How much does a HVAC Technician make in Minnesota?

BLS puts the average HVAC Technician pay in Minnesota at $73,990 a year (BLS, May 2025). On that pay in Minnesota, after federal taxes, FICA, and Minnesota state taxes, your estimated take-home pay is approximately $57,374 annually ($4,781/month).

What is the take-home pay for a HVAC Technician in Minnesota?

On a $73,990 salary in Minnesota, your take-home pay is approximately $57,374/year or $4,781/month. Federal tax: $7,448. State tax: $3,508. FICA: $5,660.

Is $73,990 a good HVAC Technician salary?

$73,990 is the BLS average HVAC Technician pay in Minnesota, 14% above the US average of $64,780 (BLS, May 2025). The middle 50% in Minnesota earn between $58,860 and $87,190.

How do Minnesota taxes affect HVAC Technician salaries?

Minnesota levies state income tax on top of federal taxes. Your estimated state tax on $73,990 is $3,508. Your total effective tax rate is approximately 22.5%.

What are the career growth prospects for HVAC Technicians?

In Minnesota, the top 10% earn over $100,030 and the bottom 10% under $48,220 (BLS, May 2025). 6% growth projected 2022-2032 (about average) overall — but heat-pump installation + IRA tax credit + R-454B retrofit + commercial controls / VRF specialty growing 12-18% annually. NATE + EPA 608 Universal + commercial chiller specialty + low-GWP refrigerant cert drive 25-50% wage premium. Related roles include: HVAC Installer, HVAC Service Technician, Refrigeration Technician, Chiller Technician, HVAC Controls Technician, Heat Pump Specialist, Commercial HVAC Technician, Boiler Technician.

How can a HVAC Technician in Minnesota reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Trades

HVAC Technician Salary in Minnesota (2026)

Average HVAC Technician pay in Minnesota

$73,990/year

≈ $36/hour before tax

Middle 50% earn $58,860–$87,190

US average: $64,780

Source: BLS, May 2025

After tax (single filer)

$57,374/year

$4,781/month · effective tax rate 22.46%

Federal $7,448
State $3,508
FICA $5,660
Take-home

Pay by role in Minnesota

Senior Commercial HVAC Tech (NATE)$72,000–$108,000+ OT
Industrial Chiller / Cleanroom Specialist$82,000–$125,000+ OT
Ammonia Refrigeration Specialist (Dairy/Food)$78,000–$118,000+ OT
VRF / Heat Pump Specialist$75,000–$115,000+ OT
HVAC Controls Technician (BACnet)$72,000–$108,000+
Senior Residential HVAC Tech$58,000–$88,000+ OT

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$57,374
Monthly Take-Home Pay	$4,781
Biweekly Take-Home Pay	$2,207
Hourly Take-Home Pay based on 2,080 hrs/year	$28/hr
Federal Tax	$7,448
State Tax	$3,508
FICA Taxes	$5,660
Effective Tax Rate total taxes ÷ gross salary	22.46%

Estimates only — not tax advice. · Full disclaimer →

Not all HVAC Technicians earn the same — not even close

Minnesota's HVAC technician market is anchored by the Twin Cities Minneapolis-St. Paul metro residential + commercial HVAC cluster (Edina + Wayzata + Eden Prairie + Maple Grove + Woodbury + the substantial Twin Cities extreme winter average low ~7°F + heat pump + furnace demand + summer humidity AC), Rochester HVAC (Mayo Clinic Rochester ~70K + the substantial Mayo Clinic hospital + research lab HVAC + the substantial Rochester growth), Duluth-Superior HVAC (the substantial Lake Superior shoreline + Iron Range industrial + the substantial Duluth commercial), plus substantial MN industrial HVAC + chiller + cleanroom specialty at 3M Maplewood (~12K MN + the substantial 3M Center campus chiller + cleanroom HVAC) + Medtronic Mounds View (Fortune 200 medical devices + the substantial Medtronic Operational HQ cleanroom HVAC) + Boston Scientific Maple Grove (cardiac devices cleanroom) + UnitedHealth Group Minnetonka + Cargill Wayzata + General Mills Minneapolis + Target HQ + the substantial Twin Cities Fortune 500 industrial HVAC, plus the substantial MN dairy + food industry ammonia refrigeration + food-grade HVAC at Land O'Lakes + Hormel Foods Austin + Schwan's Food Marshall + Cargill protein + Kemps + AMPI dairy plants.

Senior Commercial HVAC Tech (NATE)

$72,000–$108,000+ OT

Senior commercial tech · NATE Master + EPA 608 Universal · Twin Cities + Rochester + Duluth

Industrial Chiller / Cleanroom Specialist

$82,000–$125,000+ OT

3M Maplewood + Medtronic Mounds View + Boston Scientific + Mayo Clinic + UnitedHealth chiller + cleanroom

Ammonia Refrigeration Specialist (Dairy/Food)

$78,000–$118,000+ OT

MN dairy + food industry ammonia refrigeration · Land O Lakes + Hormel + Schwan + Cargill · RETA cert

VRF / Heat Pump Specialist

$75,000–$115,000+ OT

VRF + heat pump specialty · commercial + multifamily + IRA 25C heat pump retrofit

HVAC Controls Technician (BACnet)

$72,000–$108,000+

BACnet + Tridium Niagara + building automation · commercial + industrial + hospital + Mayo

Senior Residential HVAC Tech

$58,000–$88,000+ OT

Senior residential service tech · Twin Cities + Rochester · extreme winter + furnace replacement

Refrigeration Technician (Commercial)

$62,000–$95,000+ OT

Supermarket + restaurant + ice plant + cold storage commercial refrigeration · EPA 608 + ammonia

Boiler / Steam Technician

$62,000–$95,000+ OT

Industrial + hospital + dairy + university campus boiler · NBIC + ASME + MN State boiler license

Mid-Career HVAC Tech (3-6 yrs)

$45,000–$62,000+ OT

Mid-career tech transitioning to NATE + EPA 608 Universal · MN HVAC service shops

Entry Helper / Apprentice

$35,000–$48,000+ OT

Entry helper apprentice · Dunwoody + Hennepin Tech + St. Paul College + Anoka Tech + UA Local 539 pipeline

Worth knowing: Minnesota's substantial Twin Cities Fortune 500 industrial HVAC + 3M + Medtronic cleanroom + Mayo Clinic hospital HVAC + dairy ammonia refrigeration + extreme winter climate specialty is a distinctive MN HVAC feature most national HVAC surveys understate. MN's extreme winter climate (Minneapolis average winter low ~7°F + January average ~22°F high + the substantial MN winter polar vortex events + the substantial MN year-round HVAC operation + the substantial MN furnace + heat pump + boiler demand) drives sustained residential + light commercial HVAC service. The country's substantial Minnesota Twin Cities Fortune 500 corporate cluster (3M Maplewood ~12K + the substantial 3M Center campus chiller + cleanroom + Medtronic Mounds View Fortune 200 medical devices + the substantial Medtronic Operational HQ cleanroom + Boston Scientific Maple Grove cardiac devices cleanroom + UnitedHealth Group Minnetonka Fortune 5 + Cargill Wayzata as the country's largest private US company + General Mills + Target HQ + Best Buy + Land O Lakes + Hormel + the substantial Twin Cities corporate industrial HVAC) supports a large industrial HVAC + chiller + cooling tower + cleanroom specialty market — industrial chiller + cleanroom specialists at MN Fortune 500 plants clear $82-125K + overtime. Mayo Clinic Rochester (the country's substantial US #1 hospital + ~70K Mayo employees + the substantial Mayo Clinic hospital + research lab + cleanroom + isolation room HVAC + the substantial Mayo Clinic Saint Marys + Methodist campus) supports specialized hospital HVAC + cleanroom + isolation specialty work. The substantial MN dairy + food industry (Land O Lakes Arden Hills dairy cooperative + Hormel Foods Austin + Schwan's Food Marshall + Cargill protein + Kemps + AMPI + the substantial MN dairy + meat processing + the substantial sanitary ammonia refrigeration + food-grade HVAC) supports specialized ammonia refrigeration + RETA-certified specialty work — ammonia refrigeration specialists clear $78-118K. The 2025-2026 R-410A → R-454B refrigerant transition (EPA AIM Act phase-down) + IRA 25C Energy Efficient Home Improvement Credit ($2,000 heat pump credit) + MN Solar Rewards + Heat Pump program drive sustained heat-pump installation + retrofit demand. NATE + EPA 608 Universal + commercial chiller cert + ammonia refrigeration RETA cert + cleanroom cert drive 25-50% wage premium. Dunwoody College of Technology + Hennepin Technical College + St. Paul College + Anoka Technical College + Lake Superior College + United Association Plumbers Pipefitters Local 539 Twin Cities + ABC of Minnesota pipeline. MN progressive top 9.85% + MN estate tax $3M + MN NOT a RTW state anchor the MN HVAC proposition.

Sources & Methodology

Salary figures are market estimates for HVAC Technicians in Minnesota and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Minnesota 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Run your own numbers