How much does a AI / ML Engineer make in Rhode Island?

The average AI / ML Engineer salary in Rhode Island is around $220,000 per year. After federal taxes, FICA, and Rhode Island state taxes, your estimated take-home pay is approximately $153,327 annually ($12,777/month).

What is the take-home pay for a AI / ML Engineer in Rhode Island?

On a $220,000 salary in Rhode Island, your take-home pay is approximately $153,327/year or $12,777/month. Federal tax: $41,704. State tax: $9,060. FICA: $14,809. RI Temporary Disability: $1,100.

Is $220,000 a good AI / ML Engineer salary?

$220,000 is a strong salary for a AI / ML Engineer — above the national median. In Rhode Island, demand for this role is active.

How do Rhode Island taxes affect AI / ML Engineer salaries?

Rhode Island levies state income tax on top of federal taxes. Your estimated state tax on $220,000 is $9,060. Your total effective tax rate is approximately 30.3%.

What are the career growth prospects for AI / ML Engineers?

BLS projects 23% growth through 2032 for computer/info-research scientists (which AI/ML engineers fall under) — among the fastest-growing tech roles. Frontier-lab demand uniquely strong — OpenAI / Anthropic / xAI / Mistral / DeepMind hiring at premium tiers $300K-$700K base alone for senior MLE, plus equity 1.5x-3x base.. Related roles include: Machine Learning Engineer, AI Research Scientist, Applied Scientist, Deep Learning Engineer, NLP Engineer, Computer Vision Engineer, MLE, AI Engineer, Quant ML Engineer.

How can a AI / ML Engineer in Rhode Island reduce their tax bill?

Maximize your 401(k) contribution ($24,500 in 2026) to reduce taxable income. An HSA ($4,400 single / $8,750 family) adds further pre-tax savings. These strategies can save thousands annually — use our calculator to see your exact savings.

Tech

AI / ML Engineer Salary in Rhode Island (2026)

Average AI / ML Engineer pay in Rhode Island

$220,000/year

≈ $106/hour before tax

After tax (single filer)

$153,327/year

$12,777/month · effective tax rate 30.31%

Federal $41,704
State $9,060
Disability / leave $1,100
FICA $14,809
Take-home

Pay by role in Rhode Island

Staff / Principal AI/ML Engineer$185,000–$315,000+ TC
Senior AI/ML Engineer (CVS Health Woonsocket)$140,000–$222,000+ TC
Senior AI/ML Engineer (Hasbro Pawtucket)$128,000–$200,000+ TC
Senior AI/ML Engineer (Citizens / Fidelity / Amica)$132,000–$210,000+ TC
Senior AI/ML Engineer (Cleared / NUWC Newport)$148,000–$235,000+ TC
Senior AI/ML Engineer (Brown University Research)$135,000–$215,000+ TC

See all 10 roles with notes

See the full tax breakdown

Category	Amount
Annual Take-Home Pay	$153,327
Monthly Take-Home Pay	$12,777
Biweekly Take-Home Pay	$5,897
Hourly Take-Home Pay based on 2,080 hrs/year	$74/hr
Federal Tax	$41,704
State Tax	$9,060
RI Temporary Disability	$1,100
FICA Taxes	$14,809
Effective Tax Rate total taxes ÷ gross salary	30.31%

Estimates only — not tax advice. · Full disclaimer →

Not all AI / ML Engineers earn the same — not even close

Rhode Island's AI/ML market is anchored by CVS Health Woonsocket AI (the substantial post-2024 CVS Health GenAI claims + UW + clinical AI + Aetna insurance AI + CVS Caremark PBM AI + CVS Pharmacy retail + the substantial CVS HealthHUB clinical AI), Hasbro Pawtucket gaming AI (the substantial Hasbro Magic: The Gathering Arena AI + D&D Beyond + Wizards of the Coast + the substantial post-2024 Hasbro digital + gaming AI), Citizens Financial Providence + Fidelity Investments Smithfield + Amica Mutual Lincoln financial AI (fintech AI + UW + claims fraud + the substantial post-2024 RI financial GenAI), Naval Undersea Warfare Center NUWC Newport cleared AI (cleared submarine + undersea warfare AI + autonomy + sensor fusion + the substantial Navy submarine AI), Brown University Computer Science + Brown Data Science Institute + Carney Institute for Brain Science + the substantial Brown AI research (Brown as one of country's leading US AI/ML research universities), Lifespan + Care New England + Brown Medicine clinical AI, plus post-2020 RI remote-AI/ML migration from NYC + Boston + PHL.

Staff / Principal AI/ML Engineer

$185,000–$315,000+ TC

Senior IC at CVS + Hasbro + Citizens + NUWC + Brown · multi-domain

Senior AI/ML Engineer (CVS Health Woonsocket)

$140,000–$222,000+ TC

CVS Health · Caremark PBM AI + Aetna UW + claims + post-2024 GenAI

Senior AI/ML Engineer (Hasbro Pawtucket)

$128,000–$200,000+ TC

Hasbro · MTG Arena AI + D&D Beyond + Wizards + post-2024 digital + gaming

Senior AI/ML Engineer (Citizens / Fidelity / Amica)

$132,000–$210,000+ TC

Citizens + Fidelity + Amica · financial AI + UW + claims fraud + GenAI

Senior AI/ML Engineer (Cleared / NUWC Newport)

$148,000–$235,000+ TC

NUWC Newport · cleared submarine + undersea AI · TS/SCI premium

Senior AI/ML Engineer (Brown University Research)

$135,000–$215,000+ TC

Brown CS + Data Science Institute + Carney Brain Science research

Senior AI/ML Engineer (Lifespan / Care New England)

$118,000–$178,000+ bonus

Lifespan + Care New England + Brown Medicine · clinical AI + research

Senior AI/ML Engineer (Remote / NYC-Boston-PHL)

$135,000–$215,000+ TC

RI-based remote AI/ML · post-2020 NYC-Boston-PHL remote-AI · RI tax

Mid-Level AI/ML Engineer (3-6 yrs)

$108,000–$162,000

Functional IC at RI major employers · transitioning to senior band

Junior AI/ML Engineer (0-3 yrs)

$82,000–$118,000

Brown CS + Data Science + URI + Bryant + Providence College · entry

Worth knowing: CVS Health Woonsocket GenAI + Hasbro Pawtucket gaming AI + Brown University AI research + NUWC Newport cleared submarine AI tetra-anchor is one of the country's distinctive concentrated US single-state Fortune 4 healthcare GenAI + heritage US toy + gaming AI + leading academic AI + cleared submarine AI cluster and a feature most national AI/ML surveys understate for RI. CVS Health Woonsocket AI (the substantial post-2024 CVS Health GenAI claims + UW + clinical AI + Aetna insurance AI + CVS Caremark PBM AI + CVS Pharmacy retail + the substantial CVS HealthHUB clinical AI). Hasbro Pawtucket gaming AI (the substantial Hasbro Magic: The Gathering Arena AI + D&D Beyond + Wizards of the Coast + the substantial post-2024 Hasbro digital + gaming AI). Citizens Financial Providence + Fidelity Investments Smithfield + Amica Mutual Lincoln financial AI. NUWC Newport cleared submarine + undersea warfare AI + autonomy + sensor fusion. Brown University Computer Science + Brown Data Science Institute + Carney Institute for Brain Science (Brown as one of country's leading US AI/ML research universities). Lifespan + Care New England + Brown Medicine clinical AI. RI progressive top 5.99% + RI NLC since 2024 anchor the RI AI/ML proposition.

Sources & Methodology

Salary figures are market estimates for AI / ML Engineers in Rhode Island and vary by employer, specialty, seniority, and metro. Take-home math assumes a single filer with no dependents, the standard deduction, and Rhode Island 2026 state rates. Local taxes, insurance premiums, and pre-tax contributions will move your number — run the calculator for your own situation.