How much does a Pharmacist make in Montana?

The average Pharmacist salary in Montana is around $138,000 per year. After federal taxes, FICA, and Montana state taxes, your estimated take-home pay is approximately $98,313 annually ($8,193/month).

What is the take-home pay for a Pharmacist in Montana?

On a $138,000 salary in Montana, your take-home pay is approximately $98,313/year or $8,193/month. Federal tax: $21,854. State tax: $7,277. FICA: $0.00.

Is $138,000 a good Pharmacist salary?

$138,000 is a strong salary for a Pharmacist — above the national median. In Montana, demand for this role is active.

How do Montana taxes affect Pharmacist salaries?

Montana levies state income tax on top of federal taxes. Your estimated state tax on $138,000 is $7,277. Your total effective tax rate is approximately 28.8%.

What are the career growth prospects for Pharmacists?

3% growth through 2032 (about as fast as average). Related roles include: Clinical Pharmacist, Retail Pharmacist, Hospital Pharmacist, Pharmacy Technician.

How can a Pharmacist in Montana reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Healthcare

Pharmacist Salary in Montana (2026)

The average Pharmacist in Montana earns around $138,000/year. After taxes, your estimated take-home is $98,313/year ($8,193/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$98,313
Monthly Take-Home Pay	$8,193
Biweekly Take-Home Pay	$3,781
Hourly Take-Home Pay based on 2,080 hrs/year	$47/hr
Federal Tax	$21,854
State Tax	$7,277
FICA Taxes	$10,557
Effective Tax Rate total taxes ÷ gross salary	28.76%

Estimates only — not tax advice. · Full disclaimer →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

Got a year-end bonus, sign-on, or retention payout? See the bonus calculator →

1099 contract work or side gigs? Self-employment tax adds 15.3% on top. Open the 1099 tax calculator →

Working overtime? The 2025 OBBBA deduction may save you up to $12,500 on federal tax. Open the No Tax on Overtime calculator →

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Pharmacist Salary Ranges in Montana

Entry Level (0–3 yrs)

$118,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$138,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$168,000

/year

See tax breakdown →

Not all Pharmacists earn the same — not even close

Montana's pharmacy market is anchored by University of Montana Skaggs School of Pharmacy Missoula (the only MT PharmD-granting institution + ~80 PharmDs annually + the substantial UM Skaggs ranking + the substantial UM Skaggs research), Billings Clinic Pharmacy + Logan Health Kalispell Pharmacy (post-2024 merger) + Bozeman Health Pharmacy + St Vincent Healthcare Pharmacy + Benefis Great Falls Pharmacy + St Patrick Missoula Pharmacy, Indian Health Service IHS MT reservation pharmacy (Blackfeet + Crow Agency + Northern Cheyenne + Fort Peck + Fort Belknap + Rocky Boy IHS pharmacy), the substantial MT retail pharmacy (Albertsons MT including Albertsons-Safeway MT + Walgreens + CVS + Costco MT + Town Pump MT in-house pharmacy + Smith's Food and Drug MT), VA Montana Health Care Fort Harrison Helena Pharmacy, the substantial MT independent rural pharmacy.

Senior Clinical Pharmacist (Billings Clinic Cancer)

$125,000–$172,000+ bonus

Billings Clinic Cancer Center · MT NCI-affiliated oncology pharmacy

Senior Clinical Pharmacist (Billings / Logan / Bozeman)

$112,000–$155,000+ bonus

Billings + Logan + Bozeman Health · acute clinical pharmacy + post-2024 merger pharmacy

Senior Pharmacy Owner / Independent

$135,000–$258,000+ profit

Independent retail pharmacy owner · the substantial MT rural independent pharmacy + Hi-Line

Senior Pharmacist (Albertsons / Walgreens / CVS)

$108,000–$145,000+ bonus

Retail pharmacy · Albertsons + Walgreens + CVS + Smith’s Food and Drug + Costco MT

Senior IHS Reservation Pharmacist

$118,000–$155,000+ loan repayment

Blackfeet + Crow + Northern Cheyenne + Fort Peck IHS · NHSC + LRP

Senior Hospital Pharmacist (St Vincent / Benefis / St Patrick)

$108,000–$148,000+ bonus

St Vincent Intermountain MT + Benefis + St Patrick Missoula · hospital pharmacy

Senior Specialty Pharmacist (Logan / Billings)

$118,000–$162,000+ bonus

Specialty pharmacy · oncology + biologics + the substantial post-2024 merger specialty

Senior Federal Civilian (VA Fort Harrison)

$108,000–$148,000

VA Montana Health Care Fort Harrison Helena · GS-13/14 federal civilian pharmacy

Mid-Career Pharmacist (3-7 yrs)

$98,000–$132,000

Functional pharmacist at MT health systems · transitioning to senior band

New Pharmacist (PGY-1 / Staff)

$88,000–$115,000

New PharmD at MT health systems + UM Skaggs PGY-1 + retail · entry band

Worth knowing: University of Montana Skaggs School of Pharmacy + the substantial Indian Health Service Montana reservation pharmacy is one of the country's distinctive concentrated US single-state academic pharmacy + IHS reservation pharmacy anchor and a feature most national pharmacy surveys understate for MT. UM Skaggs School of Pharmacy Missoula (the only MT PharmD-granting institution + ~80 PharmDs annually + the substantial UM Skaggs national ranking + the substantial UM Skaggs research + the substantial UM Skaggs Pharmaceutical Sciences PhD + the substantial UM Skaggs PGY-1 residency + the substantial UM Skaggs serving the substantial MT rural pharmacy pipeline) supports substantial MT pharmacy pipeline. Billings Clinic + Logan Health post-2024 merger pharmacy network + Bozeman Health + St Vincent Intermountain MT + Benefis + St Patrick + Community Medical Center hospital pharmacy. The substantial Indian Health Service IHS MT reservation pharmacy (Blackfeet IHS + Crow Agency + Northern Cheyenne + Fort Peck + Fort Belknap + Rocky Boy IHS pharmacy + IHS Loan Repayment Program LRP + IHS Scholarship + USPHS Commissioned Corps pathway) supports substantial MT IHS pharmacy. The substantial MT retail pharmacy + the substantial MT independent rural pharmacy + VA Fort Harrison Helena federal civilian. MT flat 5.9% + MT 0% sales tax anchor the MT pharmacy proposition.