How much does a HVAC Technician make in Montana?

The average HVAC Technician salary in Montana is around $60,000 per year. After federal taxes, FICA, and Montana state taxes, your estimated take-home pay is approximately $47,716 annually ($3,976/month).

What is the take-home pay for a HVAC Technician in Montana?

On a $60,000 salary in Montana, your take-home pay is approximately $47,716/year or $3,976/month. Federal tax: $5,020. State tax: $2,675. FICA: $0.00.

Is $60,000 a good HVAC Technician salary?

$60,000 is a competitive salary for a HVAC Technician — near the national median. In Montana, demand for this role is active.

How do Montana taxes affect HVAC Technician salaries?

Montana levies state income tax on top of federal taxes. Your estimated state tax on $60,000 is $2,675. Your total effective tax rate is approximately 20.5%.

What are the career growth prospects for HVAC Technicians?

6% growth projected 2022-2032 (about average) overall — but heat-pump installation + IRA tax credit + R-454B retrofit + commercial controls / VRF specialty growing 12-18% annually. NATE + EPA 608 Universal + commercial chiller specialty + low-GWP refrigerant cert drive 25-50% wage premium.. Related roles include: HVAC Installer, HVAC Service Technician, Refrigeration Technician, Chiller Technician, HVAC Controls Technician, Heat Pump Specialist, Commercial HVAC Technician, Boiler Technician.

How can a HVAC Technician in Montana reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

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HVAC Technician Salary in Montana (2026)

The average HVAC Technician in Montana earns around $60,000/year. After taxes, your estimated take-home is $47,716/year ($3,976/month).

Take-Home Pay Breakdown

Category	Amount
Annual Take-Home Pay	$47,716
Monthly Take-Home Pay	$3,976
Biweekly Take-Home Pay	$1,835
Hourly Take-Home Pay based on 2,080 hrs/year	$23/hr
Federal Tax	$5,020
State Tax	$2,675
FICA Taxes	$4,590
Effective Tax Rate total taxes ÷ gross salary	20.47%

Estimates only — not tax advice. · Full disclaimer →

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

Working overtime? The 2025 OBBBA deduction may save you up to $12,500 on federal tax. Open the No Tax on Overtime calculator →

1099 contract work or side gigs? Self-employment tax adds 15.3% on top. Open the 1099 tax calculator →

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HVAC Technician Salary Ranges in Montana

Entry Level (0–3 yrs)

$44,000

/year

See tax breakdown →

Mid Level (3–7 yrs)

$66,000

/year

See tax breakdown →

Senior Level (7+ yrs)

$130,000

/year

See tax breakdown →

Not all HVAC Technicians earn the same — not even close

Montana's HVAC technician market is anchored by the Billings metro residential + commercial HVAC cluster (Billings + Laurel + the substantial Phillips 66 + ExxonMobil + CHS Laurel refinery cluster + Billings Clinic + St Vincent + the substantial extreme cold winter + summer high-desert + the substantial Billings industrial), Bozeman + Belgrade + Big Sky HVAC (the substantial Bozeman MSU + Bozeman Health + the substantial post-2020 Bozeman tech boom + the substantial Big Sky Resort + Yellowstone Club UHNW residential + the substantial post-2020 Bozeman fastest-growing MT metro luxury), Missoula HVAC (Providence Health + UM + the substantial Bitterroot Valley), Great Falls + Helena HVAC (Malmstrom AFB + the substantial Cascade County + Helena state capital), Kalispell + Whitefish HVAC (Logan Health + the substantial Flathead Lake + Whitefish ski + Glacier NP gateway), Butte HVAC (the substantial Butte mining heritage), plus substantial MT industrial HVAC + chiller + cleanroom specialty at Phillips 66 + ExxonMobil + CHS Laurel refineries (the substantial Billings refining cluster process HVAC + cleanroom) + Stillwater Mining Sibanye palladium + platinum (the substantial Stillwater Columbus + Nye + the substantial Stillwater process HVAC) + Malmstrom AFB (~5K personnel + 341st Missile Wing Minuteman III ICBM + post-2027 Sentinel ICBM cleared facility + cleared cleanroom HVAC) + the substantial Boeing Helena composites + the substantial Billings Clinic + St Vincent + Bozeman Health + Providence + Logan Health hospital HVAC.

Senior Commercial HVAC Tech (NATE)

$55,000–$85,000+ OT

Senior commercial tech · NATE Master + EPA 608 Universal · Billings + Bozeman + Missoula + Great Falls

Aerospace Cleared HVAC (Malmstrom AFB)

$68,000–$108,000+ OT

Malmstrom AFB · 341st Missile Wing Minuteman III + post-2027 Sentinel ICBM cleared facility + cleanroom HVAC

Refinery Process HVAC (Phillips 66 / Exxon / CHS)

$62,000–$98,000+ OT

Phillips 66 + ExxonMobil + CHS Laurel refineries · process HVAC + chiller + cleanroom + ammonia refrigeration

Mining Process HVAC (Stillwater)

$58,000–$92,000+ OT

Stillwater Mining Sibanye palladium + platinum · mining process HVAC + smelter ventilation

Luxury Resort HVAC (Big Sky / Yellowstone Club)

$58,000–$92,000+ OT

Big Sky Resort + Yellowstone Club + Whitefish luxury residential + commercial · UHNW residential VRF + smart home

VRF / Heat Pump Specialist

$58,000–$88,000+ OT

VRF + heat pump specialty · commercial + multifamily + IRA 25C cold-climate heat pump + NorthWestern Energy rebate

HVAC Controls Technician (BACnet)

$55,000–$82,000+

BACnet + Tridium Niagara + building automation · commercial + industrial + hospital + Malmstrom + refineries

Senior Residential HVAC Tech

$45,000–$68,000+ OT

Senior residential service tech · Billings + Bozeman + Missoula · extreme cold + alpine winter

Mid-Career HVAC Tech (3-6 yrs)

$38,000–$52,000+ OT

Mid-career tech transitioning to NATE + EPA 608 Universal · MT HVAC service shops

Entry Helper / Apprentice

$28,000–$40,000+ OT

Entry helper apprentice · MSU-Northern + Great Falls College + Missoula College + UA Local 41 Billings Plumbers Pipefitters pipeline

Worth knowing: Montana's Phillips 66 + ExxonMobil + CHS Laurel refineries + Stillwater Mining + Malmstrom AFB Minuteman III + Big Sky Resort + Yellowstone Club UHNW concentration is a distinctive MT HVAC feature most national HVAC surveys understate. MT's extreme climate (Billings summer high ~88°F + winter low ~15°F + Helena winter low ~10°F + the substantial MT polar vortex -50°F+ extreme cold + the substantial MT alpine elevation 4,000-8,000+ ft + the substantial Big Sky winter -30°F+ + the substantial MT diurnal swing + the substantial MT Chinook wind) drives substantial residential + commercial HVAC service — MT routinely sees the coldest US temperatures outside of AK. Phillips 66 Billings refinery + ExxonMobil Billings refinery + CHS Inc Laurel refinery (the substantial Billings + Laurel refining cluster + the substantial Phillips 66 Billings ~58K barrel/day + the substantial ExxonMobil Billings ~60K barrel/day + the substantial CHS Inc Laurel ~55K barrel/day + the substantial Billings refining process HVAC + chiller + cleanroom + ammonia refrigeration) supports specialized refinery process HVAC tech work — refinery process HVAC specialists clear $62-98K. Stillwater Mining Sibanye-Stillwater (the substantial only US palladium + platinum source + the substantial Stillwater Columbus + Nye Sweetgrass County mine + the substantial Stillwater ~1,500 employees + the substantial Stillwater smelter + refinery process HVAC) supports specialized mining process HVAC tech work. Malmstrom AFB Great Falls (~5K Malmstrom personnel + the substantial 341st Missile Wing Minuteman III ICBM + the substantial Malmstrom 150 Minuteman III silos + the substantial post-2027 Sentinel ICBM LGM-35A beddown + the substantial Malmstrom $3B+ Sentinel infrastructure modernization + the substantial Malmstrom cleared facility + cleared cleanroom HVAC) supports specialized aerospace cleared HVAC tech work — Malmstrom cleared HVAC specialists clear $68-108K + overtime with cleared facility access. Big Sky Resort + Yellowstone Club UHNW residential HVAC (the substantial Big Sky Resort largest US ski area by acreage + the substantial Yellowstone Club invitation-only UHNW + the substantial Big Sky ~$5M-$50M+ UHNW second-home + the substantial Yellowstone Club ultra-luxury smart-home VRF + the substantial post-2020 Bozeman + Big Sky remote-tech migration) supports specialized UHNW residential HVAC work — Big Sky + Yellowstone Club luxury HVAC specialists clear $58-92K. The 2025-2026 R-454B refrigerant transition + IRA 25C cold-climate heat pump credit + NorthWestern Energy heat pump rebate + the substantial MT heat-pump program drive sustained heat-pump installation. NATE + EPA 608 Universal + commercial chiller cert + cleared facility cert + cleanroom cert + refinery process cert drive 25-50% wage premium. MSU-Northern Havre + Great Falls College MSU + Missoula College + Bitterroot College + Helena College + UA Local 41 Billings + UA Local 30 Boise ID cross-border pipeline. MT progressive 4.7%/5.9% + MT 0% state sales tax + MT NO estate tax + MT NOT a RTW state + MPERA public pension anchor the MT HVAC proposition.