How much does a HVAC Technician make in Tennessee?

BLS puts the average HVAC Technician pay in Tennessee at $57,810 a year (BLS, May 2025). On that pay in Tennessee, after federal taxes, FICA, and Tennessee state taxes, your estimated take-home pay is approximately $48,630 annually ($4,053/month).

What is the take-home pay for a HVAC Technician in Tennessee?

On a $57,810 salary in Tennessee, your take-home pay is approximately $48,630/year or $4,053/month. Federal tax: $4,757. State tax: $0. FICA: $4,422.

Is $57,810 a good HVAC Technician salary?

$57,810 is the BLS average HVAC Technician pay in Tennessee, 11% below the US average of $64,780 (BLS, May 2025). The middle 50% in Tennessee earn between $46,990 and $65,590.

How do Tennessee taxes affect HVAC Technician salaries?

Tennessee levies state income tax on top of federal taxes. Your estimated state tax on $57,810 is $0. Your total effective tax rate is approximately 15.9%.

What are the career growth prospects for HVAC Technicians?

In Tennessee, the top 10% earn over $81,590 and the bottom 10% under $38,540 (BLS, May 2025). 6% growth projected 2022-2032 (about average) overall — but heat-pump installation + IRA tax credit + R-454B retrofit + commercial controls / VRF specialty growing 12-18% annually. NATE + EPA 608 Universal + commercial chiller specialty + low-GWP refrigerant cert drive 25-50% wage premium. Related roles include: HVAC Installer, HVAC Service Technician, Refrigeration Technician, Chiller Technician, HVAC Controls Technician, Heat Pump Specialist, Commercial HVAC Technician, Boiler Technician.

How can a HVAC Technician in Tennessee reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Trades

HVAC Technician Salary in Tennessee (2026)

Average HVAC Technician pay in Tennessee

$57,810/year

≈ $28/hour before tax

Middle 50% earn $46,990–$65,590

US average: $64,780

Source: BLS, May 2025

After tax (single filer)

$48,630/year

$4,053/month · effective tax rate 15.88%

Federal $4,757
FICA $4,422
Take-home

Pay by role in Tennessee

UA Senior HVAC Foreman / Master$105,000–$165,000 w/OT
UA HVAC Journeyman (Healthcare)$92,000–$132,000 w/OT
UA HVAC Journeyman (Commercial)$85,000–$120,000 w/OT
UA HVAC Journeyman (Industrial)$92,000–$140,000 w/OT
UA HVAC Journeyman (Cargo / Memphis)$88,000–$128,000 w/OT
Residential HVAC Technician (Senior)$72,000–$108,000 w/OT

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$48,630
Monthly Take-Home Pay	$4,053
Biweekly Take-Home Pay	$1,870
Hourly Take-Home Pay based on 2,080 hrs/year	$23/hr
Federal Tax	$4,757
State Tax	$0
FICA Taxes	$4,422
Effective Tax Rate total taxes ÷ gross salary	15.88%

Estimates only — not tax advice. · Full disclaimer →

Not all HVAC Technicians earn the same — not even close

Tennessee's HVAC technician market is anchored by UA Local 17 Nashville (~1,800 active members covering middle TN HVAC + pipefitter + steamfitter combined apprenticeship), UA Local 614 Knoxville, UA Local 72 Chattanooga, and UA Local 5 Memphis. Major work concentrates at Oracle Nashville campus build-out (post-2021 relocation, $1.2B development), AllianceBernstein Nashville (post-2018 relocation), HCA Nashville HQ campus, FedEx Memphis Superhub facility maintenance, plus the substantial central Nashville commercial high-rise market. The 2025 OT deduction applies through 2028. TN has 0% state income tax.

UA Senior HVAC Foreman / Master

$105,000–$165,000 w/OT

UA Local 17 senior HVAC journeyman · supervision + project lead · Oracle + AllianceBernstein commercial premium

UA HVAC Journeyman (Healthcare)

$92,000–$132,000 w/OT

Vanderbilt UMC + HCA + Methodist Le Bonheur + St. Jude · medical-air specialty · ASHRAE 170 premium

UA HVAC Journeyman (Commercial)

$85,000–$120,000 w/OT

Oracle Nashville · AllianceBernstein · Nashville high-rise · downtown commercial cooling at scale

UA HVAC Journeyman (Industrial)

$92,000–$140,000 w/OT

Nissan Smyrna · GM Spring Hill · Bridgestone · Volkswagen Chattanooga · industrial premium

UA HVAC Journeyman (Cargo / Memphis)

$88,000–$128,000 w/OT

FedEx Superhub Memphis facility · AutoZone HQ · International Paper · UPS Memphis hub HVAC

Residential HVAC Technician (Senior)

$72,000–$108,000 w/OT

Suburban Nashville service · Lee Company + Climatech · summer-season demand premium · humidity specialty

HVAC Project Manager

$92,000–$155,000

Commercial mechanical contractor PM · Smith Seckman Reid + Lee Company · senior project lead

HVAC Service Manager

$78,000–$120,000

Service dispatch + technician management · regional service-area manager · book-of-business

UA HVAC Apprentice (Year 4)

$55,000–$75,000

Pre-journeyman final year · UA Local 17 apprenticeship · ASHRAE certification track

UA HVAC Apprentice (Year 1)

$36,000–$52,000

First-year apprentice · 50% of journeyman scale · 5-year UA HVAC + pipefitter program

Worth knowing: Tennessee's 0% state income tax (Article II §28 constitutional bar, Hall Tax fully repealed 2021) plus no city earnings tax means HVAC technician take-home in TN is among the highest US after-tax for the trade. A senior TN journeyman at $115K w/OT pays $0 state tax — compared to MA at 5% combined ($5,750) or NJ at ~6% combined ($6,900), TN keeps the full federal-only take-home. The Oracle Nashville campus relocation (post-2021 announcement, multi-year $1.2B build-out) plus AllianceBernstein Nashville (post-2018) plus the substantial Nashville commercial high-rise development boom drives sustained UA Local 17 commercial HVAC demand. Memphis's FedEx Superhub (~3M sq ft facility, the world's largest cargo airport sorting complex by volume) requires substantial 24/7 industrial HVAC for cargo cold-chain + electronics + perishables movement. The 2025 No Tax on Overtime federal deduction applies through 2028 — at $20K OT premium a single filer's deduction caps at $12,500, worth about $2,750 a year at 22% through 2028 (Tennessee has no income tax, so there is no state piece). TN's 9.55% sales tax (one of higher US rates) is the offsetting tax burden — but for trade-worker households, the no-income-tax advantage substantially outweighs the higher sales tax on the marginal-spending basis.

Sources & Methodology

Salary figures are market estimates for HVAC Technicians in Tennessee and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and no state income tax (Tennessee levies none). Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers