Effective Tax Rate total taxes ÷ gross salary	26.77%

Estimates only — not tax advice. · Full disclaimer →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

1099 contract work or side gigs? Self-employment tax adds 15.3% on top. Open the 1099 tax calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

Working overtime? The 2025 OBBBA deduction may save you up to $12,500 on federal tax. Open the No Tax on Overtime calculator →

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Physical Therapist Salary Ranges in Hawaii

Entry Level (0–3 yrs)

$78,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$98,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$135,000

/year

See tax breakdown →

Not all Physical Therapists earn the same — not even close

Hawaii's physical therapist market is anchored by Queen's Health Systems + Kaiser Permanente Hawaii + Tripler Army Medical Center + Hawaii Pacific Health (Straub + Pali Momi + Kapiolani + Wilcox) + Adventist Health Castle + neighbor island community (Maui Memorial + Hilo Medical Center + Kona Community), post-Hawaii surf + watersport injury rehab (the substantial Pipeline Sunset Beach + Waikiki surf + the substantial Hawaii watersport + ocean rescue trauma rehab), HI sports medicine (Honolulu Marathon + Lanikai + the substantial HI outdoor + sports), HI senior + LTACH PT (the substantial HI ~$22B Medicare aging population), University of Hawaii at Manoa Doctor of Physical Therapy DPT program (the only HI DPT-granting institution + ~30 DPTs/yr + UH Manoa Department of Communication Sciences and Disorders) + Hawaii Pacific University HPU DPT, plus the substantial HI rehab + outpatient PT growth post-2020.

Sr Outpatient Ortho PT / DPT (Cash-Pay)

$92,000–$148,000+ bonus

Outpatient ortho · the substantial post-2020 HI cash-pay PT + private

Sr Sports Medicine PT (Surf / Watersport)

$92,000–$148,000+ bonus

Sports med PT · post-Pipeline + Waikiki + Honolulu Marathon + ocean

Sr Inpatient Rehab PT (Acute / Rehab Hospital)

$82,000–$118,000+ bonus

Inpatient at Queen + Kaiser + Tripler + Rehabilitation Hospital of the Pacific

Sr Hand Therapist CHT

$92,000–$145,000+ bonus

CHT at HI ortho practice + post-surf + watersport hand trauma

Sr Pediatric PT

$82,000–$118,000+ bonus

Peds PT at Kapiolani + Queen peds + Kaiser HI peds + community

Sr Travel PT (Honolulu / Maui)

$98,000–$148,000+ bonus

Travel PT · post-2020 HI travel premium + crisis rates + the substantial

Sr Geriatric PT (Acute Care / SNF)

$78,000–$112,000+ bonus

Acute + SNF + LTACH PT · post-2020 HI aging population

Sr Clinical Specialist / Sports Specialist

$92,000–$135,000+ bonus

OCS + SCS + COMT cert · HI major systems + private practice lead

Mid-Level PT / DPT (3-6 yrs)

$72,000–$95,000+ bonus

Functional PT at HI major systems · transitioning to senior band

New Grad PT / DPT

$72,000–$85,000+ bonus

HI new grad · UH Manoa DPT + HPU DPT pipeline · entry band

Worth knowing: post-Hawaii surf + watersport injury rehab + Honolulu Marathon sports medicine + Queen's + Kaiser HI + Tripler AMC + UH Manoa DPT tetra-anchor is one of the country's distinctive concentrated US single-state surf + watersport + outdoor sports + military medicine + only HI DPT-granting PT cluster and a feature most national PT surveys understate for HI. post-Hawaii surf + watersport injury rehab (the substantial Pipeline + Sunset Beach + Banzai + Waikiki + the substantial Hawaii watersport + ocean rescue trauma rehab + the substantial post-Hawaii surf + windsurf + kitesurf + spearfishing + diving trauma rehab). Honolulu Marathon + Lanikai + the substantial HI outdoor + sports medicine. Queen's Health Systems + Kaiser Permanente Hawaii + Tripler Army Medical Center + Hawaii Pacific Health (Straub + Pali Momi + Kapiolani + Wilcox) + Rehabilitation Hospital of the Pacific Honolulu. Adventist Castle + Maui Memorial + Hilo + Kona Community + post-2023 Maui wildfire rehab. University of Hawaii at Manoa DPT (the only HI DPT-granting institution + ~30 DPTs/yr) + Hawaii Pacific University HPU DPT. HI rehab + outpatient PT post-2020 substantial growth. HI PT Compact + post-Act 46 HI progressive top 11% phased 2024-2031 anchor the HI PT proposition.