Data Scientist Salary in Indiana (2026)
The average Data Scientist in Indiana earns around $118,000/year. After taxes, your estimated take-home is $88,837/year ($7,403/month).
Take-Home Pay Breakdown
| Category | Amount |
|---|---|
Annual Take-Home Pay | $88,837 |
Monthly Take-Home Pay | $7,403 |
Biweekly Take-Home Pay | $3,417 |
Hourly Take-Home Pay based on 2,080 hrs/year | $43/hr |
Federal Tax | $17,130 |
State Tax | $3,006 |
FICA Taxes | $9,027 |
Effective Tax Rate total taxes ÷ gross salary | 24.71% |
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Read the guideData Scientist Salary Ranges in Indiana
Not all Data Scientists earn the same — not even close
Indiana data science splits across three coherent sectors. Pharma (Eli Lilly drug-discovery ML, Roche Diagnostics imaging, Corteva ag-data) is roughly 50% of senior-IC data science demand and pays the highest specialty premium. Insurance (Anthem/Elevance claims, OneAmerica risk analytics) is the volume employer at moderate comp. Federal-research (Crane Naval Surface Warfare Center, Purdue Discovery Park, Notre Dame Lucy Institute) plus commercial SaaS (Salesforce Tower analytics) round it out. Pure-tech ML at FAANG-comparable scale doesn't exist in IN.
Principal ML Engineer / Lead Scientist
$220,000–$320,000 TC
Eli Lilly drug-discovery ML lead · Corteva senior ML · Purdue research-funded senior positions
Senior Data Scientist (Pharma)
$170,000–$240,000
Eli Lilly ML · Roche Diagnostics · Corteva Agriscience · pharma compliance specialty premium
Senior Data Scientist (Insurance)
$140,000–$200,000
Anthem/Elevance claims + member analytics · OneAmerica · enterprise insurance comp band
Senior Data Scientist (Commercial)
$135,000–$190,000
Salesforce Tower analytics · Genesys customer data · post-2020 expansion
Data Scientist (Mid-Level, 3-6 yrs)
$105,000–$155,000
Most common Indianapolis mid-career band across pharma, insurance, and commercial
ML Engineer / MLOps
$120,000–$210,000
Production ML deployment · Eli Lilly clinical-data pipelines · Anthem real-time scoring
Biostatistician (Pharma)
$120,000–$185,000
Eli Lilly clinical trials · IU Health research · IU School of Medicine · FDA-validated workflows
Junior Data Scientist / Analyst
$75,000–$110,000
Purdue MS / Notre Dame / IU Bloomington pipeline · entry band at Lilly LIRA / Anthem
Worth knowing: Eli Lilly's drug-discovery ML practice is the structural feature that defines IN data science. Following Lilly's pivot to AI-augmented drug discovery (announced 2020, accelerated post-2022 with the GLP-1 portfolio success funding R&D expansion), Lilly's Indianapolis Technology Center has hired aggressively for ML engineers, computational biologists, and clinical-trial data scientists. Senior ML engineers working on protein folding, drug-target prediction, and trial-outcome modeling earn $190K-$280K TC. The work intersects with regulatory compliance (FDA-validated workflows, GxP documentation), which adds a specialty premium that doesn't exist in pure commercial ML. Anthem/Elevance Health's data science organization (~500+ ML and DS staff) is the volume employer at Indianapolis HQ. Corteva Agriscience HQ (post-DowDuPont 2019 split) operates a distinctive agricultural-data practice across crop genetics, yield modeling, and seed performance prediction — small but specialized.
The IN data science market — pharma ML pivot, Anthem volume, and the realistic comp ceiling vs coastal AI hubs
$10B+
Eli Lilly annual R&D spend · IN's largest data science / ML employer
~500+
Anthem/Elevance Health ML/DS staff · Fortune 25 Indianapolis HQ
2.95%
IN flat state income tax (HEA 1001 2026 step, phasing to 2.9% by 2027)
2.02%
Marion County (Indianapolis) mandatory income tax piggyback
Data scientists at the senior level and above almost universally meet the Learned Professional exemption (29 CFR §541.301) — DS earning $100K+ on salary basis with creative or technical discretion don't get OT premium. Major IN data science work concentrates at three distinct employer tiers that pay and operate differently.
Eli Lilly's ML organization is the closest thing IN has to top-tier AI talent concentration. Following the 2020 pivot to AI-augmented drug discovery and the GLP-1 portfolio commercial success (Mounjaro, Zepbound) funding expanded R&D, Lilly's Indianapolis Technology Center plus Lebanon and Concord facilities have hired aggressively for protein-folding ML, clinical-outcome prediction, and drug-target identification. Senior ML engineers earn $190K-$280K TC — competitive with pharma ML at Pfizer NYC, Merck Rahway, or Novartis Cambridge when adjusted for cost of living. The work demands FDA-validated software development practices that add specialty premium beyond pure ML expertise.
Anthem/Elevance Health is the volume employer. The Fortune 25 insurance HQ in downtown Indianapolis operates a substantial data science organization (~500+ ML and DS staff) across claims analytics, member outcomes, fraud detection, and provider-network optimization. Senior DS earn $140K-$200K — about 15% below pharma ML comp but with greater seat density. Career mobility tends to flow toward Lilly, Roche, or out-of-state pharma rather than within Anthem's data science pyramid.
Top FAANG ML comp ceilings don't exist in Indiana. Google and Meta have no engineering presence in the state; Anthropic, OpenAI, and pure-AI startup roles concentrate in SF, NYC, and Seattle. Apple Indianapolis is a support office. Senior ML researchers chasing $500K+ TC will need to commute remote or relocate. The realistic IN staff-DS ceiling sits at $260K-$320K TC at Lilly principal or Corteva senior bands — meaningful money, distinctly below Bay Area pure-tech AI top tiers.
Indiana as a data scientist — Lilly pharma ML pivot, Anthem volume, Purdue research adjacency
Indianapolis is the state's data science capital. Eli Lilly's Indianapolis Technology Center (downtown plus Lilly Corporate Center campus) plus Anthem/Elevance HQ plus Salesforce Tower analytics teams plus Roche Diagnostics imaging plus Corteva Agriscience HQ all sit within a 20-minute drive of each other. The senior ML talent pool concentrates in Carmel, Fishers, and Westfield (Hamilton County) for the family-stage public school anchors plus the 1.10% county piggyback versus Marion's 2.02%. Younger DS often live in Meridian-Kessler, Broad Ripple, or Mass Ave urban corridors for the walkable density.
Purdue's School of Data Science (founded 2020) plus Notre Dame's Lucy Family Institute for Data and Society are the academic research anchors. Purdue Discovery Park hosts a data-science-adjacent research cluster including the Birck Nanotechnology Center, Bindley Bioscience Center, and the College of Engineering's expanding ML faculty. Notre Dame's Lucy Institute focuses on data ethics, computational social science, and policy-oriented data work — a distinctive flavor versus Purdue's engineering-heavy practice. Both academic ecosystems feed Indianapolis Lilly, Anthem, and Corteva but also send graduates to coastal pure-tech AI firms.
Crane Naval Surface Warfare Center (southern IN, ~50 minutes south of Bloomington) is the underappreciated federal-research data science anchor. Computational physics, materials modeling, signal processing, and ML for defense applications all run at Crane at federal-contractor scales with security clearance requirements. The work is GS-13/14 federal-pay-scale equivalent ($95K-$160K base) plus locality and clearance premiums. Many Crane data scientists eventually transition to Lilly or to defense contractors with Indianapolis operations.
Honest IN caveats apply. The pure-AI research ecosystem is genuinely thin — no Anthropic, no OpenAI, no top AI conference presence (NeurIPS / ICML / ICLR papers from IN-affiliated authors run less than 1/3 the volume of Boston, Bay Area, or NYC affiliations). Senior ML researchers optimizing for cutting-edge research access will eventually relocate. For data scientists optimizing for stable comp plus family-stage Hamilton County public schools plus Eli Lilly's drug-discovery mission, IN works decisively well at moderate tax cost.
How Indiana taxes work for data scientists (and how to keep more)
IN flat 2.95% plus county piggyback (Marion 2.02%, Hamilton 1.10%) means 4-5% combined effective for most IN data scientists. At $180K senior DS comp residing in Indianapolis, IN combined tax is ~$8,950/year; in Carmel, ~$7,290 — a $1,660/year residency delta. For principal-track ML engineers at $280K TC, the Hamilton-vs-Marion delta scales to $2,575/year. Senior DS at Lilly, Anthem, or Corteva running the residency math typically land in Hamilton, Boone, or Hendricks County for the piggyback advantage.
Property tax constitutional caps (Article 10 §1: 1% primary residence) plus ~0.85% statewide effective make IN homeowner math attractive at DS comp. A $500K Carmel home costs ~$4,250/year in property tax versus $8,500-$10,000 in Austin or NoVa at equivalent value. Data scientists building careers around Lilly's Indianapolis Technology Center or Anthem HQ can align residence with primary employer geography, capturing both lower county piggyback and Hamilton's nationally-ranked public schools.
Major IN data science employers — Eli Lilly, Anthem/Elevance, Roche Diagnostics, Corteva Agriscience, Salesforce Tower — most support at senior-IC and staff levels. Lilly's after-tax plan with in-plan Roth conversion is well-documented; Anthem and Roche operate parallel structures. At $200K+ TC this is the highest-leverage tax move available. IN's moderate state structure means conversions compound with only 4-5% offset at contribution and 0% at qualified withdrawal.
- →Capture your employer match before anything else — match dollars are an instant 50-100% return. Most major IN employers offer 4-6% match.
- →Live in Hamilton County (Carmel, Fishers, Westfield) or Boone County (Zionsville) if you work in Indianapolis. The 0.92%-0.52% county-tax delta versus Marion saves $1,660-$2,575/year at senior-DS-to-principal-ML comp. Single highest-leverage residency-tax decision.
- →Max your ($24,500 in 2026): pre-tax federal saves at 22-24% bracket plus 4-5% IN combined. At $180K senior DS, every $1,000 deferred saves ~$300 combined.
- → (highest-leverage move at senior DS comp): after-tax up to the ~$72,000 §415(c) cap minus pre-tax + match. Eli Lilly, Anthem/Elevance, Roche Diagnostics all support this. At $200K-$280K TC this could mean $25K-$35K/year of after-tax-to-Roth conversion. Lifetime impact at $240K comp: roughly $1.2M-$1.7M of tax-free Roth assets.
- →CollegeChoice 529 — Indiana's 20% state tax credit on contributions up to $7,500/year ($1,500 max credit) is the most generous 529 incentive nationally. No analog in CA, TX, FL, or NY. For senior DS with two children, $15,000/year of contributions produce $3,000/year of direct state credit — often fully zeroing the IN liability at family-stage comp.
- →Backdoor Roth IRA ($7,500/year in 2026): required at senior DS comp. Direct Roth IRA income phase-out begins at $150K single, $236K — most senior ICs are over.
- →: Indiana conforms to federal HSA treatment. A 2026 family HSA contribution of $8,750 reduces federal plus IN state taxable income — saving ~$2,100 federal + $390 IN combined at 24% federal plus 4-5% combined IN.
Three Indiana metros for data scientists — Indianapolis Lilly + Anthem dominance, Lafayette Purdue research, southern IN Crane federal
IN data science work concentrates in Indianapolis (Lilly, Anthem, Roche, Corteva, Salesforce Tower). Lafayette anchors academic + Purdue Discovery Park research. Crane (southern IN) hosts federal-research data science.
Indianapolis / Carmel / Fishers (Lilly / Anthem / Roche / Corteva / Salesforce)
Total comp: Junior DS $80-110K · Senior DS $145-220K · Staff/Principal ML $200-320KIndiana's data science capital. Eli Lilly Indianapolis Technology Center (drug-discovery ML, computational biology, clinical-trial analytics) is the largest single employer. Anthem/Elevance HQ (~500+ ML and DS staff) is the volume employer. Roche Diagnostics Indianapolis (imaging informatics, lab data), Corteva Agriscience HQ (agricultural data, crop genetics), and Salesforce Tower analytics round out the picture. Lilly senior ML engineers $190-280K TC; Anthem senior DS $140-200K; Salesforce Tower senior $135-190K.
Senior DS residential cluster: Carmel (Hamilton County, $550K-$1.1M SF, top public schools, 1.10% piggyback). Fishers ($450-850K, Geist Reservoir). Westfield / Zionsville $500-950K. Younger DS in Meridian-Kessler / Broad Ripple ($400-700K) for urban walkability. Marion 2.02% piggyback versus Hamilton 1.10% is the key residency-tax decision at senior comp.
Lafayette / West Lafayette (Purdue School of Data Science + Discovery Park + SIA Subaru)
Total comp: Junior DS $70-100K · Senior DS $115-165K · Staff $170-240KPurdue's School of Data Science (founded 2020) plus Discovery Park hosts a data-science-adjacent research cluster including ML faculty in CS and ECE, the Bindley Bioscience Center, and the Birck Nanotechnology Center. SIA Subaru of Indiana Automotive (~6,000 employees) operates manufacturing data analytics. Caterpillar Lafayette engine telemetry, Wabash National operations data, and Eli Lilly Lafayette pharmaceutical operations add scale. Comp typically 15-25% below Indianapolis at equivalent specialty depth with proportionally lower cost-of-living offset.
Lafayette housing $250-500K (West Lafayette Purdue-adjacent at $350-500K; Lafayette proper $250-425K). Tippecanoe County 1.28% piggyback. Purdue football and basketball dominate fall and winter weekends. Local commercial-tech scene is small but improving; the academic-research professional class is dense.
Crane / Bloomington (Naval Surface Warfare Center + IU + Cook Medical)
Total comp: Federal GS-13 $95-130K · GS-14 $120-155K · Cleared specialty $140-220KCrane Naval Surface Warfare Center (~3,500 employees, 50 minutes south of Bloomington) is IN's federal-research data science anchor. Computational physics, materials modeling, signal processing, and defense ML at federal-contractor scales with security clearance requirements. Bloomington adds Indiana University Department of Statistics + School of Informatics (now Luddy School of Informatics, Computing, and Engineering — top-25 nationally) plus Cook Medical (medical device data). Bedford limestone industry adjacent. Less commercial data science but stable federal employment with pension + clearance value.
Bloomington Sherwood Oaks and Park 46 single-family $350-550K. Bedford and Crane-adjacent $200-400K. Monroe County 1.36% piggyback; Martin County (Crane Township) 1.75%. IU campus culture dominates with football, basketball, Hoosier athletics. Bloomington restaurant scene is the strongest of any non-Indianapolis IN metro.
The career arc — from junior DS to senior to principal ML or pharma specialty
IN DS careers typically start at $75-110K total comp. Eli Lilly LIRA rotational program at $85-105K is the dominant entry path for Lilly's ML organization. Anthem/Elevance DS new-grad programs at $75-95K. Purdue MS Data Science, IU Luddy School, and Notre Dame Lucy Institute graduates feed most of the pipeline. First 12-18 months focus on production data pipelines, SQL fluency, and Python/R stack mastery — plus aggressive capture and CollegeChoice 529 credit if family-stage.
Years 2-5 are the senior DS / ML Engineer progression band — TC rises from $95-130K to $140-200K. Lilly L5 to L7 progression follows the pharma corporate ladder; Anthem senior DS follows traditional insurance-corporate bands. Specialty paths emerge: clinical-data/biostatistics at Lilly/IU Health/Roche; commercial ML at Salesforce Tower/Genesys; agricultural data at Corteva; federal-research ML at Crane (requires clearance). IN's 2.95% flat plus moderate county piggyback means a $160K DS in Carmel keeps roughly $4,300/year more than the same role in Charlotte and $12,500/year more than San Jose.
Years 5-10 are the staff ML / principal / industry pivot decision point. Principal ML TC typically $220-310K at Lilly senior bands or Corteva senior ML. Engineering manager paths at Anthem, Roche, OneAmerica range $170-260K. Many senior IN data scientists transition to pharma consulting (IQVIA Indianapolis, Syneos Health) or to Lilly's expanded internal AI-augmented drug-discovery organization. compounds dramatically — $30K+/year of post-tax-to-Roth over a decade builds substantial tax-free retirement assets.
Late career (15+ years): Principal ML / Distinguished Scientist / VP AI paths typically $280-400K+ at top-of-market IN comp (Lilly principal ML, Corteva senior leadership, Anthem/Elevance senior architects). IN retirement math is favorable but not no-tax: 2.95% state plus 1.10-2.02% county applies to retirement distributions, though Social Security is fully exempt from IN. A senior data scientist with $2-3M pre-tax balance pays IN tax on withdrawals at 4-5% combined — versus 0% in TN/FL/NV/TX. Late-career relocation to lower-tax states is less common for IN DS than for tech SE, because Lilly's pharma-ML specialty knowledge doesn't transfer as cleanly outside major pharma hubs.
Where data scientists live in Indiana's ML markets
Senior IN data scientists concentrate residentially in Hamilton County (Carmel, Fishers, Westfield) for the 1.10% county piggyback versus Marion's 2.02% — at senior-DS comp the delta is $1,660-$2,575/year. Younger DS often choose urban Indianapolis for walkability.
Carmel (Hamilton County north)
25-30 min · top public schools, Arts/Design District · single-family $550K-$1.1M · 1.10% piggyback
Fishers (Hamilton County northeast)
25-35 min · Geist Reservoir, younger families · $450-850K SF · 1.10% piggyback
Meridian-Kessler / Broad Ripple (Indianapolis)
10-15 min · urban-walkable · $400-700K SF · Marion 2.02% piggyback (urban DS belt)
Westfield / Zionsville (Hamilton + Boone)
35-45 min · semi-rural, top schools · $500-950K · 1.10-1.50% piggyback
Avon / Plainfield (Hendricks County)
25-35 min · most affordable Indianapolis-commute · $350-525K · 1.70% piggyback
West Lafayette (Tippecanoe County)
Purdue-adjacent · $300-500K SF · 1.28% piggyback · academic + SIA cluster
Bloomington (Monroe County)
IU campus + Cook Medical · $350-550K SF · 1.36% piggyback · Crane commute belt
Public transit is minimal across IN data science metros. Indianapolis IndyGo Red Line BRT serves the College Avenue corridor but isn't commute-realistic for most suburban DS. Lafayette and Bloomington are car-only. Plan commute time as a real cost.
Is this the right move?
Indiana for data scientists — who it actually works for
Working in your favor
- +Eli Lilly drug-discovery ML pivot + GLP-1 funded R&D expansion creates the deepest pharma ML market outside Boston / Bay Area / NYC
- +Property tax 1% cap + 0.85% statewide effective keeps homeowner math attractive at senior DS comp
- +CollegeChoice 529 20% credit ($1,500 max) most generous 529 incentive nationally — high-value for family-stage DS
- +Hamilton County 1.10% piggyback vs Marion 2.02% saves $1,660-$2,575/year at senior DS comp
- +Mega Backdoor Roth available at Lilly, Anthem/Elevance, Roche, and Corteva at senior-IC tiers
Worth knowing before you sign
- −No FAANG ML presence — top AI research roles cap at ~$320K TC vs $500K+ in Bay Area / Seattle
- −Mandatory county piggyback compounds state flat rate — combined effective 4-5%
- −Pure-AI research ecosystem is thin: no Anthropic, OpenAI, NeurIPS / ICML / ICLR paper volume runs ~1/3 of Boston / Bay Area
- −IN ML/DS career mobility concentrates in Indianapolis pharma + insurance — relocating within state is limited
- −Winters and severe-storm risk are real, and cultural texture is unironic Midwest (cars-not-trains, smaller restaurant scene)
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