US Tax Calculators, State Guides & Salary Comparisons

All calculators use 2026 federal brackets per Rev. Proc. 2025-32 + IRS Notice 2025-67, including OBBBA carryovers (SALT $40,400, CTC $2,200, no-tax-on-overtime $12,500/$25,000, no-tax-on-tips $25,000, OBBBA AMT exemption + phaseout). State engines model 15 progressive states on 2026 schedules plus per-state surcharges (MA 4% millionaires, ME 2% over $1M, MD 2% on net cap gains > $350K AGI). All values verified against state DOR sources.

Yes, free. No signup, no paywall, no email capture. Every calculator, profession guide, state tax guide, and explainer page is open — type your numbers, see your take-home pay, leave when you're done.

Yes — three paths. Salaried W-2: enter annual gross + state + filing status + dependents + pre-tax deductions on the Salary Calculator. Hourly W-2: use the Hourly to Salary Calculator to convert, then run the result through the salary calculator. 1099 / self-employed: use the 1099 Tax Calculator, which handles self-employment tax (15.3% on the first $184,500 of net SE income for 2026), Schedule C deductions, the QBI 20% deduction, Solo 401(k) limits, and quarterly estimated payment math.

Yes. The salary calculator has dedicated inputs for 401(k) percent, employer match (with a tiered-match toggle for the common "100% up to 4% then 50% up to 6%" pattern), HSA, and FSA. These reduce federal taxable income and most states' taxable income too. New Jersey is the notable exception — NJ does NOT conform to federal pre-tax treatment of 401(k), HSA, or FSA, and the engine handles that automatically when you select NJ. California also taxes HSA contributions and growth at the state level; the engine handles that too.

Major federal updates land within 30 days of IRS publication (Rev. Proc., Notices, OBBBA implementation). State updates roll in as DORs publish — the 15 progressive states get a Q3-Q4 sweep when 2026 schedules are released. We track an internal maintenance calendar that triggers reviews ahead of each scheduled IRS release window.

Salary ranges blend BLS OEWS data (occupation-by-state median + percentile spreads), industry-specific surveys, and named-employer benchmarks (e.g. Houston Methodist for nurses, Cleveland Clinic for physicians, Lower Merion SD for teachers). Each guide identifies the real systems / districts driving the comp tier. We do not aggregate anonymous user-submitted data.