How much does a HVAC Technician make in Indiana?

The average HVAC Technician salary in Indiana is around $66,000 per year. After federal taxes, FICA, and Indiana state taxes, your estimated take-home pay is approximately $53,294 annually ($4,441/month).

What is the take-home pay for a HVAC Technician in Indiana?

On a $66,000 salary in Indiana, your take-home pay is approximately $53,294/year or $4,441/month. Federal tax: $5,740. State tax: $1,918. FICA: $5,049.

Is $66,000 a good HVAC Technician salary?

$66,000 is a competitive salary for a HVAC Technician — above the national median. In Indiana, demand for this role is active.

How do Indiana taxes affect HVAC Technician salaries?

Indiana levies state income tax on top of federal taxes. Your estimated state tax on $66,000 is $1,918. Your total effective tax rate is approximately 19.3%.

What are the career growth prospects for HVAC Technicians?

6% growth projected 2022-2032 (about average) overall — but heat-pump installation + IRA tax credit + R-454B retrofit + commercial controls / VRF specialty growing 12-18% annually. NATE + EPA 608 Universal + commercial chiller specialty + low-GWP refrigerant cert drive 25-50% wage premium.. Related roles include: HVAC Installer, HVAC Service Technician, Refrigeration Technician, Chiller Technician, HVAC Controls Technician, Heat Pump Specialist, Commercial HVAC Technician, Boiler Technician.

How can a HVAC Technician in Indiana reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Trades

HVAC Technician Salary in Indiana (2026)

Average HVAC Technician pay in Indiana

$66,000/year

≈ $32/hour before tax

After tax (single filer)

$53,294/year

$4,441/month · effective tax rate 19.25%

Federal $5,740
State $1,918
FICA $5,049
Take-home

Pay by role in Indiana

UA Senior HVAC Foreman / Master$108,000–$170,000 w/OT
UA HVAC Journeyman (Pharma / Cleanroom)$98,000–$148,000 w/OT
Data Center HVAC Specialist$115,000–$175,000 w/OT
UA HVAC Journeyman (Healthcare)$92,000–$135,000 w/OT
UA HVAC Journeyman (Commercial)$85,000–$120,000 w/OT
UA HVAC Journeyman (Industrial)$92,000–$140,000 w/OT

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$53,294
Monthly Take-Home Pay	$4,441
Biweekly Take-Home Pay	$2,050
Hourly Take-Home Pay based on 2,080 hrs/year	$26/hr
Federal Tax	$5,740
State Tax	$1,918
FICA Taxes	$5,049
Effective Tax Rate total taxes ÷ gross salary	19.25%

Estimates only — not tax advice. · Full disclaimer →

Not all HVAC Technicians earn the same — not even close

Indiana's HVAC technician market is anchored by UA Local 440 Indianapolis (~1,500 active members covering Indianapolis metro HVAC + pipefitter + steamfitter combined apprenticeship), plus regional UA Locals in Fort Wayne, Lafayette, and Evansville. Major commercial + industrial HVAC work at Eli Lilly Lebanon $3.7B pharmaceutical facility construction (multi-year through 2027+), Indianapolis Technology Center expansion, Subaru SIA Lafayette plant, IU Health hospital facility cooling, plus the substantial central Indiana data center cluster build-out. The 2025 OT deduction applies through 2028.

UA Senior HVAC Foreman / Master

$108,000–$170,000 w/OT

UA Local 440 senior HVAC journeyman · supervision + project lead · Lilly + Subaru + data center premium

UA HVAC Journeyman (Pharma / Cleanroom)

$98,000–$148,000 w/OT

Eli Lilly Lebanon $3.7B build + Indianapolis Technology Center · cleanroom + cGMP HVAC specialty

Data Center HVAC Specialist

$115,000–$175,000 w/OT

Central Indiana data center cluster · Microsoft + AWS + Meta builds · 24/7 on-call premium

UA HVAC Journeyman (Healthcare)

$92,000–$135,000 w/OT

IU Health + Community Health + Franciscan + Ascension St. Vincent · ASHRAE 170 medical-air specialty

UA HVAC Journeyman (Commercial)

$85,000–$120,000 w/OT

Indianapolis suburban commercial · Hamilton County office + retail · Carmel + Fishers growth corridor

UA HVAC Journeyman (Industrial)

$92,000–$140,000 w/OT

Subaru SIA Lafayette · Cummins Columbus · Allison Transmission Indianapolis · industrial process

Residential HVAC Technician (Senior)

$72,000–$105,000 w/OT

Suburban Indianapolis service · Williams Comfort Air · Mister Quik · residential heat-pump conversion

HVAC Project Manager

$95,000–$165,000

Commercial mechanical contractor PM · Schneider Electric + Sullivan Mechanical · senior project lead

UA HVAC Apprentice (Year 4)

$58,000–$78,000

Pre-journeyman final year · UA Local 440 apprenticeship · ASHRAE certification track

UA HVAC Apprentice (Year 1)

$38,000–$52,000

First-year apprentice · 50% of journeyman scale · 5-year UA HVAC + pipefitter program

Worth knowing: Eli Lilly Lebanon's $3.7B pharmaceutical facility construction (announced 2024, multi-year build through 2027+ with phased commissioning) is the structural depth feature for IN HVAC work. The Lebanon facility's cleanroom + cGMP manufacturing HVAC work requires ASHRAE specialty knowledge plus pharma-validation experience — senior journeymen with cleanroom experience clear $98-148K w/OT through the build cycle. The central Indiana data center cluster (Microsoft Boone County, AWS expanding, Meta Jeffersonville) drives parallel data center HVAC specialty demand. UA Local 440 Indianapolis (~1,500 active members) is among the smaller UA Locals nationally but well-positioned for the active construction cycle. The 2025 No Tax on Overtime federal deduction applies through 2028 — at $20K OT premium the $12,500 single cap binds, producing ~$2,750 federal a year, plus ~$620 of Indiana state + Marion County tax in 2026 from SB 243's parallel deduction. IN's 2.95% flat + Marion County 2.02% piggyback (4.97% combined effective) is among the lower US states for trade workers; Hamilton County (Carmel/Fishers, 1.10% piggyback) residency saves ~$1,010/year at $110K HVAC senior comp. IN taxes traditional and pension distributions at 2.95% plus county tax but exempts Social Security — a Roth 401(k) mix softens the late-career bill for HVAC pension recipients.

Sources & Methodology

Salary figures are market estimates for HVAC Technicians in Indiana and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Indiana 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.

Want to model 401(k), HSA, or pre-tax contributions against your full salary? Open the salary calculator →

Working overtime? The 2025 OBBBA deduction may save you up to $12,500 on federal tax. Open the No Tax on Overtime calculator →

1099 contract work or side gigs? Self-employment tax adds 15.3% on top. Open the 1099 tax calculator →

Key terms:···

Typical HVAC Technician Salary by Experience (National)

US-wide ranges, not Indiana figures. Each link shows the Indiana taxes on that salary.

Entry Level (0–3 yrs)

$44,000

/year

Mid Level (3–7 yrs)

$66,000

/year

Senior Level (7+ yrs)

$130,000

/year

Calculate Your Exact Take-Home Pay

Add 401(k) contributions, HSA, dependents, and more to see your personalized take-home.

Open Full Calculator

Frequently Asked Questions

Find answers to common questions about your taxes and our calculator.

Compare Two States

See how income tax, take-home pay, and total tax burden differ between any two US states side by side.

State 1

State 2

HVAC Technician Salary in Other States

HVAC Technician Salary in California →HVAC Technician Salary in Texas →HVAC Technician Salary in New York →HVAC Technician Salary in Florida →HVAC Technician Salary in Washington →

More on Indiana

All Professions in Indiana →

Salaries by profession, top-paying roles by industry, and an economic breakdown for Indiana in 2026.

Indiana State Income Tax Guide →

Tax brackets, standard deductions, and take-home estimates for Indiana in 2026.

Indiana Paycheck Calculator →

Adjust filing status, 401(k), and city/county tax for your exact 2026 take-home in Indiana.